United Bancorp, Inc. (UBCP)

United Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 10, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	79	75	76	84	96	76
Market Cap Growth	12.75%	-0.92%	-10.04%	-12.43%	26.40%	-7.01%
Enterprise Value	163.98	102.04	102.57	108.22	120.16	99.94
Last Close Price	13.65	13.00	13.33	14.72	16.66	13.18
PE Ratio	10.63	10.24	8.49	9.81	10.28	9.48
Forward PE	10.34	-	-	-	-	-
PS Ratio	2.45	2.60	2.51	2.87	3.32	2.88
PB Ratio	1.28	1.19	1.20	1.41	1.35	1.12
P/TBV Ratio	1.26	1.14	1.15	1.35	1.27	1.05
P/FCF Ratio	83.27	-60.40	9.07	10.60	13.01	11.14
P/OCF Ratio	7.29	8.92	8.03	9.96	11.78	8.15
EV/Sales Ratio	5.48	3.52	3.38	3.68	4.13	3.78
EV/EBITDA Ratio	-	83.02	89.42	93.05	92.93	76.47
EV/FCF Ratio	179.02	-81.83	12.24	13.58	16.20	14.59
Debt / Equity Ratio	0.45	0.42	0.42	0.40	0.33	0.35
Debt / EBITDA Ratio	20.96	21.74	23.15	20.40	18.30	18.06
Debt / FCF Ratio	29.25	-21.43	3.17	2.98	3.19	3.45
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04
Return on Equity (ROE)	12.11%	11.65%	14.51%	13.17%	13.50%	12.40%
Earnings Yield	9.35%	9.77%	11.78%	10.19%	9.72%	10.55%
FCF Yield	1.20%	-1.66%	11.03%	9.43%	7.68%	8.97%
Dividend Yield	6.70%	7.10%	6.54%	5.65%	4.49%	4.67%
Payout Ratio	70.88%	69.08%	53.51%	52.66%	43.39%	42.26%
Buyback Yield / Dilution	0.00%	0.91%	0.96%	0.91%	0.07%	0.69%
Total Shareholder Return	6.70%	8.01%	7.51%	6.56%	4.57%	5.36%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q