United Bancorp, Inc. (UBCP)

United Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	75	73	85	100	79	85
Market Cap Growth	-0.86%	-13.17%	-15.10%	26.40%	-7.57%	29.82%
Enterprise Value	168	161	96	56	63	140
PE Ratio	7.98	8.20	9.76	10.54	9.90	12.51
PS Ratio	2.53	2.42	2.87	3.43	2.98	3.57
PB Ratio	1.19	1.15	1.42	1.39	1.15	1.42
P/FCF Ratio	9.37	8.75	10.46	12.39	11.46	11.67
P/OCF Ratio	6.17	7.76	9.97	12.15	8.41	9.89
EV/Sales Ratio	5.62	5.30	3.27	1.92	2.40	5.88
EV/EBITDA Ratio	15.56	15.13	9.00	4.67	6.42	16.34
EV/EBIT Ratio	17.44	16.96	10.10	5.24	7.40	18.96
EV/FCF Ratio	20.85	19.18	11.91	6.96	9.24	19.25
Debt / Equity Ratio	2.21	2.02	0.70	0.55	0.53	1.17
Debt / EBITDA Ratio	12.91	12.06	3.91	3.29	3.67	8.17
Debt / FCF Ratio	17.30	15.29	5.18	4.90	5.28	9.62
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04
Return on Equity (ROE)	15.20%	15.30%	14.70%	13.60%	12.10%	11.80%
Return on Assets (ROA)	1.10%	1.10%	1.20%	1.30%	1.10%	1.00%
Return on Capital (ROIC)	4.47%	4.66%	8.52%	8.51%	7.60%	5.23%
Earnings Yield	11.99%	12.19%	10.24%	9.49%	10.10%	7.99%
FCF Yield	10.68%	11.43%	9.56%	8.07%	8.72%	8.57%
Dividend Yield	4.01%	6.30%	5.30%	4.10%	4.30%	3.80%
Payout Ratio	31.97%	51.90%	51.70%	42.30%	41.00%	45.80%
Buyback Yield / Dilution	0.65%	0.45%	3.92%	-	-0.29%	-3.77%
Total Shareholder Return	4.66%	6.75%	9.22%	4.10%	4.01%	0.03%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).