United Bancorp Statistics
Total Valuation
United Bancorp has a market cap or net worth of $75.49 million. The enterprise value is $168.02 million.
| Market Cap | 75.49M |
| Enterprise Value | 168.02M |
Important Dates
The next estimated earnings date is Friday, August 2, 2024.
| Earnings Date | Aug 2, 2024 |
| Ex-Dividend Date | Jun 10, 2024 |
Share Statistics
United Bancorp has 5.95 million shares outstanding. The number of shares has decreased by -0.65% in one year.
| Shares Outstanding | 5.95M |
| Shares Change (YoY) | -0.65% |
| Shares Change (QoQ) | -0.24% |
| Owned by Insiders (%) | 12.93% |
| Owned by Institutions (%) | 8.45% |
| Float | 5.06M |
Valuation Ratios
The trailing PE ratio is 7.97.
| PE Ratio | 7.97 |
| Forward PE | n/a |
| PS Ratio | 2.53 |
| Forward PS | n/a |
| PB Ratio | 1.19 |
| P/FCF Ratio | 9.37 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.56, with an EV/FCF ratio of 20.85.
| EV / Earnings | 18.56 |
| EV / Sales | 5.62 |
| EV / EBITDA | 15.56 |
| EV / EBIT | 17.44 |
| EV / FCF | 20.85 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 2.21 |
| Debt / EBITDA | 12.91 |
| Debt / FCF | 17.30 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.20% and return on invested capital (ROIC) is 4.47%.
| Return on Equity (ROE) | 15.20% |
| Return on Assets (ROA) | 1.10% |
| Return on Capital (ROIC) | 4.47% |
| Revenue Per Employee | $237,183 |
| Profits Per Employee | $71,865 |
| Employee Count | 126 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, United Bancorp has paid $578,000 in taxes.
| Income Tax | 578,000 |
| Effective Tax Rate | 6.00% |
Stock Price Statistics
The stock price has increased by +7.46% in the last 52 weeks. The beta is 0.42, so United Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | +7.46% |
| 50-Day Moving Average | 12.33 |
| 200-Day Moving Average | 12.05 |
| Relative Strength Index (RSI) | 53.31 |
| Average Volume (20 Days) | 10,464 |
Short Selling Information
The latest short interest is 5,347, so 0.09% of the outstanding shares have been sold short.
| Short Interest | 5,347 |
| Short Previous Month | 4,028 |
| Short % of Shares Out | 0.09% |
| Short % of Float | 0.11% |
| Short Ratio (days to cover) | 0.79 |
Income Statement
In the last 12 months, United Bancorp had revenue of $29.89 million and earned $9.06 million in profits. Earnings per share was $1.59.
| Revenue | 29.89M |
| Gross Profit | 29.89M |
| Operating Income | 9.63M |
| Pretax Income | 9.63M |
| Net Income | 9.06M |
| EBITDA | 10.80M |
| EBIT | 9.63M |
| Earnings Per Share (EPS) | $1.59 |
Balance Sheet
The company has $46.88 million in cash and $139.40 million in debt, giving a net cash position of -$92.53 million or -$15.54 per share.
| Cash & Cash Equivalents | 46.88M |
| Total Debt | 139.40M |
| Net Cash | -92.53M |
| Net Cash Per Share | -$15.54 |
| Equity (Book Value) | 63.21M |
| Book Value Per Share | 10.62 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $12.24 million and capital expenditures -$4.18 million, giving a free cash flow of $8.06 million.
| Operating Cash Flow | 12.24M |
| Capital Expenditures | -4.18M |
| Free Cash Flow | 8.06M |
| FCF Per Share | $1.41 |
Margins
Gross margin is 100.00%, with operating and profit margins of 32.23% and 30.30%.
| Gross Margin | 100.00% |
| Operating Margin | 32.23% |
| Pretax Margin | 32.23% |
| Profit Margin | 30.30% |
| EBITDA Margin | 36.13% |
| EBIT Margin | 32.23% |
| FCF Margin | 26.97% |
Dividends & Yields
This stock pays an annual dividend of $0.51, which amounts to a dividend yield of 4.01%.
| Dividend Per Share | $0.51 |
| Dividend Yield | 4.01% |
| Dividend Growth (YoY) | 7.37% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 31.97% |
| Buyback Yield | 0.65% |
| Shareholder Yield | 4.66% |
| Earnings Yield | 11.99% |
| FCF Yield | 10.68% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | 0.11% |
| EPS Growth Forecast (5Y) | 7.43% |
Stock Splits
The last stock split was on November 29, 2006. It was a forward split with a ratio of 11:10.
| Last Split Date | Nov 29, 2006 |
| Split Type | Forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |