United Bancorp Statistics
Total Valuation
United Bancorp has a market cap or net worth of $74.68 million. The enterprise value is $85.56 million.
Important Dates
The last earnings date was Friday, February 7, 2025.
| Earnings Date | Feb 7, 2025 |
| Ex-Dividend Date | Mar 10, 2025 |
Share Statistics
United Bancorp has 5.79 million shares outstanding. The number of shares has increased by 0.90% in one year.
| Current Share Class | 5.79M |
| Shares Outstanding | 5.79M |
| Shares Change (YoY) | +0.90% |
| Shares Change (QoQ) | +0.13% |
| Owned by Insiders (%) | 8.89% |
| Owned by Institutions (%) | 10.80% |
| Float | 4.90M |
Valuation Ratios
The trailing PE ratio is 10.16 and the forward PE ratio is 9.21. United Bancorp's PEG ratio is 1.29.
| PE Ratio | 10.16 |
| Forward PE | 9.21 |
| PS Ratio | 2.50 |
| Forward PS | n/a |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.10 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 1.29 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.56 |
| EV / Sales | 2.97 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.28%.
| Return on Equity (ROE) | 11.28% |
| Return on Assets (ROA) | 0.90% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $228,822 |
| Profits Per Employee | $58,749 |
| Employee Count | 126 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -107,198 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +8.95% in the last 52 weeks. The beta is 0.41, so United Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.41 |
| 52-Week Price Change | +8.95% |
| 50-Day Moving Average | 13.05 |
| 200-Day Moving Average | 12.68 |
| Relative Strength Index (RSI) | 49.52 |
| Average Volume (20 Days) | 4,312 |
Short Selling Information
The latest short interest is 7,377, so 0.13% of the outstanding shares have been sold short.
| Short Interest | 7,377 |
| Short Previous Month | 7,044 |
| Short % of Shares Out | 0.13% |
| Short % of Float | 0.15% |
| Short Ratio (days to cover) | 1.93 |
Income Statement
In the last 12 months, United Bancorp had revenue of $28.83 million and earned $7.40 million in profits. Earnings per share was $1.27.
| Revenue | 28.83M |
| Gross Profit | 28.83M |
| Operating Income | 7.30M |
| Pretax Income | 9.63M |
| Net Income | 7.40M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.27 |
Full Income StatementBalance Sheet
The company has $19.61 million in cash and $30.49 million in debt, giving a net cash position of -$10.89 million or -$1.88 per share.
| Cash & Cash Equivalents | 19.61M |
| Total Debt | 30.49M |
| Net Cash | -10.89M |
| Net Cash Per Share | -$1.88 |
| Equity (Book Value) | 67.64M |
| Book Value Per Share | 11.68 |
| Working Capital | -621.02M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 25.30% |
| Pretax Margin | 25.30% |
| Profit Margin | 25.67% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |