United Bancorp Statistics
Total Valuation
United Bancorp has a market cap or net worth of $79.67 million. The enterprise value is $179.69 million.
Important Dates
The next estimated earnings date is Tuesday, February 4, 2025.
Earnings Date | Feb 4, 2025 |
Ex-Dividend Date | Dec 10, 2024 |
Share Statistics
United Bancorp has 5.79 million shares outstanding. The number of shares has increased by 1.32% in one year.
Current Share Class | 5.79M |
Shares Outstanding | 5.79M |
Shares Change (YoY) | +1.32% |
Shares Change (QoQ) | -0.15% |
Owned by Insiders (%) | 8.89% |
Owned by Institutions (%) | 9.88% |
Float | 4.90M |
Valuation Ratios
The trailing PE ratio is 10.07 and the forward PE ratio is 11.01.
PE Ratio | 10.07 |
Forward PE | 11.01 |
PS Ratio | 2.62 |
Forward PS | n/a |
PB Ratio | 1.22 |
P/TBV Ratio | 1.23 |
P/FCF Ratio | n/a |
P/OCF Ratio | 7.91 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 23.65 |
EV / Sales | 6.15 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.46%.
Return on Equity (ROE) | 13.46% |
Return on Assets (ROA) | 0.97% |
Return on Capital (ROIC) | n/a |
Revenue Per Employee | $231,992 |
Profits Per Employee | $60,302 |
Employee Count | 126 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, United Bancorp has paid $161,000 in taxes.
Income Tax | 161,000 |
Effective Tax Rate | 1.99% |
Stock Price Statistics
The stock price has increased by +9.35% in the last 52 weeks. The beta is 0.41, so United Bancorp's price volatility has been lower than the market average.
Beta (5Y) | 0.41 |
52-Week Price Change | +9.35% |
50-Day Moving Average | 13.25 |
200-Day Moving Average | 12.77 |
Relative Strength Index (RSI) | 55.17 |
Average Volume (20 Days) | 7,745 |
Short Selling Information
The latest short interest is 6,325, so 0.11% of the outstanding shares have been sold short.
Short Interest | 6,325 |
Short Previous Month | 6,958 |
Short % of Shares Out | 0.11% |
Short % of Float | 0.13% |
Short Ratio (days to cover) | 0.68 |
Income Statement
In the last 12 months, United Bancorp had revenue of $29.23 million and earned $7.60 million in profits. Earnings per share was $1.37.
Revenue | 29.23M |
Gross Profit | 29.23M |
Operating Income | 8.69M |
Pretax Income | 9.63M |
Net Income | 7.60M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $1.37 |
Full Income Statement Balance Sheet
The company has $37.78 million in cash and $137.80 million in debt, giving a net cash position of -$100.02 million or -$17.28 per share.
Cash & Cash Equivalents | 37.78M |
Total Debt | 137.80M |
Net Cash | -100.02M |
Net Cash Per Share | -$17.28 |
Equity (Book Value) | 65.46M |
Book Value Per Share | 11.31 |
Working Capital | -607.52M |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $10.08 million and capital expenditures -$10.34 million, giving a free cash flow of -$261,000.
Operating Cash Flow | 10.08M |
Capital Expenditures | -10.34M |
Free Cash Flow | -261,000 |
FCF Per Share | -$0.05 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 29.72% |
Pretax Margin | 27.72% |
Profit Margin | 27.17% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |