United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
13.76
+0.71 (5.46%)
Jan 8, 2025, 4:00 PM EST - Market closed

United Bancorp Statistics

Total Valuation

United Bancorp has a market cap or net worth of $79.67 million. The enterprise value is $179.69 million.

Market Cap 79.67M
Enterprise Value 179.69M

Important Dates

The next estimated earnings date is Tuesday, February 4, 2025.

Earnings Date Feb 4, 2025
Ex-Dividend Date Dec 10, 2024

Share Statistics

United Bancorp has 5.79 million shares outstanding. The number of shares has increased by 1.32% in one year.

Current Share Class 5.79M
Shares Outstanding 5.79M
Shares Change (YoY) +1.32%
Shares Change (QoQ) -0.15%
Owned by Insiders (%) 8.89%
Owned by Institutions (%) 9.88%
Float 4.90M

Valuation Ratios

The trailing PE ratio is 10.07 and the forward PE ratio is 11.01.

PE Ratio 10.07
Forward PE 11.01
PS Ratio 2.62
Forward PS n/a
PB Ratio 1.22
P/TBV Ratio 1.23
P/FCF Ratio n/a
P/OCF Ratio 7.91
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 23.65
EV / Sales 6.15
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.46%.

Return on Equity (ROE) 13.46%
Return on Assets (ROA) 0.97%
Return on Capital (ROIC) n/a
Revenue Per Employee $231,992
Profits Per Employee $60,302
Employee Count 126
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, United Bancorp has paid $161,000 in taxes.

Income Tax 161,000
Effective Tax Rate 1.99%

Stock Price Statistics

The stock price has increased by +9.35% in the last 52 weeks. The beta is 0.41, so United Bancorp's price volatility has been lower than the market average.

Beta (5Y) 0.41
52-Week Price Change +9.35%
50-Day Moving Average 13.25
200-Day Moving Average 12.77
Relative Strength Index (RSI) 55.17
Average Volume (20 Days) 7,745

Short Selling Information

The latest short interest is 6,325, so 0.11% of the outstanding shares have been sold short.

Short Interest 6,325
Short Previous Month 6,958
Short % of Shares Out 0.11%
Short % of Float 0.13%
Short Ratio (days to cover) 0.68

Income Statement

In the last 12 months, United Bancorp had revenue of $29.23 million and earned $7.60 million in profits. Earnings per share was $1.37.

Revenue 29.23M
Gross Profit 29.23M
Operating Income 8.69M
Pretax Income 9.63M
Net Income 7.60M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.37
Full Income Statement

Balance Sheet

The company has $37.78 million in cash and $137.80 million in debt, giving a net cash position of -$100.02 million or -$17.28 per share.

Cash & Cash Equivalents 37.78M
Total Debt 137.80M
Net Cash -100.02M
Net Cash Per Share -$17.28
Equity (Book Value) 65.46M
Book Value Per Share 11.31
Working Capital -607.52M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $10.08 million and capital expenditures -$10.34 million, giving a free cash flow of -$261,000.

Operating Cash Flow 10.08M
Capital Expenditures -10.34M
Free Cash Flow -261,000
FCF Per Share -$0.05
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 29.72%
Pretax Margin 27.72%
Profit Margin 27.17%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.53, which amounts to a dividend yield of 3.87%.

Dividend Per Share $0.53
Dividend Yield 3.87%
Dividend Growth (YoY) 5.96%
Years of Dividend Growth 3
Payout Ratio 39.01%
Buyback Yield -1.32%
Shareholder Yield 2.55%
Earnings Yield 9.54%
FCF Yield -0.33%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) 5.90%

Stock Splits

The last stock split was on November 29, 2006. It was a forward split with a ratio of 1.1:1.

Last Split Date Nov 29, 2006
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4