United Bancorp Statistics
Total Valuation
United Bancorp has a market cap or net worth of $76.19 million. The enterprise value is $186.53 million.
Important Dates
The next estimated earnings date is Thursday, May 8, 2025.
| Earnings Date | May 8, 2025 |
| Ex-Dividend Date | Mar 10, 2025 |
Share Statistics
United Bancorp has 5.79 million shares outstanding. The number of shares has increased by 0.90% in one year.
| Current Share Class | 5.79M |
| Shares Outstanding | 5.79M |
| Shares Change (YoY) | +0.90% |
| Shares Change (QoQ) | +0.13% |
| Owned by Insiders (%) | 8.89% |
| Owned by Institutions (%) | 11.14% |
| Float | 4.90M |
Valuation Ratios
The trailing PE ratio is 10.05 and the forward PE ratio is 9.11. United Bancorp's PEG ratio is 1.27.
| PE Ratio | 10.05 |
| Forward PE | 9.11 |
| PS Ratio | 2.44 |
| Forward PS | n/a |
| PB Ratio | 1.16 |
| P/TBV Ratio | 1.18 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 8.75 |
| PEG Ratio | 1.27 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 26.41 |
| EV / Sales | 6.44 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.65%.
| Return on Equity (ROE) | 11.65% |
| Return on Assets (ROA) | 0.90% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $229,849 |
| Profits Per Employee | $56,048 |
| Employee Count | 126 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -107,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -14.69% in the last 52 weeks. The beta is 0.39, so United Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | -14.69% |
| 50-Day Moving Average | 13.06 |
| 200-Day Moving Average | 12.79 |
| Relative Strength Index (RSI) | 45.02 |
| Average Volume (20 Days) | 10,722 |
Short Selling Information
The latest short interest is 9,322, so 0.16% of the outstanding shares have been sold short.
| Short Interest | 9,322 |
| Short Previous Month | 12,979 |
| Short % of Shares Out | 0.16% |
| Short % of Float | 0.19% |
| Short Ratio (days to cover) | 1.17 |
Income Statement
In the last 12 months, United Bancorp had revenue of $28.96 million and earned $7.06 million in profits. Earnings per share was $1.27.
| Revenue | 28.96M |
| Gross Profit | 28.96M |
| Operating Income | 7.82M |
| Pretax Income | 9.63M |
| Net Income | 7.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.27 |
Full Income StatementBalance Sheet
The company has $19.61 million in cash and $132.21 million in debt, giving a net cash position of -$112.61 million or -$19.44 per share.
| Cash & Cash Equivalents | 19.61M |
| Total Debt | 132.21M |
| Net Cash | -112.61M |
| Net Cash Per Share | -$19.44 |
| Equity (Book Value) | 63.46M |
| Book Value Per Share | 10.95 |
| Working Capital | -617.66M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $8.45 million and capital expenditures -$9.70 million, giving a free cash flow of -$1.25 million.
| Operating Cash Flow | 8.45M |
| Capital Expenditures | -9.70M |
| Free Cash Flow | -1.25M |
| FCF Per Share | -$0.22 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 26.99% |
| Pretax Margin | 25.19% |
| Profit Margin | 25.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |