United Bancorp, Inc. (UBCP)

Activision Blizzard Statistics

Total Valuation

United Bancorp has a market cap or net worth of $81.41 million. The enterprise value is $184.32 million.

Market Cap	81.41M
Enterprise Value	184.32M

Important Dates

The last earnings date was Thursday, July 31, 2025.

Earnings Date	Jul 31, 2025
Ex-Dividend Date	Jun 10, 2025

Share Statistics

United Bancorp has 5.79 million shares outstanding. The number of shares has decreased by -0.40% in one year.

Current Share Class	5.79M
Shares Outstanding	5.79M
Shares Change (YoY)	-0.40%
Shares Change (QoQ)	-1.35%
Owned by Insiders (%)	8.41%
Owned by Institutions (%)	10.97%
Float	4.91M

Valuation Ratios

The trailing PE ratio is 11.06 and the forward PE ratio is 10.64.

PE Ratio	11.06
Forward PE	10.64
PS Ratio	2.58
Forward PS	n/a
PB Ratio	1.34
P/TBV Ratio	1.36
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	25.90
EV / Sales	6.14
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$238,409
Profits Per Employee	$56,472
Employee Count	126
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-134,214
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +15.18% in the last 52 weeks. The beta is 0.40, so United Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	+15.18%
50-Day Moving Average	13.95
200-Day Moving Average	13.27
Relative Strength Index (RSI)	49.38
Average Volume (20 Days)	1,933

Short Selling Information

The latest short interest is 17,358, so 0.30% of the outstanding shares have been sold short.

Short Interest	17,358
Short Previous Month	20,319
Short % of Shares Out	0.30%
Short % of Float	0.35%
Short Ratio (days to cover)	2.43

Income Statement

In the last 12 months, United Bancorp had revenue of $30.04 million and earned $7.12 million in profits. Earnings per share was $1.27.

Revenue	30.04M
Gross Profit	30.04M
Operating Income	7.84M
Pretax Income	9.63M
Net Income	7.12M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.27

Balance Sheet

The company has $36.40 million in cash and $139.32 million in debt, giving a net cash position of -$102.92 million or -$17.76 per share.

Cash & Cash Equivalents	36.40M
Total Debt	139.32M
Net Cash	-102.92M
Net Cash Per Share	-$17.76
Equity (Book Value)	60.80M
Book Value Per Share	10.49
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	26.11%
Pretax Margin	24.37%
Profit Margin	24.82%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 6.51%.

Dividend Per Share	$0.92
Dividend Yield	6.51%
Dividend Growth (YoY)	7.78%
Years of Dividend Growth	5
Payout Ratio	70.88%
Buyback Yield	0.40%
Shareholder Yield	6.90%
Earnings Yield	8.74%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 29, 2006. It was a forward split with a ratio of 1.1:1.

Last Split Date	Nov 29, 2006
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1