United Bancorp Statistics
Total Valuation
United Bancorp has a market cap or net worth of $73.32 million.
Important Dates
The last earnings date was Wednesday, November 6, 2024.
| Earnings Date | Nov 6, 2024 |
| Ex-Dividend Date | Sep 10, 2024 |
Share Statistics
United Bancorp has 5.95 million shares outstanding. The number of shares has increased by 1.32% in one year.
| Current Share Class | 5.95M |
| Shares Outstanding | 5.95M |
| Shares Change (YoY) | +1.32% |
| Shares Change (QoQ) | -0.15% |
| Owned by Insiders (%) | 8.65% |
| Owned by Institutions (%) | 9.70% |
| Float | 5.06M |
Valuation Ratios
The trailing PE ratio is 9.03 and the forward PE ratio is 9.86.
| PE Ratio | 9.03 |
| Forward PE | 9.86 |
| PS Ratio | 2.34 |
| Forward PS | n/a |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.13 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.46%.
| Return on Equity (ROE) | 13.46% |
| Return on Assets (ROA) | 0.97% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $231,981 |
| Profits Per Employee | $60,199 |
| Employee Count | 126 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, United Bancorp has paid $161,056 in taxes.
| Income Tax | 161,056 |
| Effective Tax Rate | 1.99% |
Stock Price Statistics
The stock price has increased by +14.77% in the last 52 weeks. The beta is 0.42, so United Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | +14.77% |
| 50-Day Moving Average | 12.85 |
| 200-Day Moving Average | 12.54 |
| Relative Strength Index (RSI) | 42.91 |
| Average Volume (20 Days) | 7,499 |
Short Selling Information
The latest short interest is 5,053, so 0.08% of the outstanding shares have been sold short.
| Short Interest | 5,053 |
| Short Previous Month | 5,976 |
| Short % of Shares Out | 0.08% |
| Short % of Float | 0.10% |
| Short Ratio (days to cover) | 1.08 |
Income Statement
In the last 12 months, United Bancorp had revenue of $29.23 million and earned $7.59 million in profits. Earnings per share was $1.36.
| Revenue | 29.23M |
| Gross Profit | 29.23M |
| Operating Income | 8.63M |
| Pretax Income | 9.63M |
| Net Income | 7.59M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.36 |
Full Income StatementBalance Sheet
The company has $37.78 million in cash and $134.95 million in debt, giving a net cash position of -$97.18 million or -$16.33 per share.
| Cash & Cash Equivalents | 37.78M |
| Total Debt | 134.95M |
| Net Cash | -97.18M |
| Net Cash Per Share | -$16.33 |
| Equity (Book Value) | 65.46M |
| Book Value Per Share | 11.64 |
| Working Capital | -610.78M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.52% |
| Pretax Margin | 27.72% |
| Profit Margin | 27.17% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.97% |