United Bancshares, Inc. (UBOH)
Stock Price:
$19.85 USD
-0.49 (-2.41%)
Updated Oct 16, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
64.93M |
| Revenue (ttm) |
49.04M |
| Net Income (ttm) |
13.32M |
| Shares Out |
3.27M |
| EPS (ttm) |
4.07 |
| PE Ratio |
4.88 |
| Forward PE |
n/a |
| Dividend |
$0.56 |
| Dividend Yield |
2.82% |
Stock Quote
| Trading Day |
Oct 16, 2020 |
| Last Price |
$19.85 |
| Previous Close |
$20.34 |
| Change ($) |
-0.49 |
| Change (%) |
-2.41% |
| Day's Open |
18.80 |
| Day's Range |
18.80 - 19.85 |
| Day's Volume |
471 |
| 52-Week Range |
12.60 - 24.54 |
More Stats
| Market Cap |
64.93M |
| Enterprise Value |
67.25M |
| Earnings Date (est) |
n/a |
| Ex-Dividend Date |
Aug 28, 2020 |
| Shares Outstanding |
3.27M |
| Float |
2.56M |
| EPS (basic) |
4.07 |
| EPS (diluted) |
4.07 |
| FCF / Share |
-0.11 |
| Dividend |
$0.56 |
| Dividend Yield |
2.82% |
| Earnings Yield |
20.50% |
| FCF Yield |
n/a |
| Payout Ratio |
11.50% |
| Shares Short |
1,641 |
| Short Ratio |
0.67 |
| Short % of Float |
0.06% |
| Beta |
0.69 |
| PE Ratio |
4.88 |
| Forward PE |
n/a |
| P/FCF Ratio |
n/a |
| PS Ratio |
1.32 |
| PB Ratio |
0.62 |
| Revenue |
49.04M |
| Operating Income |
15.62M |
| Net Income |
13.32M |
| Free Cash Flow |
-367,000 |
| Net Cash |
-2.33M |
| Net Cash / Share |
-0.71 |
| Gross Margin |
88.01% |
| Operating Margin |
31.85% |
| Profit Margin |
27.20% |
| FCF Margin |
-0.75% |
| ROA |
1.42% |
| ROE |
13.81% |
| ROIC |
1.70% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
*No analysts have provided price targets for this stock.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 43.39 | 37.19 | 29.10 | 24.98 | 25.01 | 21.77 | 21.91 | 22.07 | 18.59 | 18.47 |
| Revenue Growth | 16.69% | 27.77% | 16.51% | -0.14% | 14.9% | -0.62% | -0.74% | 18.71% | 0.64% | - |
| Gross Profit | 43.39 | 37.19 | 29.10 | 24.98 | 25.01 | 21.77 | 21.91 | 22.07 | 18.59 | 18.47 |
| Operating Income | 12.28 | 9.75 | 6.73 | 7.27 | 7.32 | 5.39 | 5.88 | 5.56 | 3.04 | 2.95 |
| Net Income | 10.66 | 8.22 | 3.85 | 5.52 | 5.92 | 4.31 | 4.64 | 4.48 | 2.94 | 2.81 |
| Shares Outstanding | 3.27 | 3.27 | 3.27 | 3.28 | 3.33 | 3.37 | 3.45 | 3.45 | 3.45 | 3.44 |
| Earnings Per Share | 3.25 | 2.51 | 1.18 | 1.68 | 1.77 | 1.27 | 1.35 | 1.30 | 0.85 | 0.82 |
| EPS Growth | 29.48% | 112.71% | -29.76% | -5.08% | 39.37% | -5.93% | 3.85% | 52.94% | 3.66% | - |
| Dividend Per Share | 0.52 | 0.48 | 0.48 | 0.44 | 0.36 | 0.35 | 0.20 | 0.05 | - | 0.45 |
| Dividend Growth | 8.33% | 0% | 9.09% | 22.22% | 2.86% | 75% | 300% | - | - | - |
| Operating Cash Flow | 3.62 | 5.15 | 5.86 | 6.61 | 6.89 | 4.84 | 5.10 | 7.28 | 9.59 | 10.34 |
| Capital Expenditures | -0.75 | -0.53 | -4.18 | -2.08 | -0.31 | -0.31 | -0.39 | -0.11 | -0.17 | -0.31 |
| Free Cash Flow | 2.87 | 4.62 | 1.68 | 4.53 | 6.58 | 4.52 | 4.70 | 7.17 | 9.42 | 10.03 |
| Cash & Equivalents | 26.41 | 16.48 | 27.27 | 14.19 | 22.92 | 32.35 | 22.41 | 49.91 | 57.29 | 48.60 |
| Total Debt | 71.66 | 78.32 | 69.99 | 31.58 | 14.89 | 12.74 | 22.40 | 32.86 | 43.08 | 66.08 |
| Net Cash / Debt | -45.25 | -61.84 | -42.71 | -17.39 | 8.03 | 19.62 | 0.01 | 17.05 | 14.21 | -17.47 |
| Assets | 880 | 830 | 780 | 633 | 609 | 650 | 556 | 572 | 587 | 613 |
| Liabilities | 785 | 749 | 705 | 561 | 537 | 582 | 493 | 508 | 527 | 558 |
| Book Value | 94.78 | 80.94 | 75.70 | 72.56 | 71.56 | 67.77 | 63.01 | 64.17 | 59.75 | 55.01 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
United Bancshares, Inc. |
| Country |
United States |
| Employees |
217 |
| CEO |
Brian D. Young |
Stock Information
| Ticker Symbol |
UBOH |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: UBOH |
Description
United Bancshares operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. The company also offers wealth management, treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. The company operates seventeen banking centers and two loan production offices in northwest and central Ohio. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio.