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United Bancshares, Inc. (UBOH)

Stock Price: $19.85 USD -0.49 (-2.41%)
Updated Oct 16, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 64.93M
Revenue (ttm) 49.04M
Net Income (ttm) 13.32M
Shares Out 3.27M
EPS (ttm) 4.07
PE Ratio 4.88
Forward PE n/a
Dividend $0.56
Dividend Yield 2.82%

Stock Quote

Trading Day Oct 16, 2020
Last Price $19.85
Previous Close $20.34
Change ($) -0.49
Change (%) -2.41%
Day's Open 18.80
Day's Range 18.80 - 19.85
Day's Volume 471
52-Week Range 12.60 - 24.54

More Stats

Market Cap 64.93M
Enterprise Value 67.25M
Earnings Date (est) n/a
Ex-Dividend Date Aug 28, 2020
Shares Outstanding 3.27M
Float 2.56M
EPS (basic) 4.07
EPS (diluted) 4.07
FCF / Share -0.11
Dividend $0.56
Dividend Yield 2.82%
Earnings Yield 20.50%
FCF Yield n/a
Payout Ratio 11.50%
Shares Short 1,641
Short Ratio 0.67
Short % of Float 0.06%
Beta 0.69
PE Ratio 4.88
Forward PE n/a
P/FCF Ratio n/a
PS Ratio 1.32
PB Ratio 0.62
Revenue 49.04M
Operating Income 15.62M
Net Income 13.32M
Free Cash Flow -367,000
Net Cash -2.33M
Net Cash / Share -0.71
Gross Margin 88.01%
Operating Margin 31.85%
Profit Margin 27.20%
FCF Margin -0.75%
ROA 1.42%
ROE 13.81%
ROIC 1.70%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue43.3937.1929.1024.9825.0121.7721.9122.0718.5918.47
Revenue Growth16.69%27.77%16.51%-0.14%14.9%-0.62%-0.74%18.71%0.64%-
Gross Profit43.3937.1929.1024.9825.0121.7721.9122.0718.5918.47
Operating Income12.289.756.737.277.325.395.885.563.042.95
Net Income10.668.223.855.525.924.314.644.482.942.81
Shares Outstanding3.273.273.273.283.333.373.453.453.453.44
Earnings Per Share3.252.511.181.681.771.271.351.300.850.82
EPS Growth29.48%112.71%-29.76%-5.08%39.37%-5.93%3.85%52.94%3.66%-
Dividend Per Share0.520.480.480.440.360.350.200.05-0.45
Dividend Growth8.33%0%9.09%22.22%2.86%75%300%---
Operating Cash Flow3.625.155.866.616.894.845.107.289.5910.34
Capital Expenditures-0.75-0.53-4.18-2.08-0.31-0.31-0.39-0.11-0.17-0.31
Free Cash Flow2.874.621.684.536.584.524.707.179.4210.03
Cash & Equivalents26.4116.4827.2714.1922.9232.3522.4149.9157.2948.60
Total Debt71.6678.3269.9931.5814.8912.7422.4032.8643.0866.08
Net Cash / Debt-45.25-61.84-42.71-17.398.0319.620.0117.0514.21-17.47
Assets880830780633609650556572587613
Liabilities785749705561537582493508527558
Book Value94.7880.9475.7072.5671.5667.7763.0164.1759.7555.01
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name United Bancshares, Inc.
Country United States
Employees 217
CEO Brian D. Young

Stock Information

Ticker Symbol UBOH
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: UBOH

Description

United Bancshares operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. The company also offers wealth management, treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. The company operates seventeen banking centers and two loan production offices in northwest and central Ohio. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio.