United Bancshares Statistics
Total Valuation
UBOH has a market cap or net worth of 105.19 million.
| Market Cap | 105.19M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, August 5, 2026.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | Aug 31, 2026 |
Share Statistics
UBOH has 2.71 million shares outstanding. The number of shares has decreased by -1.95% in one year.
| Current Share Class | 2.71M |
| Shares Outstanding | 2.71M |
| Shares Change (YoY) | -1.95% |
| Shares Change (QoQ) | -6.01% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.93% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 9.71.
| PE Ratio | 9.71 |
| Forward PE | n/a |
| PS Ratio | 2.25 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.80%.
| Return on Equity (ROE) | 10.80% |
| Return on Assets (ROA) | 0.86% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.49% |
| Revenue Per Employee | 221,654 |
| Profits Per Employee | 54,152 |
| Employee Count | 211 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBOH has paid 1.27 million in taxes.
| Income Tax | 1.27M |
| Effective Tax Rate | 9.97% |
Stock Price Statistics
The stock price has increased by +33.24% in the last 52 weeks. The beta is -0.15, so UBOH's price volatility has been lower than the market average.
| Beta (5Y) | -0.15 |
| 52-Week Price Change | +33.24% |
| 50-Day Moving Average | 38.18 |
| 200-Day Moving Average | 33.44 |
| Relative Strength Index (RSI) | 64.33 |
| Average Volume (20 Days) | 2,732 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, UBOH had revenue of 46.77 million and earned 11.43 million in profits. Earnings per share was 3.99.
| Revenue | 46.77M |
| Gross Profit | 46.77M |
| Operating Income | 12.69M |
| Pretax Income | 12.69M |
| Net Income | 11.43M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.99 |
Balance Sheet
The company has 57.89 million in cash and 138.36 million in debt, with a net cash position of -80.47 million or -29.64 per share.
| Cash & Cash Equivalents | 57.89M |
| Total Debt | 138.36M |
| Net Cash | -80.47M |
| Net Cash Per Share | -29.64 |
| Equity (Book Value) | 110.55M |
| Book Value Per Share | 40.72 |
| Working Capital | -1.13B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 27.14% |
| Pretax Margin | 27.14% |
| Profit Margin | 24.43% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.58%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 2.58% |
| Dividend Growth (YoY) | 8.89% |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | 1.95% |
| Shareholder Yield | 4.53% |
| Earnings Yield | 10.86% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 1, 1998. It was a forward split with a ratio of 1.00625.
| Last Split Date | Dec 1, 1998 |
| Split Type | Forward |
| Split Ratio | 1.00625 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |