United Bancshares Statistics
Total Valuation
UBOH has a market cap or net worth of 110.08 million.
| Market Cap | 110.08M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, October 23, 2026.
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | Aug 31, 2026 |
Share Statistics
UBOH has 2.71 million shares outstanding. The number of shares has decreased by -3.80% in one year.
| Current Share Class | 2.71M |
| Shares Outstanding | 2.71M |
| Shares Change (YoY) | -3.80% |
| Shares Change (QoQ) | -1.64% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 2.26% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 8.35.
| PE Ratio | 8.35 |
| Forward PE | n/a |
| PS Ratio | 2.23 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.15 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.39%.
| Return on Equity (ROE) | 13.39% |
| Return on Assets (ROA) | 1.02% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.42% |
| Revenue Per Employee | 232,024 |
| Profits Per Employee | 64,389 |
| Employee Count | 211 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBOH has paid 1.41 million in taxes.
| Income Tax | 1.41M |
| Effective Tax Rate | 9.38% |
Stock Price Statistics
The stock price has increased by +12.33% in the last 52 weeks. The beta is -0.13, so UBOH's price volatility has been lower than the market average.
| Beta (5Y) | -0.13 |
| 52-Week Price Change | +12.33% |
| 50-Day Moving Average | 39.15 |
| 200-Day Moving Average | 36.09 |
| Relative Strength Index (RSI) | 66.45 |
| Average Volume (20 Days) | 6,404 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, UBOH had revenue of 48.96 million and earned 13.59 million in profits. Earnings per share was 4.86.
| Revenue | 48.96M |
| Gross Profit | 48.96M |
| Operating Income | 14.99M |
| Pretax Income | 14.99M |
| Net Income | 13.59M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.86 |
Balance Sheet
The company has 57.12 million in cash and 163.63 million in debt, with a net cash position of -106.51 million or -39.23 per share.
| Cash & Cash Equivalents | 57.12M |
| Total Debt | 163.63M |
| Net Cash | -106.51M |
| Net Cash Per Share | -39.23 |
| Equity (Book Value) | 95.04M |
| Book Value Per Share | 35.31 |
| Working Capital | -1.13B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.62% |
| Pretax Margin | 30.62% |
| Profit Margin | 27.75% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 2.57%.
| Dividend Per Share | 1.04 |
| Dividend Yield | 2.57% |
| Dividend Growth (YoY) | 8.89% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 20.18% |
| FCF Payout Ratio | n/a |
| Buyback Yield | 3.80% |
| Shareholder Yield | 6.39% |
| Earnings Yield | 11.98% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 1, 1998. It was a forward split with a ratio of 1.00625.
| Last Split Date | Dec 1, 1998 |
| Split Type | Forward |
| Split Ratio | 1.00625 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |