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United Bancshares, Inc. (UBOH)
OTCMKTS · Delayed Price · Currency is USD
39.00
+0.25 (0.65%)
Jul 31, 2026, 9:30 AM EST

United Bancshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
48.4747.0441.8340.8746.6452.78
Revenue Growth
11.76%12.45%2.35%-12.36%-11.64%-1.97%
Net Income
12.88129.168.6111.3113.58
Earnings Per Share
4.414.043.062.803.464.07
EPS Growth
29.83%32.11%9.29%-19.07%-14.99%-2.16%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
52.6351.8895.4727.0530.9976.08
Total Debt
16.3116.5718.0819.145.4521.65
Net Cash (Debt)
36.3235.3277.397.95-14.4754.43
Net Cash Growth
-51.92%-54.36%873.43%--46.70%
Net Cash Per Share
12.4311.9025.852.58-4.4316.31

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--7.0512.8316.7826.44
Capital Expenditures
---1.73-1.64-3.58-3.96
Free Cash Flow
--5.3211.213.222.48
Free Cash Flow Growth
---52.51%-15.17%-41.28%43.76%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.58%25.50%21.88%21.05%24.25%25.73%
FCF Margin
--12.71%27.40%28.30%42.59%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0000.9000.8800.8800.8400.730
Dividend Per Share Growth
8.89%2.27%0%4.76%15.07%43.14%
Dividend Yield
2.58%2.12%2.96%4.98%5.13%2.80%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.7110.5810.046.805.317.37
P/FCF Ratio
--17.285.224.554.45
PS Ratio
2.252.702.201.431.291.90