United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
47.21
+0.03 (0.06%)
At close: Jul 21, 2026, 4:00 PM EDT
47.23
+0.02 (0.04%)
After-hours: Jul 21, 2026, 7:34 PM EDT
United Bankshares Earnings Call Transcripts
Fiscal Year 2026
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Record 2025 earnings were driven by strong organic and acquisition-led growth, especially in the Southeast, with robust credit quality and capital levels. The outlook for 2026 includes continued loan and deposit growth, stable margins, and strategic investments in technology and talent.
Fiscal Year 2025
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Management highlighted a strong 2024 with steady growth in loans and deposits, stable margins, and robust asset quality. Strategic focus for 2025 includes Atlanta integration, capital deployment, and disciplined M&A, with risk in D.C. viewed as manageable.