United Bankshares, Inc. (UBSI)

NASDAQ: UBSI · IEX Real-Time Price · USD
37.36
0.42 (1.14%)
May 27, 2022 4:00 PM EDT - Market closed

Total Valuation

UBSI has a market cap or net worth of $5.05 billion. The enterprise value is $3.29 billion.

Market Cap5.05B
Enterprise Value3.29B

Important Dates

The latest earnings date was Friday, April 22, 2022, before market open.

Last Earnings DateApr 22, 2022
Ex-Dividend DateJun 9, 2022

Share Statistics

UBSI has 135.29 million shares outstanding. The number of shares has increased by 5.77% in one year.

Shares Outstanding135.29M
Shares Change (YoY)+5.77%
Shares Change (QoQ)+3.90%
Owned by Insiders (%)1.92%
Owned by Institutions (%)70.36%
Float132.06M

Valuation Ratios

The trailing PE ratio is 14.38 and the forward PE ratio is 13.81. UBSI's PEG ratio is 1.92.

PE Ratio14.38
Forward PE13.81
PS Ratio5.04
PB Ratio1.10
P/FCF Ratio6.33
PEG Ratio1.92
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.50, with a EV/FCF ratio of 4.12.

EV / Earnings9.60
EV / Sales3.28
EV / EBITDA7.50
EV / EBIT7.64
EV / FCF4.12

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 0.23.

Current Ration/a
Quick Ration/a
Debt / Equity0.23
Debt / EBITDA2.36
Debt / FCF1.30

Financial Efficiency

Return on equity (ROE) is 7.60%, which is not very high. The company has a high ROIC of 1.80%.

Return on Equity (ROE)7.60%
Return on Assets (ROA)1.20%
Return on Capital (ROIC)1.80%
Revenue Per Employee$324,382
Profits Per Employee$110,843
Employee Count3,090
Asset Turnover0.04
Inventory Turnovern/a

Taxes

In the past 12 months, UBSI has paid $87.65 million in taxes.

Income Tax87.65M
Effective Tax Rate20.38%

Stock Price Statistics

The stock price has decreased by -8.77% in the last 52 weeks. The beta is 1.14, so UBSI's price volatility has been higher than the market average.

Beta (1Y)1.14
52-Week Price Change-8.77%
50-Day Moving Average34.65
200-Day Moving Average35.71
Average Volume (30 Days)814,279

Short Selling Information

The latest short interest is 4.47 million, so 3.31% of the outstanding shares have been sold short.

Short Interest4.47M
Short % of Shares Out3.31%
Short % of Float3.39%
Short Ratio (days to cover)3.78

Income Statement

In the last 12 months, UBSI had revenue of $1.00 billion and earned 342.50 million in profits. Earnings per share was $2.60.

Revenue1.00B
Gross Profit1.00B
Operating Income430.17M
Pretax Income430.15M
Net Income342.50M
EBITDA438.06M
EBIT430.15M
Earnings Per Share (EPS)$2.60
Full Income Statement

Balance Sheet

The company has $2.80 billion in cash and $1.04 billion in debt, giving a net cash position of $1.77 billion or $13.07 per share.

Cash & Cash Equivalents2.80B
Total Debt1.04B
Net Cash1.77B
Net Cash Per Share$13.07
Book Value4.60B
Book Value Per Share33.96
Working Capitaln/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $812.56 million and capital expenditures -$13.98 million, giving a free cash flow of $798.58 million.

Operating Cash Flow812.56M
Capital Expenditures-13.98M
Free Cash Flow798.58M
FCF Per Share$5.90
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 42.92% and 34.17%.

Gross Margin100.00%
Operating Margin42.92%
Pretax Margin42.91%
Profit Margin34.17%
EBITDA Margin43.70%
EBIT Margin42.91%
FCF Margin79.67%

Dividends & Yields

This stock pays an annual dividend of $1.42, which amounts to a dividend yield of 3.80%.

Dividend Per Share$1.42
Dividend Yield3.80%
Earnings Yield6.78%
FCF Yield15.80%
Dividend Growth (YoY)2.86%
Payout Ratio54.60%
Buyback Yield-5.85%
Shareholder Yield-2.05%
Dividend Details

Analyst Forecast

The average price target for UBSI is $39.17, which is 4.84% higher than the current price. The consensus rating is "Buy".

Price Target$39.17
Price Target Difference4.84%
Analyst ConsensusBuy
Analyst Count12
Stock Forecasts

Stock Splits

The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.

Last Split DateMar 30, 1998
Split TypeForward
Split Ratio2:1