United Bankshares Statistics
Total Valuation
UBSI has a market cap or net worth of $4.50 billion. The enterprise value is $4.98 billion.
| Market Cap | 4.50B |
| Enterprise Value | 4.98B |
Important Dates
The last earnings date was Thursday, April 25, 2024, before market open.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | Mar 7, 2024 |
Share Statistics
UBSI has 134.95 million shares outstanding. The number of shares has decreased by -0.27% in one year.
| Shares Outstanding | 134.95M |
| Shares Change (YoY) | -0.27% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 2.10% |
| Owned by Institutions (%) | 72.08% |
| Float | 131.54M |
Valuation Ratios
The trailing PE ratio is 12.31 and the forward PE ratio is 12.39. UBSI's PEG ratio is 1.92.
| PE Ratio | 12.31 |
| Forward PE | 12.39 |
| PS Ratio | 4.40 |
| Forward PS | 4.19 |
| PB Ratio | 0.94 |
| P/FCF Ratio | 10.56 |
| PEG Ratio | 1.92 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 10.23, with an EV/FCF ratio of 11.69.
| EV / Earnings | 13.59 |
| EV / Sales | 4.86 |
| EV / EBITDA | 10.23 |
| EV / EBIT | 10.74 |
| EV / FCF | 11.69 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.44 |
| Debt / EBITDA | 4.27 |
| Debt / FCF | 4.88 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.90% and return on invested capital (ROIC) is 5.35%.
| Return on Equity (ROE) | 7.90% |
| Return on Assets (ROA) | 1.20% |
| Return on Capital (ROIC) | 5.35% |
| Revenue Per Employee | $388,626 |
| Profits Per Employee | $139,018 |
| Employee Count | 2,635 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBSI has paid $97.49 million in taxes.
| Income Tax | 97.49M |
| Effective Tax Rate | 21.02% |
Stock Price Statistics
The stock price has increased by +6.93% in the last 52 weeks. The beta is 1.01, so UBSI's price volatility has been similar to the market average.
| Beta (1Y) | 1.01 |
| 52-Week Price Change | +6.93% |
| 50-Day Moving Average | 34.22 |
| 200-Day Moving Average | 32.64 |
| Relative Strength Index (RSI) | 45.00 |
| Average Volume (30 Days) | 551,004 |
Short Selling Information
The latest short interest is 3.49 million, so 2.58% of the outstanding shares have been sold short.
| Short Interest | 3.49M |
| Short Previous Month | 3.61M |
| Short % of Shares Out | 2.58% |
| Short % of Float | 2.65% |
| Short Ratio (days to cover) | 6.20 |
Income Statement
In the last 12 months, UBSI had revenue of $1.02 billion and earned $366.31 million in profits. Earnings per share was $2.71.
| Revenue | 1.02B |
| Gross Profit | 1.02B |
| Operating Income | 463.81M |
| Pretax Income | 463.81M |
| Net Income | 366.31M |
| EBITDA | 486.91M |
| EBIT | 463.81M |
| Earnings Per Share (EPS) | $2.71 |
Balance Sheet
The company has $1.60 billion in cash and $2.08 billion in debt, giving a net cash position of -$479.14 million or -$3.55 per share.
| Cash & Cash Equivalents | 1.60B |
| Total Debt | 2.08B |
| Net Cash | -479.14M |
| Net Cash Per Share | -$3.55 |
| Equity / Book Value | 4.77B |
| Book Value Per Share | 35.35 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $435.24 million and capital expenditures -$9.15 million, giving a free cash flow of $426.09 million.
| Operating Cash Flow | 435.24M |
| Capital Expenditures | -9.15M |
| Free Cash Flow | 426.09M |
| FCF Per Share | $3.17 |
Margins
Gross margin is 100.00%, with operating and profit margins of 45.29% and 35.77%.
| Gross Margin | 100.00% |
| Operating Margin | 45.29% |
| Pretax Margin | 45.29% |
| Profit Margin | 35.77% |
| EBITDA Margin | 47.55% |
| EBIT Margin | 45.29% |
| FCF Margin | 41.61% |
Dividends & Yields
This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 4.44%.
| Dividend Per Share | $1.48 |
| Dividend Yield | 4.44% |
| Dividend Growth (YoY) | 1.39% |
| Years of Dividend Growth | 26 |
| Payout Ratio | 54.61% |
| Buyback Yield | 0.27% |
| Shareholder Yield | 4.71% |
| Earnings Yield | 8.14% |
| FCF Yield | 9.47% |
Analyst Forecast
The average price target for UBSI is $36.00, which is 7.95% higher than the current price. The consensus rating is "Hold".
| Price Target | $36.00 |
| Price Target Difference | 7.95% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 30, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |