United Bankshares, Inc. (UBSI)

NASDAQ: UBSI · IEX Real-Time Price · USD
36.48
-0.84 (-2.25%)
Jan 26, 2022 4:00 PM EST - Market closed

Total Valuation

UBSI has a market cap or net worth of $4.97 billion. The enterprise value is $1.96 billion.

Market Cap4.97B
Enterprise Value1.96B

Important Dates

The next earnings date is Thursday, January 27, 2022, before market open.

Estimated Earnings DateJan 27, 2022
Ex-Dividend DateDec 1, 2021

Share Statistics

UBSI has 136.33 million shares outstanding. The number of shares has decreased by -0.47% in one year.

Shares Outstanding136.33M
Shares Change (YoY)-0.47%
Shares Change (QoQ)+0.01%
Owned by Insiders (%)2.43%
Owned by Institutions (%)66.18%
Float126.34M

Valuation Ratios

The trailing PE ratio is 12.25 and the forward PE ratio is 14.37. UBSI's PEG ratio is 1.92.

PE Ratio12.25
Forward PE14.37
PS Ratio4.65
PB Ratio1.12
P/FCF Ratio6.86
PEG Ratio1.92
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.20, with a EV/FCF ratio of 2.70.

EV / Earnings5.07
EV / Sales1.83
EV / EBITDA4.20
EV / EBIT4.05
EV / FCF2.70

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 0.23.

Current Ration/a
Quick Ration/a
Debt / Equity0.23
Debt / EBITDA2.18
Debt / FCF1.40

Financial Efficiency

Return on equity (ROE) is 8.90%, which is not very high. The company has a high ROIC of 2.10%.

Return on Equity (ROE)8.90%
Return on Assets (ROA)1.40%
Return on Capital (ROIC)2.10%
Revenue Per Employee$357,999
Profits Per Employee$129,356
Employee Count2,986
Asset Turnover0.04
Inventory Turnovern/a

Taxes

In the past 12 months, UBSI has paid $96.46 million in taxes.

Income Tax96.46M
Effective Tax Rate19.98%

Stock Price Statistics

The stock price has increased by +11.25% in the last 52 weeks. The beta is 1.27, so UBSI's price volatility has been higher than the market average.

Beta (1Y)1.27
52-Week Price Change+11.25%
50-Day Moving Average36.91
200-Day Moving Average35.79
Average Volume (30 Days)631,806

Short Selling Information

Short Interest2.26M
Short % of Shares Out1.66%
Short % of Float1.79%
Short Ratio (days to cover)2.91

Income Statement

In the last 12 months, UBSI had revenue of $1.07 billion and earned 386.26 million in profits. Earnings per share was $2.98.

Revenue1.07B
Gross Profit1.07B
Operating Income482.71M
Pretax Income482.71M
Net Income386.26M
EBITDA466.28M
EBIT482.71M
Earnings Per Share (EPS)$2.98
Full Income Statement

Balance Sheet

The company has $4.03 billion in cash and $1.02 billion in debt, giving a net cash position of $3.02 billion or $22.12 per share.

Cash & Cash Equivalents4.03B
Total Debt1.02B
Net Cash3.02B
Net Cash Per Share$22.12
Book Value4.43B
Book Value Per Share32.50
Working Capitaln/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $738.98 million and capital expenditures -$14.47 million, giving a free cash flow of $724.51 million.

Operating Cash Flow738.98M
Capital Expenditures-14.47M
Free Cash Flow724.51M
FCF Per Share$5.31
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 45.16% and 36.13%.

Gross Margin100.00%
Operating Margin45.16%
Pretax Margin45.16%
Profit Margin36.13%
EBITDA Margin43.62%
EBIT Margin45.16%
FCF Margin67.78%

Dividends & Yields

This stock pays an annual dividend of $1.41, which amounts to a dividend yield of 3.87%.

Dividend Per Share$1.41
Dividend Yield3.87%
Earnings Yield7.77%
FCF Yield14.57%
Dividend Growth (YoY)0.00%
Payout Ratio46.80%

Stock Splits

The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.

Last Split DateMar 30, 1998
Split TypeForward
Split Ratio2:1