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United Bankshares, Inc. (UBSI)

Stock Price: $28.79 USD -0.43 (-1.47%)
Updated Aug 12, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 3.74B
Revenue (ttm) 712.57M
Net Income (ttm) 222.12M
Shares Out 129.76M
EPS (ttm) 2.09
PE Ratio 13.78
Forward PE 15.53
Dividend $1.40
Dividend Yield 4.86%

Stock Quote

Trading Day Aug 12, 2020
Last Price $28.79
Previous Close $29.22
Change ($) -0.43
Change (%) -1.47%
Day's Open 29.97
Day's Range 28.46 - 30.06
Day's Volume 438,610
52-Week Range 19.67 - 40.70

More Stats

Market Cap 3.74B
Enterprise Value 3.56B
Earnings Date (est) Oct 22, 2020
Ex-Dividend Date Jun 11, 2020
Shares Outstanding 129.76M
Float 126.97M
EPS (basic) 2.11
EPS (diluted) 2.09
FCF / Share 1.46
Dividend $1.40
Dividend Yield 4.86%
Earnings Yield 7.26%
FCF Yield 4.67%
Payout Ratio n/a
Shares Short 4.65M
Short Ratio 8.46
Short % of Float 3.80%
Beta 1.39
PE Ratio 13.78
Forward PE 15.53
P/FCF Ratio 21.41
PS Ratio 5.24
PB Ratio 0.83
Revenue 712.57M
Operating Income 272.51M
Net Income 222.12M
Free Cash Flow 174.48M
Net Cash 178.32M
Net Cash / Share 1.37
Gross Margin 98.91%
Operating Margin 38.24%
Profit Margin 31.00%
FCF Margin 24.49%
ROA 0.96%
ROE 5.90%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (5)

Buy 1
Overweight 0
Hold 4
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$30.75*
(6.81% upside)
Low
29.0
Current: $28.79
High
34.0
Target: 30.75
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue707695652471435435317325294287
Revenue Growth1.69%6.61%38.52%8.2%0.1%37.11%-2.34%10.28%2.72%-
Gross Profit707695652471435435317325294287
Operating Income330327285223203197125121110104
Net Income26025615114713813085.6382.6175.6171.95
Shares Outstanding10210497.5073.5369.3367.4050.3550.2746.8043.55
Earnings Per Share2.552.451.541.991.981.921.701.641.611.65
EPS Growth4.08%59.09%-22.61%0.51%3.13%12.94%3.66%1.86%-2.42%-
Dividend Per Share1.371.361.331.321.291.281.251.241.211.20
Dividend Growth0.74%2.26%0.76%2.33%0.78%2.4%0.81%2.48%0.83%-
Operating Cash Flow148293254171175153142129119101
Capital Expenditures-10.832.62-14.34-6.72-4.402.55-5.79-2.97-7.99-3.26
Free Cash Flow13729524016417115513612611197.56
Cash & Equivalents8371,0201,6661,435857753417432636461
Total Debt2,2741,8501,8421,3821,4381,5411,006600600580
Net Cash / Debt-1,437-830-17552.95-581-788-590-16835.87-118
Assets19,66219,25019,05914,50912,57812,3298,7358,4208,4517,156
Liabilities16,29815,99915,81812,27310,86510,6737,6947,4287,4836,363
Book Value3,3643,2523,2412,2361,7131,6561,042992969793
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name United Bankshares, Inc.
Country United States
Employees 3,039
CEO Richard M. Adams

Stock Information

Ticker Symbol UBSI
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: UBSI

Description

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. It also offers personal, commercial, floor plan, and student loans; construction and real estate loans; and consumer loans, including credit card and home equity loans. In addition, the company provides safe deposit boxes, wire transfers, and other banking products and services; investment and security, and trust services; services to correspondent banks, including check clearing, safekeeping, and buying and selling federal funds; automated teller machine services; and Internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. The company operates 139 full service offices, which consists of 51 offices in West Virginia; 83 offices in the Shenandoah Valley region of Virginia and the Northern Virginia, Maryland, and Washington, D.C. metropolitan areas; 4 offices in southwestern Pennsylvania; and 1 office in southeastern Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.