United Bankshares, Inc. (UBSI)
Stock Price Chart
Key Info
| Market Cap | 3.74B |
| Revenue (ttm) | 712.57M |
| Net Income (ttm) | 222.12M |
| Shares Out | 129.76M |
| EPS (ttm) | 2.09 |
| PE Ratio | 13.78 |
| Forward PE | 15.53 |
| Dividend | $1.40 |
| Dividend Yield | 4.86% |
Stock Quote
| Trading Day | Aug 12, 2020 |
| Last Price | $28.79 |
| Previous Close | $29.22 |
| Change ($) | -0.43 |
| Change (%) | -1.47% |
| Day's Open | 29.97 |
| Day's Range | 28.46 - 30.06 |
| Day's Volume | 438,610 |
| 52-Week Range | 19.67 - 40.70 |
More Stats
| Market Cap | 3.74B |
| Enterprise Value | 3.56B |
| Earnings Date (est) | Oct 22, 2020 |
| Ex-Dividend Date | Jun 11, 2020 |
| Shares Outstanding | 129.76M |
| Float | 126.97M |
| EPS (basic) | 2.11 |
| EPS (diluted) | 2.09 |
| FCF / Share | 1.46 |
| Dividend | $1.40 |
| Dividend Yield | 4.86% |
| Earnings Yield | 7.26% |
| FCF Yield | 4.67% |
| Payout Ratio | n/a |
| Shares Short | 4.65M |
| Short Ratio | 8.46 |
| Short % of Float | 3.80% |
| Beta | 1.39 |
| PE Ratio | 13.78 |
| Forward PE | 15.53 |
| P/FCF Ratio | 21.41 |
| PS Ratio | 5.24 |
| PB Ratio | 0.83 |
| Revenue | 712.57M |
| Operating Income | 272.51M |
| Net Income | 222.12M |
| Free Cash Flow | 174.48M |
| Net Cash | 178.32M |
| Net Cash / Share | 1.37 |
| Gross Margin | 98.91% |
| Operating Margin | 38.24% |
| Profit Margin | 31.00% |
| FCF Margin | 24.49% |
| ROA | 0.96% |
| ROE | 5.90% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 707 | 695 | 652 | 471 | 435 | 435 | 317 | 325 | 294 | 287 |
| Revenue Growth | 1.69% | 6.61% | 38.52% | 8.2% | 0.1% | 37.11% | -2.34% | 10.28% | 2.72% | - |
| Gross Profit | 707 | 695 | 652 | 471 | 435 | 435 | 317 | 325 | 294 | 287 |
| Operating Income | 330 | 327 | 285 | 223 | 203 | 197 | 125 | 121 | 110 | 104 |
| Net Income | 260 | 256 | 151 | 147 | 138 | 130 | 85.63 | 82.61 | 75.61 | 71.95 |
| Shares Outstanding | 102 | 104 | 97.50 | 73.53 | 69.33 | 67.40 | 50.35 | 50.27 | 46.80 | 43.55 |
| Earnings Per Share | 2.55 | 2.45 | 1.54 | 1.99 | 1.98 | 1.92 | 1.70 | 1.64 | 1.61 | 1.65 |
| EPS Growth | 4.08% | 59.09% | -22.61% | 0.51% | 3.13% | 12.94% | 3.66% | 1.86% | -2.42% | - |
| Dividend Per Share | 1.37 | 1.36 | 1.33 | 1.32 | 1.29 | 1.28 | 1.25 | 1.24 | 1.21 | 1.20 |
| Dividend Growth | 0.74% | 2.26% | 0.76% | 2.33% | 0.78% | 2.4% | 0.81% | 2.48% | 0.83% | - |
| Operating Cash Flow | 148 | 293 | 254 | 171 | 175 | 153 | 142 | 129 | 119 | 101 |
| Capital Expenditures | -10.83 | 2.62 | -14.34 | -6.72 | -4.40 | 2.55 | -5.79 | -2.97 | -7.99 | -3.26 |
| Free Cash Flow | 137 | 295 | 240 | 164 | 171 | 155 | 136 | 126 | 111 | 97.56 |
| Cash & Equivalents | 837 | 1,020 | 1,666 | 1,435 | 857 | 753 | 417 | 432 | 636 | 461 |
| Total Debt | 2,274 | 1,850 | 1,842 | 1,382 | 1,438 | 1,541 | 1,006 | 600 | 600 | 580 |
| Net Cash / Debt | -1,437 | -830 | -175 | 52.95 | -581 | -788 | -590 | -168 | 35.87 | -118 |
| Assets | 19,662 | 19,250 | 19,059 | 14,509 | 12,578 | 12,329 | 8,735 | 8,420 | 8,451 | 7,156 |
| Liabilities | 16,298 | 15,999 | 15,818 | 12,273 | 10,865 | 10,673 | 7,694 | 7,428 | 7,483 | 6,363 |
| Book Value | 3,364 | 3,252 | 3,241 | 2,236 | 1,713 | 1,656 | 1,042 | 992 | 969 | 793 |
Company Profile
Company Details
| Full Name | United Bankshares, Inc. |
| Country | United States |
| Employees | 3,039 |
| CEO | Richard M. Adams |
Stock Information
| Ticker Symbol | UBSI |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: UBSI |
Description
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. It also offers personal, commercial, floor plan, and student loans; construction and real estate loans; and consumer loans, including credit card and home equity loans. In addition, the company provides safe deposit boxes, wire transfers, and other banking products and services; investment and security, and trust services; services to correspondent banks, including check clearing, safekeeping, and buying and selling federal funds; automated teller machine services; and Internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. The company operates 139 full service offices, which consists of 51 offices in West Virginia; 83 offices in the Shenandoah Valley region of Virginia and the Northern Virginia, Maryland, and Washington, D.C. metropolitan areas; 4 offices in southwestern Pennsylvania; and 1 office in southeastern Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.