United Community Banks, Inc. (UCB)
NYSE: UCB · Real-Time Price · USD
29.91
-0.59 (-1.93%)
Aug 1, 2025, 4:00 PM - Market closed
Bally's Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 1,134 | 1,147 | 1,043 | 673.4 | 505.73 | 494.21 | Upgrade |
Interest Income on Investments | 242.53 | 230.26 | 194.5 | 139.75 | 73.06 | 63.78 | Upgrade |
Total Interest Income | 1,377 | 1,378 | 1,237 | 813.16 | 578.79 | 558 | Upgrade |
Interest Paid on Deposits | 505.34 | 535.52 | 395.57 | 42.1 | 14.85 | 41.77 | Upgrade |
Interest Paid on Borrowings | 14.36 | 14.85 | 23.77 | 18.7 | 14.92 | 14.47 | Upgrade |
Total Interest Expense | 519.7 | 550.37 | 419.34 | 60.8 | 29.76 | 56.24 | Upgrade |
Net Interest Income | 857.07 | 827.37 | 817.77 | 752.36 | 549.03 | 501.76 | Upgrade |
Net Interest Income Growth (YoY) | 5.31% | 1.17% | 8.69% | 37.03% | 9.42% | 6.89% | Upgrade |
Trust Income | 19.86 | 23.7 | 23.74 | 23.59 | 19 | 9.24 | Upgrade |
Mortgage Banking Activities | 24.75 | 27.57 | 19.22 | 32.52 | 58.45 | 76.09 | Upgrade |
Gain (Loss) on Sale of Investments | -3.02 | -3.32 | -53.33 | -3.87 | 0.08 | 0.75 | Upgrade |
Other Non-Interest Income | 98.12 | 98.09 | 76.71 | 74.73 | 69.02 | 64.61 | Upgrade |
Total Non-Interest Income | 118.98 | 124.76 | 75.48 | 137.71 | 157.82 | 156.11 | Upgrade |
Non-Interest Income Growth (YoY) | 39.92% | 65.28% | -45.19% | -12.74% | 1.09% | 49.08% | Upgrade |
Revenues Before Loan Losses | 976.05 | 952.12 | 893.25 | 890.06 | 706.85 | 657.87 | Upgrade |
Provision for Loan Losses | 53.05 | 50.95 | 89.43 | 63.91 | -37.55 | 80.43 | Upgrade |
922.99 | 901.17 | 803.82 | 826.15 | 744.4 | 577.43 | Upgrade | |
Revenue Growth (YoY) | 11.36% | 12.11% | -2.70% | 10.98% | 28.92% | 2.94% | Upgrade |
Salaries and Employee Benefits | 329.7 | 329.24 | 309.53 | 267.5 | 235.38 | 216.66 | Upgrade |
Federal Deposit Insurance | 20.07 | 20.98 | 27.45 | 9.89 | 7.4 | 5.98 | Upgrade |
Amortization of Goodwill & Intangibles | 13.49 | 14.6 | 15.18 | 6.83 | 4.05 | 4.17 | Upgrade |
Selling, General & Administrative | 164.71 | 161.21 | 152.09 | 133.07 | 107.6 | 107.87 | Upgrade |
Other Non-Interest Expense | 37.65 | 42.78 | 39.1 | 32.95 | 27.76 | 25.81 | Upgrade |
Total Non-Interest Expense | 566.37 | 569.54 | 544.06 | 450.77 | 382.67 | 360.97 | Upgrade |
EBT Excluding Unusual Items | 356.63 | 331.63 | 259.76 | 375.38 | 361.73 | 216.46 | Upgrade |
Other Unusual Items | 1.74 | - | - | - | - | - | Upgrade |
Pretax Income | 347.86 | 323.01 | 232.55 | 356 | 347.76 | 209.45 | Upgrade |
Income Tax Expense | 74.56 | 70.61 | 45 | 78.53 | 77.96 | 45.36 | Upgrade |
Net Income | 273.3 | 252.4 | 187.54 | 277.47 | 269.8 | 164.09 | Upgrade |
Preferred Dividends & Other Adjustments | 7.91 | 7.77 | 6.7 | 8.34 | 8.53 | 4.82 | Upgrade |
Net Income to Common | 265.39 | 244.63 | 180.85 | 269.14 | 261.27 | 159.27 | Upgrade |
Net Income Growth | 42.94% | 34.58% | -32.41% | 2.84% | 64.42% | -11.65% | Upgrade |
Basic Shares Outstanding | 120 | 120 | 118 | 107 | 88 | 83 | Upgrade |
Diluted Shares Outstanding | 120 | 120 | 118 | 107 | 88 | 83 | Upgrade |
Shares Change (YoY) | 0.58% | 1.83% | 10.27% | 21.20% | 5.83% | 4.44% | Upgrade |
EPS (Basic) | 2.21 | 2.04 | 1.54 | 2.52 | 2.97 | 1.91 | Upgrade |
EPS (Diluted) | 2.20 | 2.04 | 1.54 | 2.52 | 2.97 | 1.91 | Upgrade |
EPS Growth | 42.51% | 32.66% | -38.98% | -15.15% | 55.50% | -17.32% | Upgrade |
Dividend Per Share | 0.960 | 0.940 | 0.920 | 0.860 | 0.780 | 0.720 | Upgrade |
Dividend Growth | 4.35% | 2.17% | 6.98% | 10.26% | 8.33% | 5.88% | Upgrade |
Effective Tax Rate | 21.43% | 21.86% | 19.35% | 22.06% | 22.42% | 21.65% | Upgrade |
Updated Jul 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.