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United Community Banks, Inc. (UCB)
NYSE: UCB · Real-Time Price · USD
36.35
-0.28 (-0.76%)
Aug 18, 2026, 11:26 AM EDT - Market open

United Community Banks Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
4,3833,7953,8543,4813,5903,209
Market Cap Growth
14.29%-1.54%10.71%-3.02%11.86%30.27%
Last Close Price
36.6330.7430.8026.9630.1031.19

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.9011.9315.7619.2513.3412.28
PS Ratio
3.973.744.284.334.354.31
PB Ratio
1.171.041.121.071.331.44
P/FCF Ratio
12.1910.6512.7315.726.369.64
P/OCF Ratio
11.339.8811.0211.845.918.93

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.330.080.170.140.440.14
Debt / FCF Ratio
3.410.831.892.052.080.91
Net Debt / Equity Ratio
0.18-0.040.00-0.180.18-0.93
Net Debt / FCF Ratio
1.82-0.380.02-2.710.85-6.18
Return on Equity (ROE)
10.27%9.28%7.54%6.29%11.27%12.76%
Return on Assets (ROA)
1.32%1.18%0.92%0.73%1.23%1.39%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.42%8.64%6.55%5.39%7.73%8.41%
FCF Yield
8.20%9.39%7.85%6.36%15.73%10.37%
Dividend Yield
2.86%3.19%3.05%3.41%2.86%2.50%
Payout Ratio
34.01%37.56%46.99%59.57%33.79%27.35%
Buyback Yield / Dilution
-0.74%-1.28%-1.83%-10.27%-21.20%-5.83%
Total Shareholder Return
2.10%1.91%1.22%-6.86%-18.35%-3.32%
SEC Filings: 10-K · 10-Q