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United Community Banks, Inc. (UCB)
NYSE: UCB · Real-Time Price · USD
35.64
+0.25 (0.71%)
At close: Sep 4, 2026, 4:00 PM EDT
35.31
-0.33 (-0.93%)
After-hours: Sep 4, 2026, 7:41 PM EDT

United Community Banks Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
4,2973,7953,8543,4813,5903,209
Market Cap Growth
7.27%-1.54%10.71%-3.02%11.86%30.27%
Last Close Price
35.6430.7430.8026.9630.1031.19

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.6611.9315.7619.2513.3412.28
PS Ratio
3.883.744.284.334.354.31
PB Ratio
1.141.041.121.071.331.44
P/FCF Ratio
11.9010.6512.7315.726.369.64
P/OCF Ratio
11.069.8811.0211.845.918.93

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.330.080.170.140.440.14
Debt / FCF Ratio
3.410.831.892.052.080.91
Net Debt / Equity Ratio
0.18-0.040.00-0.180.18-0.93
Net Debt / FCF Ratio
1.82-0.380.02-2.710.85-6.18
Return on Equity (ROE)
10.27%9.28%7.54%6.29%11.27%12.76%
Return on Assets (ROA)
1.32%1.18%0.92%0.73%1.23%1.39%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.63%8.64%6.55%5.39%7.73%8.41%
FCF Yield
8.41%9.39%7.85%6.36%15.73%10.37%
Dividend Yield
2.92%3.19%3.05%3.41%2.86%2.50%
Payout Ratio
34.01%37.56%46.99%59.57%33.79%27.35%
Buyback Yield / Dilution
-0.74%-1.28%-1.83%-10.27%-21.20%-5.83%
Total Shareholder Return
2.18%1.91%1.22%-6.86%-18.35%-3.32%
SEC Filings: 10-K · 10-Q