United Community Banks, Inc. (UCB)
NYSE: UCB · Real-Time Price · USD
35.07
-0.96 (-2.66%)
Jul 21, 2026, 1:02 PM EDT - Market open
United Community Banks Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 455.1 | 395.75 | 519.87 | 1,004 | 646.85 | 2,319 |
Securities and Investments | 6,285 | 5,988 | 6,804 | 5,822 | 6,228 | 5,653 |
Trading Assets | 91.38 | - | - | - | - | - |
Other Earning Assets | 1,963 | 39.38 | 57.53 | 33.01 | 13.6 | 44.11 |
Gross Loans | 18,024 | 19,384 | 18,176 | 18,319 | 15,335 | 11,760 |
Allowance for Loan Losses | -168.71 | -210.43 | -207 | -208.07 | -159.36 | -102.53 |
Net Loans | 17,855 | 19,174 | 17,969 | 18,111 | 15,175 | 11,658 |
Net Property, Plant & Equipment | 394.34 | 393.71 | 394.26 | 378.42 | 298.46 | 245.3 |
Accrued Interest and Accounts Receivable | - | 83.56 | 85.62 | 87.78 | 72.81 | 43 |
Goodwill | 961.88 | 967.88 | 956.64 | 990.09 | 779.25 | 472.41 |
Long-Term Investments | 367.51 | 364.18 | 346.23 | 345.37 | 299.3 | 217.71 |
Other Non-Earning Assets | 677.4 | 595.98 | 586.71 | 526.09 | 495.37 | 295 |
Total Assets | 29,051 | 28,003 | 27,720 | 27,297 | 24,009 | 20,947 |
Interest-bearing deposits | 17,275 | 17,546 | 17,250 | 16,776 | 12,233 | 11,284 |
Noninterest-bearing deposits | 6,450 | 6,252 | 6,211 | 6,534 | 7,643 | 6,957 |
Total Deposits | 23,724 | 23,798 | 23,461 | 23,311 | 19,877 | 18,241 |
Short-Term Interbank Borrowing and Repurchase Agreements | 800 | - | - | - | 550 | - |
Short-Term Borrowings | 360 | 85 | 195 | - | 158.93 | - |
Accrued Expenses | 401.33 | 307.04 | 300.17 | 315.48 | 298.56 | 210.84 |
Long-Term Debt | 20.6 | 120.4 | 254.15 | 324.82 | 324.66 | 247.36 |
Other Liabilities | - | 53 | 77.83 | 84.81 | 99.54 | 25.15 |
Total Liabilities | 25,306 | 24,364 | 24,288 | 24,036 | 21,308 | 18,725 |
Preferred Stock | - | - | 88.27 | 88.27 | 96.42 | 96.42 |
Common Stock | 119.76 | 120.6 | 119.36 | 132.12 | 118.53 | 100.64 |
Additional Paid-in Capital | 2,725 | 2,754 | 2,723 | 2,699 | 2,306 | 1,721 |
Accumulated Other Comprehensive Income | -152.73 | -150.57 | -212.92 | -239.19 | -329.49 | -26.48 |
Retained Earnings | 1,053 | 914.26 | 714.14 | 581.22 | 508.84 | 330.65 |
Shareholders' Equity | 3,745 | 3,639 | 3,432 | 3,262 | 2,701 | 2,222 |
Total Liabilities & Equity | 29,051 | 28,003 | 27,720 | 27,297 | 24,009 | 20,947 |
Total Debt | 20.6 | 120.4 | 254.15 | 324.82 | 324.66 | 247.36 |
Net Cash (Debt) | -20.6 | -120.4 | -254.15 | -324.82 | -324.66 | -247.36 |
Net Cash Per Share | -0.17 | -0.99 | -2.12 | -2.76 | -3.04 | -2.81 |
Book Value | 3,745 | 3,639 | 3,432 | 3,262 | 2,701 | 2,222 |
Book Value Per Share | 30.87 | 29.96 | 28.62 | 27.70 | 25.29 | 25.23 |
Tangible Book Value | 2,783 | 2,671 | 2,475 | 2,271 | 1,921 | 1,750 |
Tangible Book Value Per Share | 22.94 | 21.99 | 20.65 | 19.29 | 17.99 | 19.86 |