United Community Banks, Inc. (UCB)

NYSE: UCB · Real-Time Price · USD

32.25

-0.63 (-1.92%)

At close: Jun 3, 2026, 4:00 PM EDT

32.25

0.00 (0.00%)

After-hours: Jun 3, 2026, 4:10 PM EDT

United Community Banks Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	493.14	395.75	519.87	1,004	646.85	2,319
Securities and Investments	5,786	5,988	6,804	5,822	6,228	5,653
Trading Assets	103.38	-	-	-	-	-
Other Earning Assets	41.36	39.38	57.53	33.01	13.6	44.11
Gross Loans	19,602	19,384	18,176	18,319	15,335	11,760
Allowance for Loan Losses	-208.4	-210.43	-207	-208.07	-159.36	-102.53
Net Loans	19,393	19,174	17,969	18,111	15,175	11,658
Net Property, Plant & Equipment	391.88	393.71	394.26	378.42	298.46	245.3
Accrued Interest and Accounts Receivable	-	83.56	85.62	87.78	72.81	43
Goodwill	964.82	967.88	956.64	990.09	779.25	472.41
Long-Term Investments	365.49	364.18	346.23	345.37	299.3	217.71
Other Non-Earning Assets	637.19	595.98	586.71	526.09	495.37	295
Total Assets	28,177	28,003	27,720	27,297	24,009	20,947
Interest-bearing deposits	17,552	17,546	17,250	16,776	12,233	11,284
Noninterest-bearing deposits	6,473	6,252	6,211	6,534	7,643	6,957
Total Deposits	24,025	23,798	23,461	23,311	19,877	18,241
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	-	550	-
Short-Term Borrowings	-	85	195	-	158.93	-
Accrued Expenses	376.35	307.04	300.17	315.48	298.56	210.84
Long-Term Debt	120.5	120.4	254.15	324.82	324.66	247.36
Other Liabilities	-	53	77.83	84.81	99.54	25.15
Total Liabilities	24,522	24,364	24,288	24,036	21,308	18,725
Preferred Stock	-	-	88.27	88.27	96.42	96.42
Common Stock	119.68	120.6	119.36	132.12	118.53	100.64
Additional Paid-in Capital	2,721	2,754	2,723	2,699	2,306	1,721
Accumulated Other Comprehensive Income	-154.34	-150.57	-212.92	-239.19	-329.49	-26.48
Retained Earnings	968.19	914.26	714.14	581.22	508.84	330.65
Shareholders' Equity	3,655	3,639	3,432	3,262	2,701	2,222
Total Liabilities & Equity	28,177	28,003	27,720	27,297	24,009	20,947
Total Debt	120.5	120.4	254.15	324.82	324.66	247.36
Net Cash (Debt)	-120.5	-120.4	-254.15	-324.82	-324.66	-247.36
Net Cash Per Share	-0.99	-0.99	-2.12	-2.76	-3.04	-2.81
Book Value	3,655	3,639	3,432	3,262	2,701	2,222
Book Value Per Share	30.06	29.96	28.62	27.70	25.29	25.23
Tangible Book Value	2,690	2,671	2,475	2,271	1,921	1,750
Tangible Book Value Per Share	22.13	21.99	20.65	19.29	17.99	19.86

SEC Filings: 10-K · 10-Q