United Community Banks, Inc. (UCB)

Instructure Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	574.96	519.87	1,004	646.85	2,319	1,609
Investment Securities	4,075	1,903	1,717	1,688	1,894	1,398
Trading Asset Securities	-	46.88	50.35	50.64	42.48	86.67
Mortgage-Backed Securities	2,307	4,997	4,213	4,651	3,812	2,247
Total Investments	6,382	6,947	5,981	6,389	5,749	3,732
Gross Loans	18,921	18,191	18,330	15,342	11,766	11,376
Allowance for Loan Losses	-216.5	-207	-208.07	-159.36	-102.53	-137.01
Other Adjustments to Gross Loans	-	-15.41	-11.71	-6.88	-5.43	-5.46
Net Loans	18,704	17,969	18,111	15,175	11,658	11,234
Property, Plant & Equipment	396.48	437.08	421.23	338.46	274.72	249.89
Goodwill	-	907.09	919.91	751.17	452.01	367.81
Other Intangible Assets	974.39	49.55	70.17	28.07	20.4	14.01
Loans Held for Sale	37.14	57.53	33.01	13.6	44.11	105.43
Accrued Interest Receivable	-	85.62	87.78	72.81	43	47.67
Long-Term Deferred Tax Assets	-	96.98	113.21	129.31	41.32	38.41
Other Real Estate Owned & Foreclosed	3.51	2.06	1.19	0.05	0.04	0.65
Other Long-Term Assets	1,013	630.34	537.18	429.96	336.24	396.33
Total Assets	28,086	27,720	27,297	24,009	20,947	17,794
Accrued Expenses	354.44	244.62	255.28	235.71	168.78	154.87
Interest Bearing Deposits	17,581	16,187	16,776	12,233	11,284	9,842
Institutional Deposits	-	1,063	-	-	-	-
Non-Interest Bearing Deposits	6,382	6,211	6,534	7,643	6,957	5,390
Total Deposits	23,963	23,461	23,311	19,877	18,241	15,232
Short-Term Borrowings	-	272.83	84.81	258.48	25.15	29
Current Portion of Leases	-	10.44	-	-	-	-
Long-Term Debt	155.14	228.38	290.49	290.33	226.74	301.95
Federal Home Loan Bank Debt, Long-Term	-	-	-	550	-	-
Long-Term Leases	-	34.72	44.15	41.69	31.07	33.1
Trust Preferred Securities	-	25.78	34.33	34.33	20.62	25
Other Long-Term Liabilities	-	10.39	16.06	21.16	10.99	10.56
Total Liabilities	24,473	24,288	24,036	21,308	18,725	15,787
Preferred Stock, Redeemable	88.27	88.27	88.27	96.42	96.42	96.42
Common Stock	121.43	119.36	119.01	106.22	89.35	86.68
Additional Paid-In Capital	2,765	2,710	2,699	2,306	1,721	1,639
Retained Earnings	802.59	714.14	581.22	508.84	330.65	136.87
Comprehensive Income & Other	-163.98	-199.92	-226.08	-317.18	-15.19	48.57
Total Common Equity	3,525	3,344	3,173	2,604	2,126	1,911
Shareholders' Equity	3,613	3,432	3,262	2,701	2,222	2,008
Total Liabilities & Equity	28,086	27,720	27,297	24,009	20,947	17,794
Total Debt	155.14	572.15	453.78	1,175	303.58	389.05
Net Cash (Debt)	419.81	-5.39	600.45	-477.34	2,057	1,306
Net Cash Growth	108.05%	-	-	-	57.51%	335.42%
Net Cash Per Share	3.49	-0.04	5.10	-4.47	23.35	15.69
Filing Date Shares Outstanding	121.43	119.44	119.08	115.03	105.98	86.74
Total Common Shares Outstanding	121.43	119.36	119.01	106.22	89.35	86.68
Book Value Per Share	29.03	28.01	26.66	24.52	23.79	22.05
Tangible Book Value	2,550	2,387	2,183	1,825	1,653	1,529
Tangible Book Value Per Share	21.00	20.00	18.34	17.18	18.50	17.64

Updated Jul 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q