United Community Banks, Inc. (UCB)

NYSE: UCB · Real-Time Price · USD

30.61

+0.02 (0.07%)

At close: Mar 10, 2026, 4:00 PM EDT

30.61

0.00 (0.00%)

After-hours: Mar 10, 2026, 4:10 PM EDT

United Community Banks Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	395.75	519.87	1,004	646.85	2,319
Securities and Investments	5,988	6,804	5,822	6,228	5,653
Other Earning Assets	39.38	57.53	33.01	13.6	44.11
Gross Loans	19,384	18,176	18,319	15,335	11,760
Allowance for Loan Losses	-210.43	-207	-208.07	-159.36	-102.53
Net Loans	19,174	17,969	18,111	15,175	11,658
Net Property, Plant & Equipment	393.71	394.26	378.42	298.46	245.3
Accrued Interest and Accounts Receivable	83.56	85.62	87.78	72.81	43
Goodwill	967.88	956.64	990.09	779.25	472.41
Long-Term Investments	364.18	346.23	345.37	299.3	217.71
Other Non-Earning Assets	595.98	586.71	526.09	495.37	295
Total Assets	28,003	27,720	27,297	24,009	20,947
Interest-bearing deposits	17,546	17,250	16,776	12,233	11,284
Noninterest-bearing deposits	6,252	6,211	6,534	7,643	6,957
Total Deposits	23,798	23,461	23,311	19,877	18,241
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	550	-
Short-Term Borrowings	85	195	-	158.93	-
Accrued Expenses	307.04	300.17	315.48	298.56	210.84
Long-Term Debt	120.4	254.15	324.82	324.66	247.36
Other Liabilities	53	77.83	84.81	99.54	25.15
Total Liabilities	24,364	24,288	24,036	21,308	18,725
Preferred Stock	-	88.27	88.27	96.42	96.42
Common Stock	120.6	119.36	132.12	118.53	100.64
Additional Paid-in Capital	2,754	2,723	2,699	2,306	1,721
Accumulated Other Comprehensive Income	-150.57	-212.92	-239.19	-329.49	-26.48
Retained Earnings	914.26	714.14	581.22	508.84	330.65
Shareholders' Equity	3,639	3,432	3,262	2,701	2,222
Total Liabilities & Equity	28,003	27,720	27,297	24,009	20,947
Total Debt	120.4	254.15	324.82	324.66	247.36
Net Cash (Debt)	-120.4	-254.15	-324.82	-324.66	-247.36
Net Cash Per Share	-0.99	-2.12	-2.76	-3.04	-2.81
Book Value	3,639	3,432	3,262	2,701	2,222
Book Value Per Share	29.96	28.62	27.70	25.29	25.22
Tangible Book Value	2,671	2,475	2,271	1,921	1,750
Tangible Book Value Per Share	21.99	20.65	19.29	17.99	19.86

Updated Jan 14, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q