United Community Banks Statistics

Total Valuation

UCB has a market cap or net worth of $3.91 billion.

Market Cap	3.91B
Enterprise Value	n/a

Important Dates

Earnings Date	n/a
Ex-Dividend Date	Sep 16, 2024

Share Statistics

UCB has 119.29 million shares outstanding. The number of shares has increased by 4.59% in one year.

Current Share Class	119.29M
Shares Outstanding	119.29M
Shares Change (YoY)	+4.59%
Shares Change (QoQ)	+0.14%
Owned by Insiders (%)	0.63%
Owned by Institutions (%)	83.67%
Float	118.48M

Valuation Ratios

The trailing PE ratio is 21.39 and the forward PE ratio is 14.48.

PE Ratio	21.39
Forward PE	14.48
PS Ratio	4.74
Forward PS	5.07
PB Ratio	1.18
P/TBV Ratio	1.67
P/FCF Ratio	23.20
P/OCF Ratio	17.51
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.26
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.79%.

Return on Equity (ROE)	5.79%
Return on Assets (ROA)	0.70%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$265,121
Profits Per Employee	$58,791
Employee Count	3,121
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, UCB has paid $47.06 million in taxes.

Income Tax	47.06M
Effective Tax Rate	19.80%

Stock Price Statistics

The stock price has increased by +32.11% in the last 52 weeks. The beta is 0.90, so UCB's price volatility has been lower than the market average.

Beta (5Y)	0.90
52-Week Price Change	+32.11%
50-Day Moving Average	29.22
200-Day Moving Average	27.24
Relative Strength Index (RSI)	67.05
Average Volume (20 Days)	638,655

Short Selling Information

The latest short interest is 1.54 million, so 1.29% of the outstanding shares have been sold short.

Short Interest	1.54M
Short Previous Month	1.79M
Short % of Shares Out	1.29%
Short % of Float	1.30%
Short Ratio (days to cover)	3.08

Income Statement

In the last 12 months, UCB had revenue of $827.44 million and earned $183.49 million in profits. Earnings per share was $1.53.

Revenue	827.44M
Gross Profit	827.44M
Operating Income	297.22M
Pretax Income	231.32M
Net Income	183.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.53

Full Income Statement

Balance Sheet

The company has $782.17 million in cash and $380.96 million in debt, giving a net cash position of $401.21 million or $3.36 per share.

Cash & Cash Equivalents	782.17M
Total Debt	380.96M
Net Cash	401.21M
Net Cash Per Share	$3.36
Equity (Book Value)	3.41B
Book Value Per Share	27.82
Working Capital	-22.75B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $223.42 million and capital expenditures -$54.83 million, giving a free cash flow of $168.58 million.

Operating Cash Flow	223.42M
Capital Expenditures	-54.83M
Free Cash Flow	168.58M
FCF Per Share	$1.41

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	35.92%
Pretax Margin	28.73%
Profit Margin	23.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.57%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 2.93%.

Dividend Per Share	$0.96
Dividend Yield	2.93%
Dividend Growth (YoY)	2.20%
Years of Dividend Growth	2
Payout Ratio	62.63%
Buyback Yield	-4.59%
Shareholder Yield	-1.66%
Earnings Yield	4.69%
FCF Yield	4.31%

Dividend Details

Analyst Forecast

The average price target for UCB is $29.00, which is -11.56% lower than the current price. The consensus rating is "Hold".

Price Target	$29.00
Price Target Difference	-11.56%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on June 20, 2011. It was a reverse split with a ratio of 0.2:1.

Last Split Date	Jun 20, 2011
Split Type	Reverse
Split Ratio	0.2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4