United Community Banks Statistics

Total Valuation

UCB has a market cap or net worth of $3.81 billion. The enterprise value is $3.77 billion.

Market Cap	3.81B
Enterprise Value	3.77B

Important Dates

The last earnings date was Wednesday, January 22, 2025, before market open.

Earnings Date	Jan 22, 2025
Ex-Dividend Date	Dec 16, 2024

Share Statistics

UCB has 119.36 million shares outstanding. The number of shares has increased by 1.83% in one year.

Current Share Class	119.36M
Shares Outstanding	119.36M
Shares Change (YoY)	+1.83%
Shares Change (QoQ)	+0.13%
Owned by Insiders (%)	0.60%
Owned by Institutions (%)	86.95%
Float	118.61M

Valuation Ratios

The trailing PE ratio is 15.63 and the forward PE ratio is 13.04.

PE Ratio	15.63
Forward PE	13.04
PS Ratio	4.24
Forward PS	3.62
PB Ratio	1.14
P/TBV Ratio	1.59
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	15.40
EV / Sales	4.18
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.54%.

Return on Equity (ROE)	7.54%
Return on Assets (ROA)	0.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$288,745
Profits Per Employee	$78,381
Employee Count	3,121
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, UCB has paid $70.61 million in taxes.

Income Tax	70.61M
Effective Tax Rate	21.86%

Stock Price Statistics

The stock price has increased by +19.04% in the last 52 weeks. The beta is 0.94, so UCB's price volatility has been similar to the market average.

Beta (5Y)	0.94
52-Week Price Change	+19.04%
50-Day Moving Average	32.67
200-Day Moving Average	29.44
Relative Strength Index (RSI)	39.95
Average Volume (20 Days)	552,466

Short Selling Information

The latest short interest is 3.24 million, so 2.71% of the outstanding shares have been sold short.

Short Interest	3.24M
Short Previous Month	4.10M
Short % of Shares Out	2.71%
Short % of Float	2.73%
Short Ratio (days to cover)	4.78

Income Statement

In the last 12 months, UCB had revenue of $901.17 million and earned $244.63 million in profits. Earnings per share was $2.04.

Revenue	901.17M
Gross Profit	901.17M
Operating Income	367.20M
Pretax Income	231.32M
Net Income	244.63M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.04

Full Income Statement

Balance Sheet

The company has $566.76 million in cash and $526.99 million in debt, giving a net cash position of $39.77 million or $0.33 per share.

Cash & Cash Equivalents	566.76M
Total Debt	526.99M
Net Cash	39.77M
Net Cash Per Share	$0.33
Equity (Book Value)	3.43B
Book Value Per Share	28.01
Working Capital	-23.32B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	40.75%
Pretax Margin	35.84%
Profit Margin	28.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 3.01%.

Dividend Per Share	$0.96
Dividend Yield	3.01%
Dividend Growth (YoY)	2.17%
Years of Dividend Growth	10
Payout Ratio	47.06%
Buyback Yield	-1.83%
Shareholder Yield	1.18%
Earnings Yield	6.43%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for UCB is $32.50, which is 1.91% higher than the current price. The consensus rating is "Hold".

Price Target	$32.50
Price Target Difference	1.91%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on June 20, 2011. It was a reverse split with a ratio of 0.2:1.

Last Split Date	Jun 20, 2011
Split Type	Reverse
Split Ratio	0.2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2