United Community Banks Statistics
Total Valuation
UCB has a market cap or net worth of $3.26 billion. The enterprise value is $2.88 billion.
Important Dates
The last earnings date was Tuesday, April 22, 2025, before market open.
Earnings Date | Apr 22, 2025 |
Ex-Dividend Date | Mar 14, 2025 |
Share Statistics
UCB has 119.51 million shares outstanding. The number of shares has increased by 1.06% in one year.
Current Share Class | 119.51M |
Shares Outstanding | 119.51M |
Shares Change (YoY) | +1.06% |
Shares Change (QoQ) | +0.07% |
Owned by Insiders (%) | 0.46% |
Owned by Institutions (%) | 87.08% |
Float | 118.94M |
Valuation Ratios
The trailing PE ratio is 12.92 and the forward PE ratio is 10.65.
PE Ratio | 12.92 |
Forward PE | 10.65 |
PS Ratio | 3.60 |
Forward PS | 3.04 |
PB Ratio | 0.95 |
P/TBV Ratio | 1.32 |
P/FCF Ratio | n/a |
P/OCF Ratio | n/a |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 11.35 |
EV / Sales | 3.17 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.68%.
Return on Equity (ROE) | 7.68% |
Return on Assets (ROA) | 0.95% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $304,664 |
Profits Per Employee | $85,043 |
Employee Count | 2,979 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, UCB has paid $72.15 million in taxes.
Income Tax | 72.15M |
Effective Tax Rate | 21.65% |
Stock Price Statistics
The stock price has increased by +3.42% in the last 52 weeks. The beta is 0.82, so UCB's price volatility has been lower than the market average.
Beta (5Y) | 0.82 |
52-Week Price Change | +3.42% |
50-Day Moving Average | 28.37 |
200-Day Moving Average | 29.90 |
Relative Strength Index (RSI) | 54.94 |
Average Volume (20 Days) | 1,076,489 |
Short Selling Information
The latest short interest is 2.41 million, so 2.02% of the outstanding shares have been sold short.
Short Interest | 2.41M |
Short Previous Month | 3.77M |
Short % of Shares Out | 2.02% |
Short % of Float | 2.03% |
Short Ratio (days to cover) | 2.05 |
Income Statement
In the last 12 months, UCB had revenue of $907.59 million and earned $253.34 million in profits. Earnings per share was $2.11.
Revenue | 907.59M |
Gross Profit | 907.59M |
Operating Income | 373.21M |
Pretax Income | 231.32M |
Net Income | 253.34M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $2.11 |
Full Income Statement Balance Sheet
The company has $636.71 million in cash and $254.29 million in debt, giving a net cash position of $382.43 million or $3.20 per share.
Cash & Cash Equivalents | 636.71M |
Total Debt | 254.29M |
Net Cash | 382.43M |
Net Cash Per Share | $3.20 |
Equity (Book Value) | 3.50B |
Book Value Per Share | 28.55 |
Working Capital | -23.44B |
Full Balance Sheet Cash Flow
Operating Cash Flow | n/a |
Capital Expenditures | n/a |
Free Cash Flow | n/a |
FCF Per Share | n/a |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 41.12% |
Pretax Margin | 36.73% |
Profit Margin | 28.78% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 3.53%.
Dividend Per Share | $0.96 |
Dividend Yield | 3.53% |
Dividend Growth (YoY) | 3.26% |
Years of Dividend Growth | 10 |
Payout Ratio | 45.50% |
Buyback Yield | -1.06% |
Shareholder Yield | 2.46% |
Earnings Yield | 7.78% |
FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for UCB is $33.25, which is 22.11% higher than the current price. The consensus rating is "Hold".
Price Target | $33.25 |
Price Target Difference | 22.11% |
Analyst Consensus | Hold |
Analyst Count | 4 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 0.2:1.
Last Split Date | Jun 20, 2011 |
Split Type | Reverse |
Split Ratio | 0.2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 2 |