Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
71.77
-7.44 (-9.39%)
At close: Feb 21, 2025, 4:00 PM
71.69
-0.08 (-0.11%)
After-hours: Feb 21, 2025, 7:59 PM EST
Upstart Holdings Stock Forecast
Stock Price Forecast
The 12 analysts with 12-month price forecasts for Upstart Holdings stock have an average target of 72.25, with a low estimate of 15 and a high estimate of 108. The average target predicts an increase of 0.67% from the current stock price of 71.77.
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Upstart Holdings stock from 14 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Sep '24 | Oct '24 | Nov '24 | Dec '24 | Jan '25 | Feb '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 0 | 0 | 1 | 3 | 3 | 4 |
| Buy | 1 | 1 | 2 | 2 | 2 | 2 |
| Hold | 7 | 7 | 7 | 4 | 4 | 6 |
| Sell | 3 | 2 | 1 | 2 | 2 | 1 |
| Strong Sell | 1 | 1 | 0 | 0 | 0 | 1 |
| Total | 12 | 11 | 11 | 11 | 11 | 14 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Morgan Stanley | Morgan Stanley | Sell → Hold Upgrades $12 → $70 | Sell → Hold | Upgrades | $12 → $70 | -2.47% | Feb 14, 2025 |
| Citigroup | Citigroup | Strong Buy Maintains $87 → $108 | Strong Buy | Maintains | $87 → $108 | +50.48% | Feb 13, 2025 |
| Goldman Sachs | Goldman Sachs | Strong Sell Maintains $14 → $15 | Strong Sell | Maintains | $14 → $15 | -79.10% | Feb 12, 2025 |
| B of A Securities | B of A Securities | Sell Maintains $33 → $39 | Sell | Maintains | $33 → $39 | -45.66% | Feb 12, 2025 |
| Needham | Needham | Strong Buy Maintains $100 → $108 | Strong Buy | Maintains | $100 → $108 | +50.48% | Feb 12, 2025 |
Financial Forecast
Revenue This Year
827.06M
from 676.96M
Increased by 22.17%
Revenue Next Year
992.53M
from 827.06M
Increased by 20.01%
EPS This Year
1.20
from -1.44
EPS Next Year
2.02
from 1.20
Increased by 69.23%
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 1.0B | 1.3B | 1.5B | |
| Avg | 827.1M | 992.5M | 1.5B | |
| Low | 662.1M | 756.0M | 1.4B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 53.2% | 61.3% | 53.6% | |
| Avg | 22.2% | 20.0% | 49.2% | |
| Low | -2.2% | -8.6% | 43.4% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 1.55 | 3.69 | 3.78 | |
| Avg | 1.20 | 2.02 | 2.81 | |
| Low | 0.21 | 1.02 | 2.30 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | - | 208.4% | 86.9% | |
| Avg | - | 69.2% | 38.9% | |
| Low | - | -14.7% | 13.8% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.