Upstart Holdings Stock Forecast

Stock Price Forecast

The 14 analysts that cover Upstart Holdings stock have a consensus rating of "Hold" and an average price target of $45.68, which forecasts a 59.05% increase in the stock price over the next year. The lowest target is $16.5 and the highest is $80.

Price Target: $45.68 (+59.05%)

Analyst Consensus: Hold

Target	Low	Average	Median	High
Price	$16.5	$45.68	$47	$80
Change	-42.55%	+59.05%	+63.65%	+178.55%

Analyst Ratings

The average analyst rating for Upstart Holdings stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Rating	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26	Mar '26
Strong Buy	4	4	4	4	3	3
Buy	3	3	3	2	2	2
Hold	5	6	6	5	7	7
Sell	0	0	0	0	2	2
Strong Sell	2	2	2	2	1	1
Total	14	15	15	13	15	15

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Kyle Peterson Needham	Needham	Strong Buy Reiterates $40	Strong Buy	Reiterates	$40	+39.28%	Mar 11, 2026
Kyle Peterson Needham	Needham	Strong Buy Maintains $56 → $40	Strong Buy	Maintains	$56 → $40	+39.28%	Mar 4, 2026
David M. Scharf Citizens	Citizens	Sell Reiterates $20	Sell	Reiterates	$20	-30.36%	Feb 18, 2026
Giuliano Bologna Compass Point	Compass Point	Strong Sell → Hold Upgrades $20 → $30	Strong Sell → Hold	Upgrades	$20 → $30	+4.46%	Feb 17, 2026
Will Nance Goldman Sachs	Goldman Sachs	Strong Sell → Hold Upgrades $44 → $35	Strong Sell → Hold	Upgrades	$44 → $35	+21.87%	Feb 13, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

1.44B

from 1.08B

33.98%

from 1.08B

Revenue Next Year

1.91B

from 1.44B

32.48%

from 1.44B

EPS This Year

2.28

from 0.45

402.14%

from 0.45

EPS Next Year

3.31

from 2.28

45.40%

from 2.28

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	851.86M	853.29M	548.46M	676.96M	1.08B	1.44B	1.91B
Revenue Growth	252.82%	0.17%	-35.72%	23.43%	58.88%	33.98%	32.48%
EPS	1.43	-1.31	-2.87	-1.44	0.45	2.28	3.31
EPS Growth	-	-	-	-	-	402.14%	45.40%
Forward PE	-	-	-	-	-	12.62	8.68
No. Analysts	-	-	-	-	-	19	17

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	1.6B	2.2B
Avg	1.4B	1.9B
Low	1.4B	1.7B

Revenue Growth

Revenue Growth	2026	2027
High	49.4%	56.1%
Avg	34.0%	32.5%
Low	26.5%	16.9%

EPS Forecast

EPS	2026	2027
High	3.00	4.69
Avg	2.28	3.31
Low	1.95	2.23

EPS Growth

EPS Growth	2026	2027
High	562.6%	106.2%
Avg	402.1%	45.4%
Low	330.3%	-1.8%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.