Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
66.90
+1.03 (1.56%)
At close: Sep 5, 2025, 4:00 PM
66.59
-0.31 (-0.46%)
After-hours: Sep 5, 2025, 7:59 PM EDT
Upstart Holdings Stock Forecast
Stock Price Forecast
The 14 analysts that cover Upstart Holdings stock have a consensus rating of "Buy" and an average price target of $74.04, which forecasts a 10.67% increase in the stock price over the next year. The lowest target is $16.5 and the highest is $108.
Price Target: $74.04 (+10.67%)
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Upstart Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Apr '25 | May '25 | Jun '25 | Jul '25 | Aug '25 | Sep '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 4 | 4 | 4 | 4 | 4 | 4 |
| Buy | 2 | 2 | 3 | 3 | 4 | 4 |
| Hold | 6 | 6 | 6 | 6 | 5 | 5 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 1 | 1 | 1 | 2 | 2 | 2 |
| Total | 13 | 13 | 14 | 15 | 15 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| JP Morgan | JP Morgan | Hold → Buy Upgrades $93 → $88 | Hold → Buy | Upgrades | $93 → $88 | +31.54% | Aug 20, 2025 |
| Needham | Needham | Strong Buy Maintains $70 → $82 | Strong Buy | Maintains | $70 → $82 | +22.57% | Aug 6, 2025 |
| Morgan Stanley | Morgan Stanley | Hold Maintains $50 → $70 | Hold | Maintains | $50 → $70 | +4.63% | Aug 6, 2025 |
| Piper Sandler | Piper Sandler | Buy Maintains $75 → $90 | Buy | Maintains | $75 → $90 | +34.53% | Aug 6, 2025 |
| B of A Securities | B of A Securities | Hold Maintains $88 → $87 | Hold | Maintains | $88 → $87 | +30.04% | Aug 6, 2025 |
Financial Forecast
Revenue This Year
1.08B
from 676.96M
Increased by 59.24%
Revenue Next Year
1.37B
from 1.08B
Increased by 26.99%
EPS This Year
1.69
from -1.44
EPS Next Year
2.56
from 1.69
Increased by 51.57%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 1.1B | 1.6B | |
| Avg | 1.1B | 1.4B | |
| Low | 1.0B | 1.1B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 65.6% | 45.7% | |
| Avg | 59.2% | 27.0% | |
| Low | 51.3% | 5.0% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 1.93 | 3.91 | |||
| Avg | 1.69 | 2.56 | |||
| Low | 1.39 | 2.04 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | - | 131.0% | |||
| Avg | - | 51.6% | |||
| Low | - | 20.5% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.