Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
47.37
+2.11 (4.66%)
May 27, 2025, 3:31 PM - Market open
Upstart Holdings Stock Forecast
Stock Price Forecast
According to 12 professional analysts, the 12-month price target for Upstart Holdings stock ranges from a low of $16.5 to a high of $108. The average analyst price target of $66.71 forecasts a 40.83% increase in the stock price over the next year.
Price Target: $66.71 (+40.83%)
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Upstart Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Dec '24 | Jan '25 | Feb '25 | Mar '25 | Apr '25 | May '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 4 | 4 | 4 | 4 |
| Buy | 2 | 2 | 2 | 2 | 2 | 2 |
| Hold | 4 | 4 | 6 | 6 | 6 | 6 |
| Sell | 2 | 2 | 1 | 1 | 0 | 0 |
| Strong Sell | 0 | 0 | 1 | 1 | 1 | 1 |
| Total | 11 | 11 | 14 | 14 | 13 | 13 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Needham | Needham | Strong Buy Reiterates $70 | Strong Buy | Reiterates | $70 | +47.77% | May 19, 2025 |
| Barclays | Barclays | Hold Maintains $42 → $47 | Hold | Maintains | $42 → $47 | -0.78% | May 12, 2025 |
| Goldman Sachs | Goldman Sachs | Strong Sell Maintains $15 → $17 | Strong Sell | Maintains | $15 → $17 | -65.17% | May 8, 2025 |
| Needham | Needham | Strong Buy Maintains $108 → $70 | Strong Buy | Maintains | $108 → $70 | +47.77% | May 7, 2025 |
| Piper Sandler | Piper Sandler | Buy Maintains $105 → $69 | Buy | Maintains | $105 → $69 | +45.66% | May 7, 2025 |
Financial Forecast
Revenue This Year
1.03B
from 676.96M
Increased by 52.30%
Revenue Next Year
1.27B
from 1.03B
Increased by 22.89%
EPS This Year
1.49
from -1.44
EPS Next Year
2.23
from 1.49
Increased by 50.03%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 1.1B | 1.4B | 1.7B | |
| Avg | 1.0B | 1.3B | 1.5B | |
| Low | 979.4M | 1.1B | 1.2B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 58.8% | 35.4% | 34.6% | |
| Avg | 52.3% | 22.9% | 15.9% | |
| Low | 44.7% | 7.8% | -5.9% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 1.63 | 2.82 | 3.99 | |
| Avg | 1.49 | 2.23 | 3.08 | |
| Low | 1.35 | 1.61 | 2.39 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | - | 89.8% | 78.7% | |
| Avg | - | 50.0% | 37.8% | |
| Low | - | 8.0% | 6.9% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.