Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
54.99
-0.15 (-0.27%)
At close: Mar 25, 2025, 4:00 PM
55.00
+0.01 (0.02%)
After-hours: Mar 25, 2025, 6:10 PM EST
Upstart Holdings Stock Forecast
Stock Price Forecast
The 12 analysts with 12-month price forecasts for Upstart Holdings stock have an average target of 77.08, with a low estimate of 15 and a high estimate of 108. The average target predicts an increase of 40.17% from the current stock price of 54.99.
Analyst Consensus: Buy
* Price targets were last updated on Feb 18, 2025.
Analyst Ratings
The average analyst rating for Upstart Holdings stock from 14 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Oct '24 | Nov '24 | Dec '24 | Jan '25 | Feb '25 | Mar '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 0 | 1 | 3 | 3 | 4 | 4 |
| Buy | 1 | 2 | 2 | 2 | 2 | 2 |
| Hold | 7 | 7 | 4 | 4 | 6 | 6 |
| Sell | 2 | 1 | 2 | 2 | 1 | 1 |
| Strong Sell | 1 | 0 | 0 | 0 | 1 | 1 |
| Total | 11 | 11 | 11 | 11 | 14 | 14 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Barclays | Barclays | Hold Maintains $80 → $93 | Hold | Maintains | $80 → $93 | +69.12% | Feb 18, 2025 |
| Morgan Stanley | Morgan Stanley | Sell → Hold Upgrades $12 → $70 | Sell → Hold | Upgrades | $12 → $70 | +27.30% | Feb 14, 2025 |
| Citigroup | Citigroup | Strong Buy Maintains $87 → $108 | Strong Buy | Maintains | $87 → $108 | +96.40% | Feb 13, 2025 |
| Goldman Sachs | Goldman Sachs | Strong Sell Maintains $14 → $15 | Strong Sell | Maintains | $14 → $15 | -72.72% | Feb 12, 2025 |
| B of A Securities | B of A Securities | Sell Maintains $33 → $39 | Sell | Maintains | $33 → $39 | -29.08% | Feb 12, 2025 |
Financial Forecast
Revenue This Year
1.02B
from 676.96M
Increased by 50.82%
Revenue Next Year
1.25B
from 1.02B
Increased by 22.62%
EPS This Year
1.42
from -1.44
EPS Next Year
2.31
from 1.42
Increased by 63.43%
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 1.1B | 1.5B | 1.8B | |
| Avg | 1.0B | 1.3B | 1.5B | |
| Low | 902.4M | 1.1B | 1.2B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 65.1% | 46.9% | 45.7% | |
| Avg | 50.8% | 22.6% | 19.0% | |
| Low | 33.3% | 5.5% | -6.3% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 1.58 | 3.69 | 3.79 | |
| Avg | 1.42 | 2.31 | 3.18 | |
| Low | 1.12 | 1.63 | 2.30 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | - | 160.3% | 63.8% | |
| Avg | - | 63.4% | 37.2% | |
| Low | - | 14.8% | -0.5% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.