Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
84.13
+4.14 (5.18%)
At close: Jul 23, 2025, 4:00 PM
84.20
+0.07 (0.08%)
After-hours: Jul 23, 2025, 7:59 PM EDT
Upstart Holdings Stock Forecast
Stock Price Forecast
The 15 analysts that cover Upstart Holdings stock have a consensus rating of "Buy" and an average price target of $67.61, which forecasts a -19.64% decrease in the stock price over the next year. The lowest target is $16.5 and the highest is $108.
Price Target: $67.61 (-19.64%)
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Upstart Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Feb '25 | Mar '25 | Apr '25 | May '25 | Jun '25 | Jul '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 4 | 4 | 4 | 4 | 4 | 4 |
| Buy | 2 | 2 | 2 | 2 | 3 | 3 |
| Hold | 6 | 6 | 6 | 6 | 6 | 6 |
| Sell | 1 | 1 | 0 | 0 | 0 | 0 |
| Strong Sell | 1 | 1 | 1 | 1 | 1 | 2 |
| Total | 14 | 14 | 13 | 13 | 14 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Goldman Sachs | Goldman Sachs | Strong Sell Initiates $71 | Strong Sell | Initiates | $71 | -15.61% | Jul 14, 2025 |
| Piper Sandler | Piper Sandler | Buy Initiates $75 | Buy | Initiates | $75 | -10.85% | Jun 24, 2025 |
| Needham | Needham | Strong Buy Reiterates $70 | Strong Buy | Reiterates | $70 | -16.80% | May 19, 2025 |
| Barclays | Barclays | Hold Maintains $42 → $47 | Hold | Maintains | $42 → $47 | -44.13% | May 12, 2025 |
| Goldman Sachs | Goldman Sachs | Strong Sell Maintains $15 → $17 | Strong Sell | Maintains | $15 → $17 | -80.39% | May 8, 2025 |
Financial Forecast
Revenue This Year
1.03B
from 676.96M
Increased by 52.15%
Revenue Next Year
1.28B
from 1.03B
Increased by 23.98%
EPS This Year
1.51
from -1.44
EPS Next Year
2.38
from 1.51
Increased by 58.00%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 1.1B | 1.4B | 1.7B | ||
| Avg | 1.0B | 1.3B | 1.5B | ||
| Low | 949.0M | 1.1B | 1.2B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 58.8% | 38.0% | 33.6% | ||
| Avg | 52.2% | 24.0% | 16.8% | ||
| Low | 40.2% | 7.9% | -6.7% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 1.82 | 3.72 | 3.99 | ||
| Avg | 1.51 | 2.38 | 3.12 | ||
| Low | 1.32 | 1.61 | 2.39 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | - | 146.7% | 67.6% | ||
| Avg | - | 58.0% | 31.2% | ||
| Low | - | 6.7% | 0.3% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.