Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
71.77
-7.44 (-9.39%)
At close: Feb 21, 2025, 4:00 PM
71.69
-0.08 (-0.11%)
After-hours: Feb 21, 2025, 7:59 PM EST
| Period Ending | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fees | 635.47M | 589.04M | 568.20M | 581.36M | 560.43M | 563.18M | 595.78M | 710.43M | ||||||||||||||
| Fees Growth | 13.39% | 4.59% | -4.63% | -18.17% | -38.23% | -45.80% | -44.33% | -28.89% | ||||||||||||||
| Net Interest Income | 1.06M | -31.16M | -37.91M | -42.93M | -46.87M | -43.02M | -52.94M | -75.20M |
Operating Metrics
| Period Ending | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 | Mar 31, 2019 | Dec 31, 2018 | Sep 30, 2018 | Jun 30, 2018 | Mar 31, 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Transaction Volume | 5.94B | 5.08B | 4.70B | 4.78B | 4.65B | 4.93B | 5.57B | 7.67B | - | - | - | - | - | - | - | - | - | |||||||||||
| Transaction Volume Growth | 27.84% | 3.04% | -15.49% | -37.66% | -58.54% | -64.14% | -62.99% | -47.34% | - | - | - | - | - | - | - | - | - | |||||||||||
| Contribution Profit | 381.53M | 355.23M | 347.05M | 366.84M | 353.32M | 339.72M | 341.52M | 366.62M | - | - | - | - | - | - | - | |||||||||||||
| Contribution Profit Growth | 7.99% | 4.56% | 1.62% | 0.06% | -20.93% | -33.89% | -33.54% | -25.15% | - | - | - | - | - | - | - | |||||||||||||
| Percent Loans Fully Automated | 91.00% | 90.00% | 90.00% | 90.00% | 89.00% | 88.00% | 87.00% | 84.00% | ||||||||||||||||||||
| Percent Loans Fully Automated Growth | 2.25% | 2.27% | 3.45% | 7.14% | 8.54% | 17.33% | 19.18% | 13.51% | ||||||||||||||||||||
| Contribution Margin | 61.00% | 64.00% | 58.00% | 56.00% | 63.00% | 64.00% | 67.00% | 58.00% | - | - | - | - | - | - | - | |||||||||||||
| Conversion Rate | 19.30% | 16.30% | 15.00% | 14.00% | 11.60% | 9.50% | 9.00% | 8.00% | - | - | - | - | - | - | - | - | - | - | ||||||||||
| Conversion Rate Growth | 66.38% | 71.58% | 66.67% | 75.00% | 5.45% | -2.06% | -32.33% | -62.62% | - | - | - | - | - | - | - | - | - | - |
Operating Expense Breakdown
| Period Ending | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Engineering and Product Development | 253.65M | 243.58M | 233.64M | 233.16M | 280.14M | 287.02M | 298.26M | 297.33M | ||||||||||||||
| Engineering and Product Development Growth | -9.45% | -15.13% | -21.67% | -21.58% | 18.08% | 30.63% | 56.47% | 80.20% | ||||||||||||||
| General, Administrative, and Other | 230.94M | 226.28M | 219.91M | 217.34M | 212.39M | 203.76M | 198.01M | 194.50M | ||||||||||||||
| General, Administrative, and Other Growth | 8.73% | 11.05% | 11.06% | 11.74% | 14.62% | 13.06% | 18.63% | 33.11% | ||||||||||||||
| Sales and Marketing | 166.80M | 150.11M | 139.92M | 130.86M | 127.14M | 139.12M | 162.44M | 243.77M | ||||||||||||||
| Sales and Marketing Growth | 31.19% | 7.90% | -13.86% | -46.32% | -63.23% | -66.05% | -63.64% | -41.62% | ||||||||||||||
| Customer Operations | 158.00M | 153.51M | 150.40M | 148.52M | 149.70M | 157.07M | 165.90M | 180.18M | ||||||||||||||
| Customer Operations Growth | 5.54% | -2.26% | -9.34% | -17.57% | -20.37% | -15.35% | -5.47% | 21.25% |
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.