Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
50.58
-0.51 (-1.00%)
At close: Oct 25, 2024, 4:00 PM
50.21
-0.37 (-0.73%)
After-hours: Oct 25, 2024, 7:47 PM EDT
Upstart Holdings Operating Metrics
| Period Ending | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 | Mar 31, 2019 | Dec 31, 2018 | Sep 30, 2018 | Jun 30, 2018 | Mar 31, 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Transaction Volume | 4.70B | 4.78B | 4.65B | 4.93B | 5.57B | 7.67B | 11.20B | 13.76B | - | - | - | - | - | - | - | - | - | |||||||||
| Transaction Volume Growth | -15.49% | -37.66% | -58.54% | -64.14% | -62.99% | -47.34% | -4.66% | 54.55% | - | - | - | - | - | - | - | - | - | |||||||||
| Contribution Profit | 347.05M | 366.84M | 353.32M | 339.72M | 341.52M | 366.62M | 446.84M | 513.84M | - | - | - | - | - | - | - | |||||||||||
| Contribution Profit Growth | 1.62% | 0.06% | -20.93% | -33.89% | -33.54% | -25.15% | 12.27% | 77.19% | - | - | - | - | - | - | - | |||||||||||
| Percent Loans Fully Automated | 90.00% | 90.00% | 89.00% | 88.00% | 87.00% | 84.00% | 82.00% | 75.00% | ||||||||||||||||||
| Percent Loans Fully Automated Growth | 3.45% | 7.14% | 8.54% | 17.33% | 19.18% | 13.51% | 17.14% | 11.94% | ||||||||||||||||||
| Contribution Margin | 58.00% | 56.00% | 63.00% | 64.00% | 67.00% | 58.00% | 53.00% | 54.00% | - | - | - | - | - | - | - | |||||||||||
| Conversion Rate | 15.00 | 14.00 | 11.60 | 9.50 | 9.00 | 8.00 | 11.00 | 9.70 | - | - | - | - | - | - | - | - | - | - | ||||||||
| Conversion Rate Growth | 66.67% | 75.00% | 5.45% | -2.06% | -32.33% | -62.62% | -54.92% | -57.83% | - | - | - | - | - | - | - | - | - | - |
Revenue by Segment
| Period Ending | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fees Revenue | 568.20M | 581.36M | 560.43M | 563.18M | 595.78M | 710.43M | 907.27M | 1.04B | ||||||||||||
| Fees Revenue Growth | -4.63% | -18.17% | -38.23% | -45.80% | -44.33% | -28.89% | 13.23% | 73.67% | ||||||||||||
| Net Interest Income Revenue | -37.91M | -42.93M | -46.87M | -43.02M | -52.94M | -75.20M | -64.83M | -38.68M |
Operating Expense Breakdown
| Period Ending | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Engineering and Product Development | 233.64M | 233.16M | 280.14M | 287.02M | 298.26M | 297.33M | 237.25M | 219.71M | ||||||||||||
| Engineering and Product Development Growth | -21.67% | -21.58% | 18.08% | 30.63% | 56.47% | 80.20% | 77.05% | 116.14% | ||||||||||||
| General, Administrative, and Other | 219.91M | 217.34M | 212.39M | 203.76M | 198.01M | 194.50M | 185.29M | 180.22M | ||||||||||||
| General, Administrative, and Other Growth | 11.06% | 11.74% | 14.62% | 13.06% | 18.63% | 33.11% | 51.04% | 88.85% | ||||||||||||
| Customer Operations | 150.40M | 148.52M | 149.70M | 157.07M | 165.90M | 180.18M | 187.99M | 185.56M | ||||||||||||
| Customer Operations Growth | -9.34% | -17.57% | -20.37% | -15.35% | -5.47% | 21.25% | 59.89% | 107.75% | ||||||||||||
| Sales and Marketing | 139.92M | 130.86M | 127.14M | 139.12M | 162.44M | 243.77M | 345.78M | 409.84M | ||||||||||||
| Sales and Marketing Growth | -13.86% | -46.32% | -63.23% | -66.05% | -63.64% | -41.62% | 3.70% | 61.87% |
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.