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Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
41.53
-1.63 (-3.79%)
At close: Jan 29, 2026, 4:00 PM EST
41.58
+0.05 (0.12%)
After-hours: Jan 29, 2026, 5:43 PM EST

Upstart Holdings Operating Metrics

Period EndingSep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019Mar 31, 2019Dec 31, 2018Sep 30, 2018Jun 30, 2018Mar 31, 2018
Contribution Margin
57.00%58.00%55.00%61.00%64.00%58.00%56.00%63.00%-------
Contribution Profit
512.22M467.19M402.76M381.53M355.23M347.05M366.84M353.32M-------
Contribution Profit Growth
44.19%34.62%9.79%7.99%4.56%1.62%0.06%-20.93%-------
Conversion Rate
20.60%23.90%19.10%19.30%16.30%15.00%14.00%11.60%----------
Percent Loans Fully Automated
91.00%92.00%92.00%91.00%90.00%90.00%90.00%89.00%
Transaction Volume
9.92B8.66B6.94B5.94B5.08B4.70B4.78B4.65B---------
Transaction Volume Growth
95.04%84.16%45.24%27.84%3.04%-15.49%-37.66%-58.54%---------

Revenue by Segment

Period EndingSep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019
Fees
884.07M793.12M682.87M635.47M589.04M568.20M581.36M560.43M
Fees Growth
50.09%39.58%17.46%13.39%4.59%-4.63%-18.17%-38.23%
Net Interest Income
82.66M58.65M39.23M1.06M-31.16M-37.91M-42.93M-46.87M

Operating Expense Breakdown

Period EndingSep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019
Sales and Marketing
266.38M230.77M190.62M166.80M150.11M139.92M130.86M127.14M
Sales and Marketing Growth
77.46%64.93%45.67%31.19%7.90%-13.86%-46.32%-63.23%
Engineering and Product Development
257.91M258.77M248.40M253.65M243.58M233.64M233.16M280.14M
Engineering and Product Development Growth
5.88%10.76%6.54%-9.45%-15.13%-21.67%-21.58%18.08%
General, Administrative, and Other
246.34M245.43M233.88M230.94M226.28M219.91M217.34M212.39M
General, Administrative, and Other Growth
8.86%11.61%7.61%8.73%11.05%11.06%11.74%14.62%
Customer Operations
177.14M166.65M159.09M158.00M153.51M150.40M148.52M149.70M
Customer Operations Growth
15.39%10.80%7.12%5.54%-2.26%-9.34%-17.57%-20.37%
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.