Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
68.85
+5.33 (8.39%)
At close: Aug 22, 2025, 4:00 PM
69.15
+0.30 (0.44%)
After-hours: Aug 22, 2025, 7:59 PM EDT

Upstart Holdings Operating Metrics

Period EndingJun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019Mar 31, 2019Dec 31, 2018Sep 30, 2018Jun 30, 2018Mar 31, 2018
Contribution Margin
58.00%55.00%61.00%64.00%58.00%56.00%63.00%64.00%-------
Contribution Profit
467.19M402.76M381.53M355.23M347.05M366.84M353.32M339.72M-------
Contribution Profit Growth
34.62%9.79%7.99%4.56%1.62%0.06%-20.93%-33.89%-------
Conversion Rate
23.90%19.10%19.30%16.30%15.00%14.00%11.60%9.50%----------
Conversion Rate Growth
59.33%36.43%66.38%71.58%66.67%75.00%5.45%-2.06%----------
Percent Loans Fully Automated
92.00%92.00%91.00%90.00%90.00%90.00%89.00%88.00%
Percent Loans Fully Automated Growth
2.22%2.22%2.25%2.27%3.45%7.14%8.54%17.33%
Transaction Volume
8.66B6.94B5.94B5.08B4.70B4.78B4.65B4.93B---------
Transaction Volume Growth
84.16%45.24%27.84%3.04%-15.49%-37.66%-58.54%-64.14%---------
Period EndingJun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019
Fees
793.12M682.87M635.47M589.04M568.20M581.36M560.43M563.18M
Fees Growth
39.58%17.46%13.39%4.59%-4.63%-18.17%-38.23%-45.80%
Net Interest Income
58.65M39.23M1.06M-31.16M-37.91M-42.93M-46.87M-43.02M
Period EndingJun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019
Engineering and Product Development
258.77M248.40M253.65M243.58M233.64M233.16M280.14M287.02M
Engineering and Product Development Growth
10.76%6.54%-9.45%-15.13%-21.67%-21.58%18.08%30.63%
General, Administrative, and Other
245.43M233.88M230.94M226.28M219.91M217.34M212.39M203.76M
General, Administrative, and Other Growth
11.61%7.61%8.73%11.05%11.06%11.74%14.62%13.06%
Sales and Marketing
230.77M190.62M166.80M150.11M139.92M130.86M127.14M139.12M
Sales and Marketing Growth
64.93%45.67%31.19%7.90%-13.86%-46.32%-63.23%-66.05%
Customer Operations
166.65M159.09M158.00M153.51M150.40M148.52M149.70M157.07M
Customer Operations Growth
10.80%7.12%5.54%-2.26%-9.34%-17.57%-20.37%-15.35%
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.