Upstart Holdings, Inc. (UPST)
 NASDAQ: UPST · Real-Time Price · USD
 47.54
 +0.02 (0.04%)
  At close: Nov 3, 2025, 4:00 PM EST
46.20
 -1.34 (-2.82%)
  Pre-market: Nov 4, 2025, 6:47 AM EST
Upstart Holdings Analyst Ratings
Total Analysts  
 14
Consensus Rating  
 Buy
Price Target  
 $74.73
Upside  
 +57.19%
Ratings History
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date | 
|---|---|---|---|---|---|---|---|
|   Goldman Sachs   | Goldman Sachs | Strong Sell  Maintains  $78 → $54  | Strong Sell | Maintains | $78 → $54 | +13.59% | Oct 13, 2025 | 
|   JP Morgan   | JP Morgan | Hold → Buy  Upgrades  $93 → $88  | Hold → Buy | Upgrades | $93 → $88 | +85.11% | Aug 20, 2025 | 
|   Needham   | Needham | Strong Buy  Maintains  $70 → $82  | Strong Buy | Maintains | $70 → $82 | +72.49% | Aug 6, 2025 | 
|   Morgan Stanley   | Morgan Stanley | Hold  Maintains  $50 → $70  | Hold | Maintains | $50 → $70 | +47.24% | Aug 6, 2025 | 
|   Piper Sandler   | Piper Sandler | Buy  Maintains  $75 → $90  | Buy | Maintains | $75 → $90 | +89.31% | Aug 6, 2025 | 
|   B of A Securities   | B of A Securities | Hold  Maintains  $88 → $87  | Hold | Maintains | $88 → $87 | +83.00% | Aug 6, 2025 | 
|   Goldman Sachs   | Goldman Sachs | Strong Sell  Initiates  $71  | Strong Sell | Initiates | $71 | +49.35% | Jul 14, 2025 | 
|   Piper Sandler   | Piper Sandler | Buy  Initiates  $75  | Buy | Initiates | $75 | +57.76% | Jun 24, 2025 | 
|   Needham   | Needham | Strong Buy  Reiterates  $70  | Strong Buy | Reiterates | $70 | +47.24% | May 19, 2025 | 
|   Barclays   | Barclays | Hold  Maintains  $42 → $47  | Hold | Maintains | $42 → $47 | -1.14% | May 12, 2025 | 
|   Goldman Sachs   | Goldman Sachs | Strong Sell  Maintains  $15 → $17  | Strong Sell | Maintains | $15 → $17 | -65.29% | May 8, 2025 | 
|   Needham   | Needham | Strong Buy  Maintains  $108 → $70  | Strong Buy | Maintains | $108 → $70 | +47.24% | May 7, 2025 | 
|   Piper Sandler   | Piper Sandler | Buy  Maintains  $105 → $69  | Buy | Maintains | $105 → $69 | +45.14% | May 7, 2025 | 
|   Morgan Stanley   | Morgan Stanley | Hold  Maintains  $70 → $50  | Hold | Maintains | $70 → $50 | +5.17% | May 7, 2025 | 
|   B of A Securities   | B of A Securities | Sell → Hold  Upgrades  $53  | Sell → Hold | Upgrades | $53 | +11.49% | Apr 29, 2025 | 
|   Barclays   | Barclays | Hold  Maintains  $93 → $42  | Hold | Maintains | $93 → $42 | -11.65% | Apr 14, 2025 | 
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Analyst Star Rankings
Our analyst star rankings are based on these four factors
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 - The percentage of ratings that are profitable.
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 - The average percentage return within one year of the rating.
 - Rating Count
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