Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
47.03
+1.98 (4.40%)
At close: Dec 18, 2025, 4:00 PM EST
47.51
+0.48 (1.02%)
Pre-market: Dec 19, 2025, 8:52 AM EST
Upstart Holdings Analyst Ratings
Total Analysts
13
Consensus Rating
Hold
Price Target
$60.79
Upside
+29.26%
Ratings History
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Citigroup | Citigroup | Strong Buy Maintains $100 → $80 | Strong Buy | Maintains | $100 → $80 | +70.10% | Nov 5, 2025 |
| JP Morgan | JP Morgan | Buy Maintains $88 → $65 | Buy | Maintains | $88 → $65 | +38.21% | Nov 5, 2025 |
| Piper Sandler | Piper Sandler | Buy Maintains $80 → $56 | Buy | Maintains | $80 → $56 | +19.07% | Nov 5, 2025 |
| Stephens & Co. | Stephens & Co. | Hold Maintains $55 → $40 | Hold | Maintains | $55 → $40 | -14.95% | Nov 5, 2025 |
| BTIG | BTIG | Hold Reiterates n/a | Hold | Reiterates | n/a | n/a | Nov 5, 2025 |
| Needham | Needham | Strong Buy Maintains $82 → $56 | Strong Buy | Maintains | $82 → $56 | +19.07% | Nov 5, 2025 |
| B of A Securities | B of A Securities | Hold Maintains $81 → $71 | Hold | Maintains | $81 → $71 | +50.97% | Nov 5, 2025 |
| Goldman Sachs | Goldman Sachs | Strong Sell Maintains $78 → $54 | Strong Sell | Maintains | $78 → $54 | +14.82% | Oct 13, 2025 |
| JP Morgan | JP Morgan | Hold → Buy Upgrades $93 → $88 | Hold → Buy | Upgrades | $93 → $88 | +87.11% | Aug 20, 2025 |
| Needham | Needham | Strong Buy Maintains $70 → $82 | Strong Buy | Maintains | $70 → $82 | +74.36% | Aug 6, 2025 |
| Morgan Stanley | Morgan Stanley | Hold Maintains $50 → $70 | Hold | Maintains | $50 → $70 | +48.84% | Aug 6, 2025 |
| Piper Sandler | Piper Sandler | Buy Maintains $75 → $90 | Buy | Maintains | $75 → $90 | +91.37% | Aug 6, 2025 |
| B of A Securities | B of A Securities | Hold Maintains $88 → $87 | Hold | Maintains | $88 → $87 | +84.99% | Aug 6, 2025 |
| Goldman Sachs | Goldman Sachs | Strong Sell Initiates $71 | Strong Sell | Initiates | $71 | +50.97% | Jul 14, 2025 |
| Piper Sandler | Piper Sandler | Buy Initiates $75 | Buy | Initiates | $75 | +59.47% | Jun 24, 2025 |
| Needham | Needham | Strong Buy Reiterates $70 | Strong Buy | Reiterates | $70 | +48.84% | May 19, 2025 |
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Analyst Star Rankings
Our analyst star rankings are based on these four factors
- Success Rate
- The percentage of ratings that are profitable.
- Average Return
- The average percentage return within one year of the rating.
- Rating Count
- The more ratings the analyst has provided, the higher the score.
- Recency
- Ratings provided within the past year contribute to a higher score.