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Usio, Inc. (USIO)

Stock Price: $2.84 USD 0.14 (5.19%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed
After-hours: $3.00 +0.16 (5.63%) Aug 7, 7:57 PM

Stock Price Chart

Key Info

Market Cap 58.04M
Revenue (ttm) 29.38M
Net Income (ttm) -4.88M
Shares Out 20.44M
EPS (ttm) -0.35
PE Ratio n/a
Forward PE n/a
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Aug 7, 2020
Last Price $2.84
Previous Close $2.70
Change ($) 0.14
Change (%) 5.19%
Day's Open 2.71
Day's Range 2.71 - 2.85
Day's Volume 89,194
52-Week Range 0.75 - 3.00

More Stats

Market Cap 58.04M
Enterprise Value 58.88M
Earnings Date (est) Aug 13, 2020
Ex-Dividend Date n/a
Shares Outstanding 20.44M
Float 8.50M
EPS (basic) -0.36
EPS (diluted) -0.35
FCF / Share -0.37
Dividend n/a
Dividend Yield n/a
Earnings Yield n/a
FCF Yield n/a
Payout Ratio n/a
Shares Short 9,441
Short Ratio 0.22
Short % of Float 0.04%
Beta 1.56
PE Ratio n/a
Forward PE n/a
P/FCF Ratio n/a
PS Ratio 1.98
PB Ratio 7.88
Revenue 29.38M
Operating Income -4.84M
Net Income -4.88M
Free Cash Flow -4.84M
Net Cash -838,347
Net Cash / Share -0.04
Gross Margin 20.25%
Operating Margin -16.46%
Profit Margin -16.60%
FCF Margin -16.46%
ROA -5.25%
ROE -55.34%
ROIC -59.40%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (5)

Buy 4
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$4.00*
(40.85% upside)
Low
2.50
Current: $2.84
High
5.00
Target: 4.00
*Average 12-month price target from 5 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue28.2025.0214.5712.0814.3813.405.187.354.812.62
Revenue Growth12.69%71.74%20.66%-16.02%7.36%158.58%-29.48%52.62%83.79%-
Gross Profit5.955.573.773.784.964.180.973.161.720.60
Operating Income-5.06-3.77-2.84-1.360.952.25-0.761.390.37-0.61
Net Income-5.12-3.78-3.01-1.201.023.84-0.791.280.35-0.46
Shares Outstanding12.9612.139.007.847.396.476.468.878.808.10
Earnings Per Share-0.39-0.31-0.33-0.150.080.41-0.150.15--
EPS Growth-----80.49%-----
Operating Cash Flow-3.73-2.76-0.940.852.092.0123.180.482.400.41
Capital Expenditures-0.65-0.70-0.37-0.16-0.79-0.04-0.06-0.09--
Free Cash Flow-4.38-3.46-1.310.691.301.9723.120.382.400.41
Cash & Equivalents2.142.164.804.324.062.8026.573.763.680.98
Total Debt2.64-------0.30-
Net Cash / Debt-0.502.164.804.324.062.8026.573.763.380.98
Assets61.5668.2267.4469.5168.3661.1027.535.164.911.98
Liabilities53.9958.5854.3160.5059.2454.0826.893.024.302.12
Book Value7.579.6313.129.019.127.020.642.140.61-0.13
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Usio, Inc.
Country United States
Employees 51
CEO Louis A. Hoch

Stock Information

Ticker Symbol USIO
Stock Exchange NASDAQ
Sector Technology
Industry Information Technology Services
Unique Identifier NASDAQ: USIO

Description

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH processing services include Represented Check, a consumer non-sufficient funds check that is represented for payment electronically rather than through the paper check collection system; and Accounts Receivable Check Conversion, a consumer paper check payment that is converted into an e-check. The company also offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. In addition, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company offers prepaid and incentive card issuance services; and operates a prepaid core-processing platform. It markets and sells ACH products and services primarily through resellers; and markets and sells prepaid card program directly to corporations and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was founded in 1998 and is headquartered in San Antonio, Texas.