Usio, Inc. (USIO)
NASDAQ: USIO · Real-Time Price · USD
2.360
+0.130 (5.83%)
Aug 12, 2026, 3:21 PM EDT - Market open

Usio, Inc. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
88.8585.3982.9384.0769.4361.94
Revenue Growth
5.81%2.97%-1.35%21.08%12.08%92.06%
Gross Profit
20.0219.6919.6120.0714.5915.63
Operating Income
-1.89-2.36-1.47-0.45-5.21-0.16
Net Income
-2.15-2.513.31-0.48-5.48-0.32
Earnings Per Share
-0.08-0.090.12-0.02-0.27-0.02
EPS Growth
------

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024
Period EndingMar '26 Dec '25 Dec '24
Output Solutions
21.8920.8220.77
Merchant Services
66.9664.5862.16
Total
88.8585.3982.93

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7.737.438.067.165.717.26
Total Debt
4.873.893.873.383.033.11
Net Cash (Debt)
2.863.544.193.782.684.15
Net Cash Growth
-43.44%-15.43%10.96%40.85%-35.37%91.34%
Net Cash Per Share
0.110.130.160.140.130.21

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1.091.512.93.51-17.0429.78
Capital Expenditures
-0.52-0.44-0.2-0.83-0.81-1.27
Free Cash Flow
0.571.082.72.67-17.8528.51
Free Cash Flow Growth
-84.85%-60.05%1.03%--424.21%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
22.53%23.06%23.65%23.88%21.02%25.24%
Operating Margin
-2.13%-2.76%-1.77%-0.53%-7.51%-0.25%
Pretax Margin
-1.73%-2.34%0.82%-0.22%-7.49%-0.25%
Profit Margin
-2.43%-2.94%3.99%-0.57%-7.90%-0.52%
FCF Margin
0.64%1.26%3.26%3.18%-25.71%46.03%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
--12.17---
Forward PE
-144.0012.1725.9476.18-
P/FCF Ratio
223.1434.9614.3917.06-3.90
PS Ratio
0.690.440.470.540.601.79