Usio, Inc. (USIO)

NASDAQ: USIO · IEX Real-Time Price · USD
1.570
+0.010 (0.64%)
Feb 23, 2024, 4:00 PM EST - Market closed

Total Valuation

Usio, Inc. has a market cap or net worth of $41.30 million. The enterprise value is $35.05 million.

Market Cap 41.30M
Enterprise Value 35.05M

Important Dates

The next estimated earnings date is Wednesday, March 6, 2024, after market close.

Earnings Date Mar 6, 2024
Ex-Dividend Date n/a

Share Statistics

Usio, Inc. has 26.31 million shares outstanding. The number of shares has decreased by -1.34% in one year.

Shares Outstanding 26.31M
Shares Change (YoY) -1.34%
Shares Change (QoQ) -23.91%
Owned by Insiders (%) 35.55%
Owned by Institutions (%) 21.70%
Float 16.88M

Valuation Ratios

PE Ratio n/a
Forward PE 16.49
PS Ratio 0.50
Forward PS 0.46
PB Ratio 2.77
P/FCF Ratio 0.89
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 19.75, with an EV/FCF ratio of 0.75.

EV / Earnings n/a
EV / Sales 0.43
EV / EBITDA 19.75
EV / EBIT n/a
EV / FCF 0.75

Financial Position

The company has a current ratio of 1.07, with a Debt / Equity ratio of 0.18.

Current Ratio 1.07
Quick Ratio 0.12
Debt / Equity 0.18
Debt / EBITDA 1.53
Debt / FCF 0.06
Interest Coverage -149.05

Financial Efficiency

Return on equity (ROE) is -4.50% and return on invested capital (ROIC) is -7.05%.

Return on Equity (ROE) -4.50%
Return on Assets (ROA) -0.60%
Return on Capital (ROIC) -7.05%
Revenue Per Employee $700,290
Profits Per Employee -$5,572
Employee Count 117
Asset Turnover 0.75
Inventory Turnover 153.75

Taxes

In the past 12 months, Usio, Inc. has paid $292,524 in taxes.

Income Tax 292,524
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -21.89% in the last 52 weeks. The beta is 1.55, so Usio, Inc.'s price volatility has been higher than the market average.

Beta (1Y) 1.55
52-Week Price Change -21.89%
50-Day Moving Average 1.71
200-Day Moving Average 1.80
Relative Strength Index (RSI) 37.53
Average Volume (30 Days) 34,134

Short Selling Information

The latest short interest is 55,885, so 0.21% of the outstanding shares have been sold short.

Short Interest 55,885
Short Previous Month 56,404
Short % of Shares Out 0.21%
Short % of Float 0.33%
Short Ratio (days to cover) 1.89

Income Statement

In the last 12 months, Usio, Inc. had revenue of $81.93 million and -$651,898 in losses. Loss per share was -$0.04.

Revenue 81.93M
Gross Profit 18.80M
Operating Income -1.24M
Pretax Income -359,374
Net Income -651,898
EBITDA 1.77M
EBIT -356,979
Loss Per Share -$0.04
Full Income Statement

Balance Sheet

The company has $8.97 million in cash and $2.72 million in debt, giving a net cash position of $6.26 million or $0.24 per share.

Cash & Cash Equivalents 8.97M
Total Debt 2.72M
Net Cash 6.26M
Net Cash Per Share $0.24
Equity / Book Value 14.89M
Book Value Per Share 0.57
Working Capital 7.49M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $47.31 million and capital expenditures -$756,929, giving a free cash flow of $46.55 million.

Operating Cash Flow 47.31M
Capital Expenditures -756,929
Free Cash Flow 46.55M
FCF Per Share $2.32
Full Cash Flow Statement

Margins

Gross margin is 22.94%, with operating and profit margins of -1.52% and -0.80%.

Gross Margin 22.94%
Operating Margin -1.52%
Pretax Margin -0.44%
Profit Margin -0.80%
EBITDA Margin 2.17%
EBIT Margin -0.44%
FCF Margin 56.82%

Dividends & Yields

Usio, Inc. does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 1.34%
Shareholder Yield 1.34%
Earnings Yield -1.58%
FCF Yield 112.72%

Analyst Forecast

The average price target for Usio, Inc. is $3.50, which is 122.93% higher than the current price. The consensus rating is "Buy".

Price Target $3.50
Price Target Difference 122.93%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on July 23, 2015. It was a reverse split with a ratio of 1:15.

Last Split Date Jul 23, 2015
Split Type Reverse
Split Ratio 1:15

Scores

Usio, Inc. has an Altman Z-Score of 0.14 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.14
Piotroski F-Score 6