Usio, Inc. Statistics
Total Valuation
Usio, Inc. has a market cap or net worth of $78.08 million. The enterprise value is $76.31 million.
| Market Cap | 78.08M |
| Enterprise Value | 76.31M |
Important Dates
The last earnings date was Wednesday, August 12, 2026, after market close.
| Earnings Date | Aug 12, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Usio, Inc. has 28.50 million shares outstanding. The number of shares has increased by 2.26% in one year.
| Current Share Class | 28.50M |
| Shares Outstanding | 28.50M |
| Shares Change (YoY) | +2.26% |
| Shares Change (QoQ) | +0.26% |
| Owned by Insiders (%) | 20.18% |
| Owned by Institutions (%) | 30.96% |
| Float | 20.02M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 182.67 |
| PS Ratio | 0.86 |
| Forward PS | 0.78 |
| PB Ratio | 4.34 |
| P/TBV Ratio | 4.25 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 121.62 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.84 |
| EV / EBITDA | 206.83 |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.10, with a Debt / Equity ratio of 0.25.
| Current Ratio | 1.10 |
| Quick Ratio | 0.13 |
| Debt / Equity | 0.25 |
| Debt / EBITDA | 4.37 |
| Debt / FCF | n/a |
| Interest Coverage | -15.09 |
Financial Efficiency
Return on equity (ROE) is -8.04% and return on invested capital (ROIC) is -6.94%.
| Return on Equity (ROE) | -8.04% |
| Return on Assets (ROA) | -0.60% |
| Return on Invested Capital (ROIC) | -6.94% |
| Return on Capital Employed (ROCE) | -5.02% |
| Weighted Average Cost of Capital (WACC) | 10.90% |
| Revenue Per Employee | $841,527 |
| Profits Per Employee | -$13,710 |
| Employee Count | 110 |
| Asset Turnover | 0.80 |
| Inventory Turnover | 186.29 |
Taxes
In the past 12 months, Usio, Inc. has paid $723,371 in taxes.
| Income Tax | 723,371 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +88.97% in the last 52 weeks. The beta is 1.35, so Usio, Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 1.35 |
| 52-Week Price Change | +88.97% |
| 50-Day Moving Average | 2.38 |
| 200-Day Moving Average | 1.62 |
| Relative Strength Index (RSI) | 57.50 |
| Average Volume (20 Days) | 614,988 |
Short Selling Information
The latest short interest is 55,406, so 0.19% of the outstanding shares have been sold short.
| Short Interest | 55,406 |
| Short Previous Month | 66,304 |
| Short % of Shares Out | 0.19% |
| Short % of Float | 0.28% |
| Short Ratio (days to cover) | 0.13 |
Income Statement
In the last 12 months, Usio, Inc. had revenue of $92.57 million and -$1.51 million in losses. Loss per share was -$0.06.
| Revenue | 92.57M |
| Gross Profit | 20.61M |
| Operating Income | -1.12M |
| Pretax Income | -784,761 |
| Net Income | -1.51M |
| EBITDA | 377,192 |
| EBIT | -1.12M |
| Loss Per Share | -$0.06 |
Balance Sheet
The company has $6.39 million in cash and $4.61 million in debt, with a net cash position of $1.77 million or $0.06 per share.
| Cash & Cash Equivalents | 6.39M |
| Total Debt | 4.61M |
| Net Cash | 1.77M |
| Net Cash Per Share | $0.06 |
| Equity (Book Value) | 18.79M |
| Book Value Per Share | 0.66 |
| Working Capital | 9.70M |
Cash Flow
In the last 12 months, operating cash flow was $656,030 and capital expenditures -$893,213, giving a free cash flow of -$237,183.
| Operating Cash Flow | 656,030 |
| Capital Expenditures | -893,213 |
| Depreciation & Amortization | 1.50M |
| Net Borrowing | 606,534 |
| Free Cash Flow | -237,183 |
| FCF Per Share | -$0.01 |
Margins
Gross margin is 22.26%, with operating and profit margins of -1.21% and -1.63%.
| Gross Margin | 22.26% |
| Operating Margin | -1.21% |
| Pretax Margin | -0.85% |
| Profit Margin | -1.63% |
| EBITDA Margin | 0.41% |
| EBIT Margin | -1.21% |
| FCF Margin | n/a |
Dividends & Yields
Usio, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2.26% |
| Shareholder Yield | -2.26% |
| Earnings Yield | -1.89% |
| FCF Yield | -0.30% |
Analyst Forecast
The average price target for Usio, Inc. is $5.92, which is 116.06% higher than the current price. The consensus rating is "Buy".
| Price Target | $5.92 |
| Price Target Difference | 116.06% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on July 23, 2015. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jul 23, 2015 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
Usio, Inc. has an Altman Z-Score of 0.24 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.24 |
| Piotroski F-Score | 3 |