Usio, Inc. Statistics
Total Valuation
Usio, Inc. has a market cap or net worth of $60.99 million. The enterprise value is $58.13 million.
| Market Cap | 60.99M |
| Enterprise Value | 58.13M |
Important Dates
The next estimated earnings date is Wednesday, August 5, 2026, after market close.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Usio, Inc. has 27.60 million shares outstanding. The number of shares has increased by 1.11% in one year.
| Current Share Class | 27.60M |
| Shares Outstanding | 27.60M |
| Shares Change (YoY) | +1.11% |
| Shares Change (QoQ) | +0.97% |
| Owned by Insiders (%) | 20.76% |
| Owned by Institutions (%) | 25.08% |
| Float | 19.14M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.69 |
| Forward PS | 0.63 |
| PB Ratio | 3.37 |
| P/TBV Ratio | 3.36 |
| P/FCF Ratio | 221.14 |
| P/OCF Ratio | 56.14 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.65 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 210.79 |
Financial Position
The company has a current ratio of 1.09, with a Debt / Equity ratio of 0.27.
| Current Ratio | 1.09 |
| Quick Ratio | 0.13 |
| Debt / Equity | 0.27 |
| Debt / EBITDA | 11.63 |
| Debt / FCF | 17.67 |
| Interest Coverage | -30.04 |
Financial Efficiency
Return on equity (ROE) is -11.61% and return on invested capital (ROIC) is -12.78%.
| Return on Equity (ROE) | -11.61% |
| Return on Assets (ROA) | -1.03% |
| Return on Invested Capital (ROIC) | -12.78% |
| Return on Capital Employed (ROCE) | -8.64% |
| Weighted Average Cost of Capital (WACC) | 11.13% |
| Revenue Per Employee | $807,730 |
| Profits Per Employee | -$19,590 |
| Employee Count | 110 |
| Asset Turnover | 0.77 |
| Inventory Turnover | 185.68 |
Taxes
In the past 12 months, Usio, Inc. has paid $622,131 in taxes.
| Income Tax | 622,131 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +55.63% in the last 52 weeks. The beta is 1.40, so Usio, Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 1.40 |
| 52-Week Price Change | +55.63% |
| 50-Day Moving Average | 1.50 |
| 200-Day Moving Average | 1.40 |
| Relative Strength Index (RSI) | 77.81 |
| Average Volume (20 Days) | 130,295 |
Short Selling Information
The latest short interest is 50,790, so 0.18% of the outstanding shares have been sold short.
| Short Interest | 50,790 |
| Short Previous Month | 30,835 |
| Short % of Shares Out | 0.18% |
| Short % of Float | 0.27% |
| Short Ratio (days to cover) | 0.27 |
Income Statement
In the last 12 months, Usio, Inc. had revenue of $88.85 million and -$2.15 million in losses. Loss per share was -$0.08.
| Revenue | 88.85M |
| Gross Profit | 20.02M |
| Operating Income | -1.89M |
| Pretax Income | -1.53M |
| Net Income | -2.15M |
| EBITDA | -218,110 |
| EBIT | -1.89M |
| Loss Per Share | -$0.08 |
Balance Sheet
The company has $7.73 million in cash and $4.87 million in debt, with a net cash position of $2.86 million or $0.10 per share.
| Cash & Cash Equivalents | 7.73M |
| Total Debt | 4.87M |
| Net Cash | 2.86M |
| Net Cash Per Share | $0.10 |
| Equity (Book Value) | 18.14M |
| Book Value Per Share | 0.66 |
| Working Capital | 9.02M |
Cash Flow
In the last 12 months, operating cash flow was $1.09 million and capital expenditures -$810,482, giving a free cash flow of $275,784.
| Operating Cash Flow | 1.09M |
| Capital Expenditures | -810,482 |
| Depreciation & Amortization | 1.68M |
| Net Borrowing | 642,207 |
| Free Cash Flow | 275,784 |
| FCF Per Share | $0.01 |
Margins
Gross margin is 22.53%, with operating and profit margins of -2.13% and -2.43%.
| Gross Margin | 22.53% |
| Operating Margin | -2.13% |
| Pretax Margin | -1.73% |
| Profit Margin | -2.43% |
| EBITDA Margin | -0.25% |
| EBIT Margin | -2.13% |
| FCF Margin | 0.31% |
Dividends & Yields
Usio, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.11% |
| Shareholder Yield | -1.11% |
| Earnings Yield | -3.53% |
| FCF Yield | 0.45% |
Analyst Forecast
The average price target for Usio, Inc. is $5.58, which is 152.49% higher than the current price. The consensus rating is "Buy".
| Price Target | $5.58 |
| Price Target Difference | 152.49% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on July 23, 2015. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jul 23, 2015 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
Usio, Inc. has an Altman Z-Score of 0.18 and a Piotroski F-Score of 2. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.18 |
| Piotroski F-Score | 2 |