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Univest Financial Corporation (UVSP)

Stock Price: $16.45 USD -0.06 (-0.36%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 480.78M
Revenue (ttm) 191.67M
Net Income (ttm) 36.10M
Shares Out 29.23M
EPS (ttm) 1.23
PE Ratio 13.37
Forward PE n/a
Dividend $0.80
Dividend Yield 4.86%

Stock Quote

Trading Day Oct 23, 2020
Last Price $16.45
Previous Close $16.51
Change ($) -0.06
Change (%) -0.36%
Day's Open 16.53
Day's Range 16.29 - 16.72
Day's Volume 47,452
52-Week Range 13.20 - 27.54

More Stats

Market Cap 480.78M
Enterprise Value 685.40M
Earnings Date (est) Oct 28, 2020
Ex-Dividend Date Sep 4, 2020
Shares Outstanding 29.23M
Float 28.55M
EPS (basic) 1.23
EPS (diluted) 1.23
FCF / Share 2.21
Dividend $0.80
Dividend Yield 4.86%
Earnings Yield 7.48%
FCF Yield 13.41%
Payout Ratio 65.00%
Shares Short 410,588
Short Ratio 3.92
Short % of Float 1.44%
Beta 1.04
PE Ratio 13.37
Forward PE n/a
P/FCF Ratio 7.46
PS Ratio 2.51
PB Ratio 0.70
Revenue 191.67M
Operating Income 42.39M
Net Income 36.10M
Free Cash Flow 64.48M
Net Cash -204.62M
Net Cash / Share -7.00
Gross Margin 118.48%
Operating Margin 22.12%
Profit Margin 18.80%
FCF Margin 33.64%
ROA 0.64%
ROE 5.53%
ROIC 0.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (4)

Buy 1
Overweight 1
Hold 2
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$19.50*
(18.54% upside)
Low
17.0
Current: $16.45
High
22.0
Target: 19.50
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue22619819316514311710810391.6786.39
Revenue Growth14.25%2.81%16.42%16.01%21.9%8.25%5.17%12.04%6.11%-
Gross Profit22619819316514311710810391.6786.39
Operating Income80.0560.6961.8123.3937.0329.6826.8926.4223.6619.04
Net Income65.7250.5444.0919.5127.2722.2321.1920.8718.8815.76
Shares Outstanding29.3329.3126.6826.5719.5316.2116.2816.7716.7316.65
Earnings Per Share2.241.721.640.841.391.371.281.241.130.95
EPS Growth30.23%4.88%95.24%-39.57%1.46%7.03%3.23%9.73%18.95%-
Dividend Per Share0.600.600.800.800.800.800.800.800.800.80
Dividend Growth0%-25%0%0%0%0%0%0%0%-
Operating Cash Flow73.1586.0168.6633.3139.3429.7232.8137.1442.7034.85
Capital Expenditures-2.45-3.12-3.96-12.64-5.89-5.60-3.84-0.58-2.30-2.93
Free Cash Flow70.7082.8964.7020.6633.4524.1328.9736.5640.4031.91
Cash & Equivalents12510975.4157.8360.8038.5769.1714610729.19
Total Debt30143035641873.5941.9737.26117137144
Net Cash / Debt-176-320-280-360-12.79-3.4131.9128.84-29.86-115
Assets5,3814,9844,5554,2312,8792,2352,1922,3052,2072,134
Liabilities4,7064,3603,9513,7252,5181,9511,9112,0211,9341,868
Book Value675624603505362285281284273266
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Univest Financial Corporation
Country United States
Employees 873
CEO Jeffrey M. Schweitzer

Stock Information

Ticker Symbol UVSP
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: UVSP
IPO Date November 3, 1989

Description

Univest Financial Corporation operates as the holding company for Univest Bank and Trust that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment provides a range of banking services, such as deposit making, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment offers trust and investment advisory services, guardian and custodian services, and other trust and brokerage services, as well as manages private investment accounts for individuals and institutions. The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, group life and health coverage, employee benefit solutions, personal insurance lines, and human resources consulting services. The company also offers investment consulting and management, fiduciary, financial and retirement planning, investment management services. It serves customers in Bucks, Berks, Chester, Delaware, Lancaster, Lehigh, Montgomery, Northampton, and Philadelphia counties in Pennsylvania; and Atlantic and Cape May counties in New Jersey through 39 banking offices. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.