Univest Financial Corporation (UVSP)
Stock Price Chart
Key Info
| Market Cap | 480.78M |
| Revenue (ttm) | 191.67M |
| Net Income (ttm) | 36.10M |
| Shares Out | 29.23M |
| EPS (ttm) | 1.23 |
| PE Ratio | 13.37 |
| Forward PE | n/a |
| Dividend | $0.80 |
| Dividend Yield | 4.86% |
Stock Quote
| Trading Day | Oct 23, 2020 |
| Last Price | $16.45 |
| Previous Close | $16.51 |
| Change ($) | -0.06 |
| Change (%) | -0.36% |
| Day's Open | 16.53 |
| Day's Range | 16.29 - 16.72 |
| Day's Volume | 47,452 |
| 52-Week Range | 13.20 - 27.54 |
More Stats
| Market Cap | 480.78M |
| Enterprise Value | 685.40M |
| Earnings Date (est) | Oct 28, 2020 |
| Ex-Dividend Date | Sep 4, 2020 |
| Shares Outstanding | 29.23M |
| Float | 28.55M |
| EPS (basic) | 1.23 |
| EPS (diluted) | 1.23 |
| FCF / Share | 2.21 |
| Dividend | $0.80 |
| Dividend Yield | 4.86% |
| Earnings Yield | 7.48% |
| FCF Yield | 13.41% |
| Payout Ratio | 65.00% |
| Shares Short | 410,588 |
| Short Ratio | 3.92 |
| Short % of Float | 1.44% |
| Beta | 1.04 |
| PE Ratio | 13.37 |
| Forward PE | n/a |
| P/FCF Ratio | 7.46 |
| PS Ratio | 2.51 |
| PB Ratio | 0.70 |
| Revenue | 191.67M |
| Operating Income | 42.39M |
| Net Income | 36.10M |
| Free Cash Flow | 64.48M |
| Net Cash | -204.62M |
| Net Cash / Share | -7.00 |
| Gross Margin | 118.48% |
| Operating Margin | 22.12% |
| Profit Margin | 18.80% |
| FCF Margin | 33.64% |
| ROA | 0.64% |
| ROE | 5.53% |
| ROIC | 0.80% |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 226 | 198 | 193 | 165 | 143 | 117 | 108 | 103 | 91.67 | 86.39 |
| Revenue Growth | 14.25% | 2.81% | 16.42% | 16.01% | 21.9% | 8.25% | 5.17% | 12.04% | 6.11% | - |
| Gross Profit | 226 | 198 | 193 | 165 | 143 | 117 | 108 | 103 | 91.67 | 86.39 |
| Operating Income | 80.05 | 60.69 | 61.81 | 23.39 | 37.03 | 29.68 | 26.89 | 26.42 | 23.66 | 19.04 |
| Net Income | 65.72 | 50.54 | 44.09 | 19.51 | 27.27 | 22.23 | 21.19 | 20.87 | 18.88 | 15.76 |
| Shares Outstanding | 29.33 | 29.31 | 26.68 | 26.57 | 19.53 | 16.21 | 16.28 | 16.77 | 16.73 | 16.65 |
| Earnings Per Share | 2.24 | 1.72 | 1.64 | 0.84 | 1.39 | 1.37 | 1.28 | 1.24 | 1.13 | 0.95 |
| EPS Growth | 30.23% | 4.88% | 95.24% | -39.57% | 1.46% | 7.03% | 3.23% | 9.73% | 18.95% | - |
| Dividend Per Share | 0.60 | 0.60 | 0.80 | 0.80 | 0.80 | 0.80 | 0.80 | 0.80 | 0.80 | 0.80 |
| Dividend Growth | 0% | -25% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | - |
| Operating Cash Flow | 73.15 | 86.01 | 68.66 | 33.31 | 39.34 | 29.72 | 32.81 | 37.14 | 42.70 | 34.85 |
| Capital Expenditures | -2.45 | -3.12 | -3.96 | -12.64 | -5.89 | -5.60 | -3.84 | -0.58 | -2.30 | -2.93 |
| Free Cash Flow | 70.70 | 82.89 | 64.70 | 20.66 | 33.45 | 24.13 | 28.97 | 36.56 | 40.40 | 31.91 |
| Cash & Equivalents | 125 | 109 | 75.41 | 57.83 | 60.80 | 38.57 | 69.17 | 146 | 107 | 29.19 |
| Total Debt | 301 | 430 | 356 | 418 | 73.59 | 41.97 | 37.26 | 117 | 137 | 144 |
| Net Cash / Debt | -176 | -320 | -280 | -360 | -12.79 | -3.41 | 31.91 | 28.84 | -29.86 | -115 |
| Assets | 5,381 | 4,984 | 4,555 | 4,231 | 2,879 | 2,235 | 2,192 | 2,305 | 2,207 | 2,134 |
| Liabilities | 4,706 | 4,360 | 3,951 | 3,725 | 2,518 | 1,951 | 1,911 | 2,021 | 1,934 | 1,868 |
| Book Value | 675 | 624 | 603 | 505 | 362 | 285 | 281 | 284 | 273 | 266 |
Company Profile
Company Details
| Full Name | Univest Financial Corporation |
| Country | United States |
| Employees | 873 |
| CEO | Jeffrey M. Schweitzer |
Stock Information
| Ticker Symbol | UVSP |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: UVSP |
| IPO Date | November 3, 1989 |
Description
Univest Financial Corporation operates as the holding company for Univest Bank and Trust that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment provides a range of banking services, such as deposit making, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment offers trust and investment advisory services, guardian and custodian services, and other trust and brokerage services, as well as manages private investment accounts for individuals and institutions. The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, group life and health coverage, employee benefit solutions, personal insurance lines, and human resources consulting services. The company also offers investment consulting and management, fiduciary, financial and retirement planning, investment management services. It serves customers in Bucks, Berks, Chester, Delaware, Lancaster, Lehigh, Montgomery, Northampton, and Philadelphia counties in Pennsylvania; and Atlantic and Cape May counties in New Jersey through 39 banking offices. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.