Univest Financial Corporation (UVSP)
NASDAQ: UVSP · Real-Time Price · USD
43.76
-0.52 (-1.17%)
Aug 6, 2026, 4:00 PM EDT - Market closed

Univest Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
337.23316.39293.29286.05283.98281.74
Revenue Growth
12.95%7.88%2.53%0.73%0.80%32.96%
Net Income
98.4390.7675.9371.178.1291.8
Earnings Per Share
3.463.132.582.412.643.11
EPS Growth
26.28%21.32%7.05%-8.71%-15.11%94.38%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance
23.0922.4822.4721.519.9317
Wealth Management
33.3731.9829.9826.8727.7227.51
Banking
283.46271.14249.75246.66242.18244.05
Other
-7.93-9.22-8.91-8.98-5.84-6.81
Total
331.99316.39293.29286.05283.98281.74

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
195.33553.71328.84249.8152.8890.15
Total Debt
223.99298.87374.26458.76243.26193.87
Net Cash (Debt)
-223.99-298.87-374.26-458.76-243.26-193.87
Net Cash Growth
------
Net Cash Per Share
-7.89-10.31-12.73-15.53-8.23-6.56

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
108.75101.5175.1189.74109.46102.34
Capital Expenditures
-2.94-4.59-3.1-6.72-5.22-5.88
Free Cash Flow
105.8296.937283.02104.2396.46
Free Cash Flow Growth
4.50%34.62%-13.27%-20.36%8.06%103.39%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
36.42%35.83%32.49%31.00%34.23%40.58%
Profit Margin
29.19%28.69%25.89%24.86%27.51%32.58%
FCF Margin
31.38%30.64%24.55%29.02%36.70%34.24%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.9200.8800.8400.8400.8400.800
Dividend Per Share Growth
4.65%4.76%0%0%5.00%0%
Dividend Yield
2.10%2.69%2.88%3.86%3.20%2.68%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.6510.4611.449.149.909.62
Forward PE
11.2310.4912.8111.748.8112.42
P/FCF Ratio
11.419.5111.907.837.349.15
PS Ratio
3.662.912.922.272.693.13