Univest Financial Corporation (UVSP)

Univest Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Interest Income on Loans	102.18	98.78	100.13	100.63	99.7	97.35	98.06	98.36	94.28	92.62	92.97	90.97	85.32	78.66	73.09	63.16	52.8	48.11	49.62	51.48
Interest Income on Investments	5.95	7.57	11.58	9.02	6	6.07	9.42	8.08	5.56	5.99	8.26	6.13	4.82	4.6	4.31	3.72	3.92	3.09	2.64	2.1
Total Interest Income	108.13	106.35	111.72	109.65	105.71	103.42	107.48	106.44	99.83	98.61	101.23	97.11	90.14	83.25	77.4	66.88	56.72	51.2	52.26	53.57
Interest Paid on Deposits	38.77	39.14	44.67	43.62	41.76	41.98	47.22	48.17	43.51	41.97	43.16	37.08	27.47	18.34	12.49	6.45	3.59	2.89	3.08	3.23
Interest Paid on Borrowings	3.11	3.84	4.5	4.71	4.41	4.66	4.78	5.06	5.3	5.17	5.31	6.43	8.34	5.6	2.99	2.18	1.66	1.65	1.65	1.65
Total Interest Expense	41.88	42.99	49.17	48.32	46.17	46.64	52	53.23	48.81	47.14	48.47	43.52	35.81	23.94	15.49	8.63	5.25	4.54	4.74	4.88
Net Interest Income	66.25	63.37	62.55	61.32	59.54	56.78	55.47	53.2	51.03	51.47	52.76	53.59	54.33	59.32	61.92	58.25	51.47	46.66	47.53	48.69
Net Interest Income Growth (YoY)	11.27%	11.59%	12.76%	15.26%	16.68%	10.32%	5.14%	-0.72%	-6.08%	-13.23%	-14.79%	-8.00%	5.56%	27.13%	30.28%	19.64%	10.08%	2.74%	6.75%	11.02%
Trust Income	2.28	2.24	2.32	2.23	2.15	2.16	2.27	2.11	2.01	2.11	1.94	1.91	1.92	1.96	1.81	1.84	2	2.1	2.09	2.13
Mortgage Banking Activities	1.35	0.79	0.89	0.85	0.98	0.65	1.32	1.3	1.71	0.94	0.81	1.22	1.04	0.63	0.44	0.82	1.23	1.93	2.52	3.22
Gain (Loss) on Sale of Investments	0.01	-	-	-	-	-	-0.07	0.02	-	-	0.02	-	-	-	0.41	-	-	0.03	0	0.02
Other Non-Interest Income	17.35	18.78	14.48	16.54	16.12	17.41	15.38	14.69	15.28	20.68	13.89	13.75	15.15	15.55	15.26	13.34	14.2	14.9	12	13.76
Total Non-Interest Income	18.11	24.09	19.92	21.92	21.5	22.42	21.09	20.15	20.98	25.6	18.62	18.69	19.83	19.68	19.48	17.51	19	20.47	18.09	20.55
Non-Interest Income Growth (YoY)	-15.79%	7.46%	-5.53%	8.80%	2.48%	-12.42%	13.26%	7.81%	5.78%	30.06%	-4.42%	6.73%	4.40%	-3.86%	7.68%	-14.79%	-1.75%	-11.96%	-10.16%	-5.75%
Revenues Before Loan Losses	84.35	87.45	82.47	83.25	81.04	79.2	76.56	73.35	72.01	77.06	71.38	72.28	74.16	79	81.4	75.76	70.47	67.13	65.62	69.24
Provision for Loan Losses	2.67	1.3	3.15	0.52	5.69	2.31	2.38	1.41	0.71	1.43	1.93	2.02	3.43	3.39	5.42	3.56	6.67	-3.45	1.39	-0.18
Revenue	81.68	86.15	79.33	82.73	75.35	76.89	74.18	71.94	71.3	75.63	69.45	70.26	70.74	75.61	75.98	72.21	63.8	70.58	64.23	69.42
Revenue Growth (YoY)	8.41%	12.05%	6.94%	15.00%	5.68%	1.66%	6.81%	2.40%	0.80%	0.03%	-8.60%	-2.70%	10.88%	7.13%	18.30%	4.01%	-3.56%	-11.72%	-12.48%	12.47%
Salaries and Employee Benefits	33.21	32.2	31.7	31.65	31.54	29.73	30.3	30.7	30.19	30.29	28.34	29.98	29.88	29.88	27.88	29.4	29.13	27.29	26.33	26.64
Occupancy Expenses	2.94	3	-1.26	2.68	2.74	2.85	-1.45	2.72	2.68	2.87	-1.41	2.59	2.61	2.73	-1.15	2.5	2.42	2.72	-1.37	2.53
Federal Deposit Insurance	1.12	1.17	1.11	1.2	1.07	1.15	1.1	1.1	1.1	1.14	1.35	1.26	1.12	1.1	0.71	0.66	0.81	0.89	0.7	0.77
Selling, General & Administrative	8.77	9.13	13.32	7.54	7.55	8.73	12.93	7.33	7.43	8.76	13.06	7.59	7.41	8.47	12.43	8	8.22	8.07	11.66	6.99
Other Non-Interest Expense	7.09	6.75	7.85	7.61	7.44	6.86	7.77	6.7	7.31	7.02	7.53	7.56	7.45	7.35	7.27	6.1	6.78	6.45	6.01	6.33
Total Non-Interest Expense	53.12	52.24	52.71	50.67	50.33	49.33	50.66	48.55	48.71	50.07	48.86	48.99	48.47	49.53	47.14	46.67	47.37	45.41	43.34	43.25
EBT Excluding Unusual Items	28.56	33.91	26.62	32.06	25.02	27.56	23.52	23.39	22.59	25.56	20.59	21.27	22.27	26.08	28.84	25.54	16.42	25.17	20.89	26.17
Pretax Income	28.56	33.48	28.72	32.06	25.02	27.56	23.76	23.39	22.59	25.56	20.4	21.27	20.94	26.08	29.63	25.99	16.42	25.17	21.99	26.17
Income Tax Expense	5.61	6.39	5.97	6.42	5.04	5.16	4.82	4.81	4.49	5.25	4.15	4.25	4.14	5.05	5.8	5.19	3.26	4.85	4.58	5.26
Net Income	22.95	27.09	22.75	25.64	19.98	22.4	18.94	18.58	18.11	20.31	16.25	17.02	16.8	21.03	23.84	20.8	13.17	20.32	17.41	20.91
Net Income to Common	22.95	27.09	22.75	25.64	19.98	22.4	18.94	18.58	18.11	20.31	16.25	17.02	16.8	21.03	23.84	20.8	13.17	20.32	17.41	20.91
Net Income Growth (YoY)	14.89%	20.97%	20.08%	38.01%	10.33%	10.29%	16.53%	9.18%	7.78%	-3.47%	-31.81%	-18.20%	27.60%	3.53%	36.89%	-0.53%	-36.93%	-37.68%	-32.70%	15.41%
Basic Shares Outstanding	28	28	28	29	29	29	29	29	29	29	30	29	29	29	29	29	29	30	29	29
Diluted Shares Outstanding	28	28	29	29	29	29	29	29	29	30	30	30	30	30	29	29	30	30	30	30
Shares Change (YoY)	-3.73%	-3.29%	-1.20%	-1.31%	-1.04%	-0.99%	-1.40%	-0.72%	-0.51%	0.20%	0.43%	0.43%	-0.32%	-0.78%	-0.29%	-0.44%	0.24%	0.93%	0.37%	1.05%
EPS (Basic)	0.83	0.97	0.80	0.89	0.69	0.77	0.65	0.64	0.62	0.69	0.55	0.58	0.57	0.72	0.81	0.71	0.45	0.69	0.59	0.71
EPS (Diluted)	0.82	0.96	0.79	0.89	0.69	0.77	0.64	0.63	0.62	0.69	0.55	0.58	0.57	0.71	0.80	0.71	0.45	0.68	0.59	0.71
EPS Growth (YoY)	18.84%	24.68%	21.94%	41.27%	11.45%	11.59%	17.00%	9.14%	8.62%	-2.82%	-31.22%	-18.70%	27.67%	4.41%	35.59%	0%	-37.12%	-38.74%	-32.75%	14.53%

Additional Metrics

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Dividend Per Share	0.230	0.230	0.220	0.220	0.220	0.220	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.210	0.200	0.200
Dividend Growth (YoY)	4.54%	4.54%	4.76%	4.76%	4.76%	4.76%	0%	0%	0%	0%	0%	0%	0%	0%	5.00%	5.00%	5.00%	5.00%	0%	0%
Effective Tax Rate	19.63%	19.08%	20.79%	20.03%	20.14%	18.73%	20.29%	20.57%	19.85%	20.55%	20.34%	20.00%	19.75%	19.35%	19.56%	19.95%	19.84%	19.27%	20.82%	20.11%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Apr 28, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 28, 2026

Data Sources Report a data error