UWM Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	537.69	508.62	346.23	314.46	331.77
Net Interest Income Growth	5.71%	46.91%	10.10%	-5.22%	105.86%
Non-Interest Income	1,108	1,145	110.95	2,058	2,639
Non-Interest Income Growth	-3.18%	931.63%	-94.61%	-22.00%	-44.77%
Revenues Before Loan Losses	3,161	2,674	2,165	2,373	2,970
Revenue	3,161	2,674	2,165	2,373	2,970
Revenue Growth (YoY)	18.19%	23.49%	-8.73%	-20.12%	-39.86%
Compensation Expenses	851.21	689.16	530.23	552.89	697.68
Selling, General & Admin	370.25	306.62	254.94	253.72	195.81
Other Non-Interest Expenses	939.67	843.05	602.46	583.88	544.78
Total Non-Interest Expense	2,152	1,828	1,388	1,438	1,392
Pretax Income	250.9	335.96	-76.29	934.67	1,578
Provision for Income Taxes	6.87	6.58	-6.51	2.81	9.84
Net Income	27.38	14.4	-13.23	41.72	98.45
Minority Interest in Earnings	216.64	314.97	-56.55	890.14	1,470
Net Income to Common	27.38	14.4	-13.23	41.72	98.45
Net Income Growth	90.09%	-	-	-57.63%	-97.09%
Shares Outstanding (Basic)	211	111	93	93	1,603
Shares Outstanding (Diluted)	1,599	111	93	93	1,603
Shares Change (YoY)	1335.86%	19.44%	0.59%	-94.22%	3097.10%
EPS (Basic)	0.13	0.13	-0.14	0.45	0.98
EPS (Diluted)	0.12	0.13	-0.14	0.45	0.66
EPS Growth	-7.69%	-	-	-31.82%	-
Free Cash Flow	-2,722	-6,281	138.81	8,242	-10,022
Free Cash Flow Growth	-	-	-98.32%	-	-
Free Cash Flow Per Share	-1.70	-56.39	1.49	-	-6.25
Dividends Per Share	0.400	0.400	0.400	0.400	0.400
Profit Margin	7.81%	12.52%	-3.30%	40.25%	53.62%
FCF Margin	-87.08%	-238.76%	6.56%	355.97%	-342.65%
EBITDA	55.51	48.78	50.06	49.4	38.03
EBITDA Margin	1.78%	1.85%	2.37%	2.13%	1.30%
Effective Tax Rate	2.74%	1.96%	8.53%	0.30%	0.62%

Updated Feb 25, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q