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UWM Holdings Corporation (UWMC)
NYSE: UWMC · Real-Time Price · USD
1.410
+0.130 (10.16%)
At close: Aug 10, 2026, 4:00 PM EDT
1.420
+0.010 (0.71%)
Pre-market: Aug 11, 2026, 8:58 AM EDT

UWM Holdings Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
-104.96244.02329.38-69.78931.861,568
Depreciation & Amortization
59.1955.5148.7850.0649.438.03
Provision for Credit Losses
28.1335.2943.4449.6857.4245.3
Stock-Based Compensation
55.9850.3624.5813.837.556.47
Net Change in Loans Held-for-Sale
-1,579-416.19-4,0671,6859,775-9,444
Other Adjustments
-3,468-2,600-2,642-1,414-2,477-2,000
Changes in Other Operating Activities
146.57-17.0121.17-149.95-75.85-171.17
Operating Cash Flow
-4,861-2,648-6,241165.248,268-9,957
Operating Cash Flow Growth
----98.00%--

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Securities and Investments
7.397.297.897.4410.991.11
Capital Expenditures
-60.62-74.05-39.46-26.43-26.62-65.38
Other Investing Activities
1,6312,3262,7081,8491,306264.03
Investing Cash Flow
1,4772,2602,6761,8301,290199.75

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
8,1083,2655,471-541.9-8,2619,093
Short-Term Debt Repaid
-3,250-2,350-1,925-1,000-500-400
Net Short-Term Debt Issued (Repaid)
4,858914.753,546-1,542-8,7618,693
Long-Term Debt Issued
345.021,3501,170166.07101.351,320
Long-Term Debt Repaid
-348.26-1,153-372.95-174.59-119.82-25.56
Net Long-Term Debt Issued (Repaid)
-3.24196.85796.83-8.52-18.481,294
Repurchase of Common Stock
------81.63
Net Common Stock Issued (Repurchased)
------81.63
Common Dividends Paid
-660.2-716.6-753.76-638.07-787.97-1,499
Other Financing Activities
-6.19-10.98-13.45-14.14-17.32858.01
Financing Cash Flow
4,024384.033,575-2,203-9,5859,264

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
8.42-3.989.87-207.43-26.19-492.75

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
-4,922-2,722-6,281138.818,242-10,022
Free Cash Flow Growth
----98.32%--
FCF Margin
-583.70%-86.11%-234.88%6.41%347.36%-337.42%
Free Cash Flow Per Share
-8.15-1.70-56.391.4988.91-6.25
SEC Filings: 10-K · 10-Q