UWM Holdings Corporation (UWMC)
NYSE: UWMC · Real-Time Price · USD
1.475
+0.065 (4.61%)
Aug 11, 2026, 10:12 AM EDT - Market open
UWM Holdings Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -104.96 | 244.02 | 329.38 | -69.78 | 931.86 | 1,568 |
Depreciation & Amortization | 59.19 | 55.51 | 48.78 | 50.06 | 49.4 | 38.03 |
Provision for Credit Losses | 28.13 | 35.29 | 43.44 | 49.68 | 57.42 | 45.3 |
Stock-Based Compensation | 55.98 | 50.36 | 24.58 | 13.83 | 7.55 | 6.47 |
Net Change in Loans Held-for-Sale | -1,579 | -416.19 | -4,067 | 1,685 | 9,775 | -9,444 |
Other Adjustments | -3,468 | -2,600 | -2,642 | -1,414 | -2,477 | -2,000 |
Changes in Other Operating Activities | 146.57 | -17.01 | 21.17 | -149.95 | -75.85 | -171.17 |
Operating Cash Flow | -4,861 | -2,648 | -6,241 | 165.24 | 8,268 | -9,957 |
Operating Cash Flow Growth | - | - | - | -98.00% | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Securities and Investments | 7.39 | 7.29 | 7.89 | 7.44 | 10.99 | 1.11 |
Capital Expenditures | -60.62 | -74.05 | -39.46 | -26.43 | -26.62 | -65.38 |
Other Investing Activities | 1,631 | 2,326 | 2,708 | 1,849 | 1,306 | 264.03 |
Investing Cash Flow | 1,477 | 2,260 | 2,676 | 1,830 | 1,290 | 199.75 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 8,108 | 3,265 | 5,471 | -541.9 | -8,261 | 9,093 |
Short-Term Debt Repaid | -3,250 | -2,350 | -1,925 | -1,000 | -500 | -400 |
Net Short-Term Debt Issued (Repaid) | 4,858 | 914.75 | 3,546 | -1,542 | -8,761 | 8,693 |
Long-Term Debt Issued | 345.02 | 1,350 | 1,170 | 166.07 | 101.35 | 1,320 |
Long-Term Debt Repaid | -348.26 | -1,153 | -372.95 | -174.59 | -119.82 | -25.56 |
Net Long-Term Debt Issued (Repaid) | -3.24 | 196.85 | 796.83 | -8.52 | -18.48 | 1,294 |
Repurchase of Common Stock | - | - | - | - | - | -81.63 |
Net Common Stock Issued (Repurchased) | - | - | - | - | - | -81.63 |
Common Dividends Paid | -660.2 | -716.6 | -753.76 | -638.07 | -787.97 | -1,499 |
Other Financing Activities | -6.19 | -10.98 | -13.45 | -14.14 | -17.32 | 858.01 |
Financing Cash Flow | 4,024 | 384.03 | 3,575 | -2,203 | -9,585 | 9,264 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 8.42 | -3.98 | 9.87 | -207.43 | -26.19 | -492.75 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -4,922 | -2,722 | -6,281 | 138.81 | 8,242 | -10,022 |
Free Cash Flow Growth | - | - | - | -98.32% | - | - |
FCF Margin | -583.70% | -86.11% | -234.88% | 6.41% | 347.36% | -337.42% |
Free Cash Flow Per Share | -8.15 | -1.70 | -56.39 | 1.49 | 88.91 | -6.25 |