UWM Holdings Corporation (UWMC)
NYSE: UWMC · Real-Time Price · USD
1.410
+0.130 (10.16%)
At close: Aug 10, 2026, 4:00 PM EDT
1.420
+0.010 (0.71%)
Pre-market: Aug 11, 2026, 8:05 AM EDT

UWM Holdings Statistics

Total Valuation

UWM Holdings has a market cap or net worth of $2.26 billion. The enterprise value is $17.62 billion.

Market Cap2.26B
Enterprise Value 17.62B

Important Dates

The last earnings date was Thursday, August 6, 2026, before market open.

Earnings Date Aug 6, 2026
Ex-Dividend Date Jun 18, 2026

Share Statistics

UWM Holdings has 1.60 billion shares outstanding. The number of shares has decreased by -67.88% in one year.

Current Share Class 342.35M
Shares Outstanding 1.60B
Shares Change (YoY) -67.88%
Shares Change (QoQ) -78.91%
Owned by Insiders (%) 2.31%
Owned by Institutions (%) 62.40%
Float 292.50M

Valuation Ratios

PE Ratio n/a
Forward PE 5.75
PS Ratio 0.77
Forward PS 0.80
PB Ratio 3.61
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 6.02
EV / EBITDA 33.31
EV / EBIT 37.51
EV / FCF n/a

Financial Position

The company has a current ratio of 1.78, with a Debt / Equity ratio of 16.13.

Current Ratio 1.78
Quick Ratio 0.12
Debt / Equity 16.13
Debt / EBITDA 29.09
Debt / FCF n/a
Interest Coverage 0.81

Financial Efficiency

Return on equity (ROE) is -7.68% and return on invested capital (ROIC) is 2.76%.

Return on Equity (ROE) -7.68%
Return on Assets (ROA) 1.84%
Return on Invested Capital (ROIC) 2.76%
Return on Capital Employed (ROCE) 4.16%
Weighted Average Cost of Capital (WACC) 4.30%
Revenue Per Employee $321,512
Profits Per Employee -$4,082
Employee Count9,100
Asset Turnover 0.18
Inventory Turnover n/a

Taxes

Income Tax -8.17M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -68.81% in the last 52 weeks. The beta is 1.85, so UWM Holdings's price volatility has been higher than the market average.

Beta (5Y) 1.85
52-Week Price Change -68.81%
50-Day Moving Average 2.13
200-Day Moving Average 3.94
Relative Strength Index (RSI) 33.45
Average Volume (20 Days) 22,283,708

Short Selling Information

The latest short interest is 73.70 million, so 4.59% of the outstanding shares have been sold short.

Short Interest 73.70M
Short Previous Month 55.17M
Short % of Shares Out 4.59%
Short % of Float 25.20%
Short Ratio (days to cover) 3.04

Income Statement

In the last 12 months, UWM Holdings had revenue of $2.93 billion and -$37.14 million in losses. Loss per share was -$0.13.

Revenue2.93B
Gross Profit 2.93B
Operating Income 469.67M
Pretax Income -113.13M
Net Income -37.14M
EBITDA 528.85M
EBIT 469.67M
Loss Per Share -$0.13
Full Income Statement

Balance Sheet

The company has $538.33 million in cash and $15.89 billion in debt, with a net cash position of -$15.36 billion or -$9.57 per share.

Cash & Cash Equivalents 538.33M
Total Debt 15.89B
Net Cash -15.36B
Net Cash Per Share -$9.57
Equity (Book Value) 985.31M
Book Value Per Share 0.39
Working Capital 5.21B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$4.86 billion and capital expenditures -$60.62 million, giving a free cash flow of -$4.92 billion.

Operating Cash Flow -4.86B
Capital Expenditures -60.62M
Depreciation & Amortization 59.19M
Net Borrowing 4.07B
Free Cash Flow -4.92B
FCF Per Share -$3.07
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 16.05% and -1.27%.

Gross Margin 100.00%
Operating Margin 16.05%
Pretax Margin -3.87%
Profit Margin -1.27%
EBITDA Margin 18.08%
EBIT Margin 16.05%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 28.37%.

Dividend Per Share $0.40
Dividend Yield 28.37%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 67.88%
Shareholder Yield 96.25%
Earnings Yield -1.64%
FCF Yield -217.60%
Dividend Details

Analyst Forecast

The average price target for UWM Holdings is $2.22, which is 57.45% higher than the current price. The consensus rating is "Buy".

Price Target $2.22
Price Target Difference 57.45%
Analyst Consensus Buy
Analyst Count 10
Revenue Growth Forecast (3Y) -2.38%
EPS Growth Forecast (3Y) 61.31%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

UWM Holdings has an Altman Z-Score of 0.65 and a Piotroski F-Score of 2. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.65
Piotroski F-Score 2