UWM Holdings Statistics
Total Valuation
UWM Holdings has a market cap or net worth of $3.39 billion. The enterprise value is $19.51 billion.
Important Dates
The next estimated earnings date is Thursday, August 6, 2026, before market open.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | Jun 18, 2026 |
Share Statistics
UWM Holdings has 1.60 billion shares outstanding. The number of shares has increased by 1,141.85% in one year.
| Current Share Class | 339.23M |
| Shares Outstanding | 1.60B |
| Shares Change (YoY) | +1,141.85% |
| Shares Change (QoQ) | +522.80% |
| Owned by Insiders (%) | 4.79% |
| Owned by Institutions (%) | 62.11% |
| Float | 273.80M |
Valuation Ratios
The trailing PE ratio is 7.78 and the forward PE ratio is 5.05.
| PE Ratio | 7.78 |
| Forward PE | 5.05 |
| PS Ratio | 0.94 |
| Forward PS | 1.04 |
| PB Ratio | 2.89 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 294.07 |
| EV / Sales | 5.41 |
| EV / EBITDA | 15.13 |
| EV / EBIT | 15.85 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.79, with a Debt / Equity ratio of 10.33.
| Current Ratio | 1.79 |
| Quick Ratio | 0.10 |
| Debt / Equity | 10.33 |
| Debt / EBITDA | 12.64 |
| Debt / FCF | n/a |
| Interest Coverage | 2.23 |
Financial Efficiency
Return on equity (ROE) is 40.88% and return on invested capital (ROIC) is 7.11%.
| Return on Equity (ROE) | 40.88% |
| Return on Assets (ROA) | 4.62% |
| Return on Invested Capital (ROIC) | 7.11% |
| Return on Capital Employed (ROCE) | 10.72% |
| Weighted Average Cost of Capital (WACC) | 5.04% |
| Revenue Per Employee | $396,544 |
| Profits Per Employee | $7,292 |
| Employee Count | 9,100 |
| Asset Turnover | 0.22 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UWM Holdings has paid $27.79 million in taxes.
| Income Tax | 27.79M |
| Effective Tax Rate | 4.03% |
Stock Price Statistics
The stock price has decreased by -50.35% in the last 52 weeks. The beta is 1.77, so UWM Holdings's price volatility has been higher than the market average.
| Beta (5Y) | 1.77 |
| 52-Week Price Change | -50.35% |
| 50-Day Moving Average | 3.05 |
| 200-Day Moving Average | 4.58 |
| Relative Strength Index (RSI) | 24.77 |
| Average Volume (20 Days) | 26,046,561 |
Short Selling Information
The latest short interest is 43.88 million, so 2.74% of the outstanding shares have been sold short.
| Short Interest | 43.88M |
| Short Previous Month | 36.70M |
| Short % of Shares Out | 2.74% |
| Short % of Float | 16.03% |
| Short Ratio (days to cover) | 2.22 |
Income Statement
In the last 12 months, UWM Holdings had revenue of $3.61 billion and earned $66.36 million in profits. Earnings per share was $0.27.
| Revenue | 3.61B |
| Gross Profit | 3.61B |
| Operating Income | 1.23B |
| Pretax Income | 689.21M |
| Net Income | 66.36M |
| EBITDA | 1.29B |
| EBIT | 1.23B |
| Earnings Per Share (EPS) | $0.27 |
Full Income StatementBalance Sheet
The company has $419.45 million in cash and $16.54 billion in debt, with a net cash position of -$16.12 billion or -$10.07 per share.
| Cash & Cash Equivalents | 419.45M |
| Total Debt | 16.54B |
| Net Cash | -16.12B |
| Net Cash Per Share | -$10.07 |
| Equity (Book Value) | 1.60B |
| Book Value Per Share | 0.73 |
| Working Capital | 6.16B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$5.47 billion and capital expenditures -$75.35 million, giving a free cash flow of -$5.55 billion.
| Operating Cash Flow | -5.47B |
| Capital Expenditures | -75.35M |
| Depreciation & Amortization | 58.50M |
| Net Borrowing | 4.27B |
| Free Cash Flow | -5.55B |
| FCF Per Share | -$3.46 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 34.12% and 1.84%.
| Gross Margin | 100.00% |
| Operating Margin | 34.12% |
| Pretax Margin | 19.10% |
| Profit Margin | 1.84% |
| EBITDA Margin | 35.75% |
| EBIT Margin | 34.12% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 18.87%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 18.87% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 146.72% |
| Buyback Yield | -1,141.85% |
| Shareholder Yield | -1,122.98% |
| Earnings Yield | 1.96% |
| FCF Yield | -163.41% |
Dividend DetailsAnalyst Forecast
The average price target for UWM Holdings is $4.75, which is 124.06% higher than the current price. The consensus rating is "Buy".
| Price Target | $4.75 |
| Price Target Difference | 124.06% |
| Analyst Consensus | Buy |
| Analyst Count | 10 |
| Revenue Growth Forecast (3Y) | 5.69% |
| EPS Growth Forecast (3Y) | 73.54% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
UWM Holdings has an Altman Z-Score of 0.84 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.84 |
| Piotroski F-Score | 4 |
