UWM Holdings Corporation (UWMC)
NYSE: UWMC · Real-Time Price · USD
1.450
-0.040 (-2.68%)
Aug 31, 2026, 4:00 PM EDT - Market closed
UWM Holdings Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,926 | 3,459 | 2,459 | 2,165 | 2,089 | 3,556 |
Revenue Growth | 4.32% | 40.67% | 13.54% | 3.69% | -41.27% | -28.89% |
Gross Profit Gross Profit Growth | 2,926 | 3,459 | 2,459 | 2,165 | 2,089 | 3,556 |
Operating Income Operating Income Growth | 469.67 | 777.3 | 821.17 | 243.96 | 1,264 | 1,858 |
Net Income Net Income Growth | -37.14 | 27.38 | 14.4 | -13.23 | 41.72 | 98.45 |
Earnings Per Share EPS Growth | -0.13 | 0.12 | 0.13 | -0.14 | 0.45 | 0.66 |
EPS Growth | - | -6.05% | - | - | -32.24% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Loan Production Income Loan Production Income Growth | 2,227 | 1,898 | 1,529 | 1,001 | 981.99 | 2,586 |
Loan Servicing Income Loan Servicing Income Growth | 789.29 | 724.74 | 636.67 | 818.7 | 792.07 | 638.74 |
Change in Fair Value of Mortgage Servicing Rights Change in Fair Value of Mortgage Servicing Rights Growth | -688.46 | -1,055 | -295 | -854.15 | 284.1 | -587.81 |
Gain on Other Interest Rate Derivatives Gain on Other Interest Rate Derivatives Growth | -652.17 | 298.13 | -215.44 | - | - | - |
Interest Income Interest Income Growth | 561.34 | 537.69 | 508.62 | 346.23 | 314.46 | 331.77 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 538.33 | 510.14 | 498.07 | 526.09 | 712.77 | 755.99 |
Total Debt Total Debt Growth | 15,895 | 14,446 | 12,874 | 8,731 | 9,812 | 18,799 |
Net Cash (Debt) Net Cash Growth | -15,356 | -13,936 | -12,376 | -8,205 | -9,100 | -18,043 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -55.38 | -8.71 | -111.12 | -87.99 | -98.40 | -11.25 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -4,861 | -2,648 | -6,241 | 165.24 | 8,268 | -9,957 |
Capital Expenditures CapEx Growth | -60.62 | -74.05 | -39.46 | -26.43 | -26.62 | -65.38 |
Free Cash Flow Free Cash Flow Growth | -4,922 | -2,722 | -6,281 | 138.81 | 8,242 | -10,022 |
Free Cash Flow Growth | - | - | - | -98.32% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Operating Margin | 16.05% | 22.47% | 33.40% | 11.27% | 60.54% | 52.24% |
Pretax Margin | -3.87% | 7.25% | 13.66% | -3.52% | 44.75% | 44.38% |
Profit Margin | -1.27% | 0.79% | 0.59% | -0.61% | 2.00% | 2.77% |
FCF Margin | -168.23% | -78.69% | -255.46% | 6.41% | 394.61% | -281.82% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.400 | 0.400 | 0.400 | 0.400 | 0.400 | 0.400 |
Dividend Per Share Growth | 0% | 0% | 0% | 0% | 0% | - |
Dividend Yield | 27.59% | 9.82% | 7.92% | 6.89% | 15.99% | 9.91% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | 42.94 | 64.35 | - | 7.35 | 6.04 |
Forward PE | 5.96 | 10.74 | 14.73 | 21.45 | 17.73 | 8.30 |
P/FCF Ratio | - | - | - | 4.82 | 0.04 | - |
PS Ratio | 0.80 | 0.34 | 0.38 | 0.31 | 0.15 | 0.17 |