UWM Holdings Corporation (UWMC)
NYSE: UWMC · Real-Time Price · USD
1.410
+0.130 (10.16%)
At close: Aug 10, 2026, 4:00 PM EDT
1.420
+0.010 (0.71%)
Pre-market: Aug 11, 2026, 8:05 AM EDT

UWM Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
843.253,1612,6742,1652,3732,970
Revenue Growth
13.10%18.19%23.49%-8.73%-20.12%-39.86%
Net Income
-37.1427.3814.4-13.2341.7298.45
Earnings Per Share
-0.080.120.13-0.140.450.66
EPS Growth
--7.69%---31.82%-99.74%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Loan Production Income
2,2271,8981,5291,001981.992,586
Loan Servicing Income
789.29724.74636.67818.7792.07638.74
Change in Fair Value of Mortgage Servicing Rights
-688.46-1,055-295-854.15284.1-587.81
Gain on Other Interest Rate Derivatives
-652.17298.13-215.44---
Interest Income
561.34537.69508.62346.23314.46331.77

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
498.41503.36507.34497.47704.9731.09
Total Debt
2,9842,9822,7851,9881,9841,980
Net Cash (Debt)
-2,486-2,479-2,278-1,491-1,279-1,249
Net Cash Growth
------
Net Cash Per Share
-4.12-1.55-20.45-15.99-13.80-0.78

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-4,861-2,648-6,241165.248,268-9,957
Capital Expenditures
-60.62-74.05-39.46-26.43-26.62-65.38
Free Cash Flow
-4,922-2,722-6,281138.818,242-10,022
Free Cash Flow Growth
----98.32%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
-13.42%7.94%12.56%-3.52%39.39%53.13%
Profit Margin
-12.45%7.72%12.32%-3.22%39.28%52.80%
FCF Margin
-583.70%-86.11%-234.88%6.41%347.36%-337.42%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4000.4000.4000.4000.4000.400
Dividend Per Share Growth
0%0%0%0%0%-
Dividend Yield
28.37%77.39%115.29%95.71%256.80%251.08%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
-36.5045.15-7.368.97
Forward PE
5.7510.7414.7321.4517.738.30
P/FCF Ratio
---4.820.04-
PS Ratio
0.770.370.350.310.130.18