UWM Holdings Corporation (UWMC)

UWM Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	14.4	-13.23	41.72	98.45
Depreciation & Amortization	48.78	50.06	49.4	38.03
Loss (Gain) From Sale of Investments	-0.55	-4.5	28.23	1.06
Stock-Based Compensation	24.58	13.83	7.55	6.47
Other Operating Activities	-2,283	-1,416	-1,558	-485.31
Change in Other Net Operating Assets	-4,045	1,535	9,699	-9,616
Operating Cash Flow	-6,241	165.24	8,268	-9,957
Operating Cash Flow Growth	-	-98.00%	-	-
Capital Expenditures	-39.46	-26.43	-26.62	-65.38
Sale (Purchase) of Intangibles	2,712	1,844	1,311	264.03
Other Investing Activities	3.59	12.75	5.68	1.11
Investing Cash Flow	2,676	1,830	1,290	199.75
Long-Term Debt Issued	6,640	1,166	1,351	10,413
Long-Term Debt Repaid	-2,304	-2,729	-10,148	-439.26
Net Debt Issued (Repaid)	4,337	-1,563	-8,797	9,974
Repurchase of Common Stock	-	-	-	-81.63
Common Dividends Paid	-39.73	-37.24	-36.94	-30.63
Other Financing Activities	-721.89	-602.14	-751.04	-597.12
Financing Cash Flow	3,575	-2,203	-9,585	9,264
Net Cash Flow	9.87	-207.43	-26.19	-492.75
Free Cash Flow	-6,281	138.81	8,242	-10,022
Free Cash Flow Growth	-	-98.32%	-	-
Free Cash Flow Margin	-255.46%	6.41%	394.61%	-281.82%
Free Cash Flow Per Share	-56.40	1.49	89.12	-6.25
Cash Interest Paid	476.99	341.09	241.73	287.3
Cash Income Tax Paid	2.98	-0.06	-	1.78
Levered Free Cash Flow	-792.27	3,006	11,969	-8,860
Unlevered Free Cash Flow	-485.54	3,206	12,160	-8,670
Change in Working Capital	-4,045	1,535	9,699	-9,616

Updated Feb 25, 2026. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q