UWM Holdings Statistics
Total Valuation
UWM Holdings has a market cap or net worth of $10.80 billion. The enterprise value is $21.49 billion.
Important Dates
The next estimated earnings date is Thursday, November 6, 2025, before market open.
| Earnings Date | Nov 6, 2025 |
| Ex-Dividend Date | Sep 18, 2025 |
Share Statistics
UWM Holdings has 1.60 billion shares outstanding. The number of shares has increased by 816.67% in one year.
| Current Share Class | 218.64M |
| Shares Outstanding | 1.60B |
| Shares Change (YoY) | +816.67% |
| Shares Change (QoQ) | -87.35% |
| Owned by Insiders (%) | 4.27% |
| Owned by Institutions (%) | 62.05% |
| Float | 182.53M |
Valuation Ratios
The trailing PE ratio is 101.83 and the forward PE ratio is 20.54.
| PE Ratio | 101.83 |
| Forward PE | 20.54 |
| PS Ratio | 0.40 |
| Forward PS | 3.32 |
| PB Ratio | 7.89 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1,813.11 |
| EV / Sales | 8.19 |
| EV / EBITDA | 29.59 |
| EV / EBIT | 31.82 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.25, with a Debt / Equity ratio of 6.43.
| Current Ratio | 1.25 |
| Quick Ratio | 0.11 |
| Debt / Equity | 6.43 |
| Debt / EBITDA | 15.04 |
| Debt / FCF | n/a |
| Interest Coverage | 1.26 |
Financial Efficiency
Return on equity (ROE) is 6.87% and return on invested capital (ROIC) is 3.34%.
| Return on Equity (ROE) | 6.87% |
| Return on Assets (ROA) | 3.15% |
| Return on Invested Capital (ROIC) | 3.34% |
| Return on Capital Employed (ROCE) | 11.27% |
| Revenue Per Employee | $288,223 |
| Profits Per Employee | $1,303 |
| Employee Count | 9,100 |
| Asset Turnover | 0.20 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UWM Holdings has paid $3.21 million in taxes.
| Income Tax | 3.21M |
| Effective Tax Rate | 2.24% |
Stock Price Statistics
The stock price has decreased by -26.15% in the last 52 weeks. The beta is 1.80, so UWM Holdings's price volatility has been higher than the market average.
| Beta (5Y) | 1.80 |
| 52-Week Price Change | -26.15% |
| 50-Day Moving Average | 5.05 |
| 200-Day Moving Average | 5.28 |
| Relative Strength Index (RSI) | 72.73 |
| Average Volume (20 Days) | 8,390,918 |
Short Selling Information
The latest short interest is 34.73 million, so 2.17% of the outstanding shares have been sold short.
| Short Interest | 34.73M |
| Short Previous Month | 28.82M |
| Short % of Shares Out | 2.17% |
| Short % of Float | 19.03% |
| Short Ratio (days to cover) | 3.50 |
Income Statement
In the last 12 months, UWM Holdings had revenue of $2.62 billion and earned $11.85 million in profits. Earnings per share was $0.07.
| Revenue | 2.62B |
| Gross Profit | 2.62B |
| Operating Income | 675.34M |
| Pretax Income | -109.12M |
| Net Income | 11.85M |
| EBITDA | 726.28M |
| EBIT | 675.34M |
| Earnings Per Share (EPS) | $0.07 |
Full Income StatementBalance Sheet
The company has $544.73 million in cash and $11.24 billion in debt, giving a net cash position of -$10.70 billion or -$6.69 per share.
| Cash & Cash Equivalents | 544.73M |
| Total Debt | 11.24B |
| Net Cash | -10.70B |
| Net Cash Per Share | -$6.69 |
| Equity (Book Value) | 1.75B |
| Book Value Per Share | 0.86 |
| Working Capital | 1.98B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$2.39 billion and capital expenditures -$62.51 million, giving a free cash flow of -$2.46 billion.
| Operating Cash Flow | -2.39B |
| Capital Expenditures | -62.51M |
| Free Cash Flow | -2.46B |
| FCF Per Share | -$1.54 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 25.75% and 0.45%.
| Gross Margin | 100.00% |
| Operating Margin | 25.75% |
| Pretax Margin | 5.46% |
| Profit Margin | 0.45% |
| EBITDA Margin | 27.69% |
| EBIT Margin | 25.75% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 5.93%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 5.93% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 603.46% |
| Buyback Yield | -816.67% |
| Shareholder Yield | -810.75% |
| Earnings Yield | 0.11% |
| FCF Yield | -22.75% |
Dividend DetailsAnalyst Forecast
The average price target for UWM Holdings is $5.54, which is -17.93% lower than the current price. The consensus rating is "Hold".
| Price Target | $5.54 |
| Price Target Difference | -17.93% |
| Analyst Consensus | Hold |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
UWM Holdings has an Altman Z-Score of 0.58 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.58 |
| Piotroski F-Score | 4 |
