UWM Holdings Statistics
Total Valuation
UWM Holdings has a market cap or net worth of $8.24 billion. The enterprise value is $21.90 billion.
Important Dates
The next estimated earnings date is Wednesday, February 25, 2026, before market open.
| Earnings Date | Feb 25, 2026 |
| Ex-Dividend Date | Dec 18, 2025 |
Share Statistics
UWM Holdings has 1.60 billion shares outstanding. The number of shares has increased by 1,192.31% in one year.
| Current Share Class | 268.42M |
| Shares Outstanding | 1.60B |
| Shares Change (YoY) | +1,192.31% |
| Shares Change (QoQ) | +9.51% |
| Owned by Insiders (%) | 5.28% |
| Owned by Institutions (%) | 70.50% |
| Float | 223.40M |
Valuation Ratios
The trailing PE ratio is 88.03 and the forward PE ratio is 12.11. UWM Holdings's PEG ratio is 0.19.
| PE Ratio | 88.03 |
| Forward PE | 12.11 |
| PS Ratio | 0.35 |
| Forward PS | 2.38 |
| PB Ratio | 6.79 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.19 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1,297.02 |
| EV / Sales | 8.10 |
| EV / EBITDA | 31.38 |
| EV / EBIT | 33.93 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.62, with a Debt / Equity ratio of 9.17.
| Current Ratio | 1.62 |
| Quick Ratio | 0.15 |
| Debt / Equity | 9.17 |
| Debt / EBITDA | 20.25 |
| Debt / FCF | n/a |
| Interest Coverage | 1.22 |
Financial Efficiency
Return on equity (ROE) is 6.38% and return on invested capital (ROIC) is 4.53%.
| Return on Equity (ROE) | 6.38% |
| Return on Assets (ROA) | 2.51% |
| Return on Invested Capital (ROIC) | 4.53% |
| Return on Capital Employed (ROCE) | 7.21% |
| Weighted Average Cost of Capital (WACC) | 7.62% |
| Revenue Per Employee | $297,044 |
| Profits Per Employee | $1,856 |
| Employee Count | 9,100 |
| Asset Turnover | 0.17 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UWM Holdings has paid $3.45 million in taxes.
| Income Tax | 3.45M |
| Effective Tax Rate | 2.79% |
Stock Price Statistics
The stock price has decreased by -13.74% in the last 52 weeks. The beta is 1.93, so UWM Holdings's price volatility has been higher than the market average.
| Beta (5Y) | 1.93 |
| 52-Week Price Change | -13.74% |
| 50-Day Moving Average | 5.28 |
| 200-Day Moving Average | 5.06 |
| Relative Strength Index (RSI) | 45.19 |
| Average Volume (20 Days) | 20,921,918 |
Short Selling Information
The latest short interest is 41.17 million, so 2.57% of the outstanding shares have been sold short.
| Short Interest | 41.17M |
| Short Previous Month | 24.61M |
| Short % of Shares Out | 2.57% |
| Short % of Float | 18.43% |
| Short Ratio (days to cover) | 2.40 |
Income Statement
In the last 12 months, UWM Holdings had revenue of $2.70 billion and earned $16.89 million in profits. Earnings per share was $0.06.
| Revenue | 2.70B |
| Gross Profit | 2.70B |
| Operating Income | 645.47M |
| Pretax Income | 123.60M |
| Net Income | 16.89M |
| EBITDA | 697.93M |
| EBIT | 645.47M |
| Earnings Per Share (EPS) | $0.06 |
Full Income StatementBalance Sheet
The company has $893.06 million in cash and $14.56 billion in debt, with a net cash position of -$13.66 billion or -$8.54 per share.
| Cash & Cash Equivalents | 893.06M |
| Total Debt | 14.56B |
| Net Cash | -13.66B |
| Net Cash Per Share | -$8.54 |
| Equity (Book Value) | 1.59B |
| Book Value Per Share | 0.76 |
| Working Capital | 4.98B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$3.29 billion and capital expenditures -$60.60 million, giving a free cash flow of -$3.36 billion.
| Operating Cash Flow | -3.29B |
| Capital Expenditures | -60.60M |
| Free Cash Flow | -3.36B |
| FCF Per Share | -$2.10 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 23.88% and 0.62%.
| Gross Margin | 100.00% |
| Operating Margin | 23.88% |
| Pretax Margin | 4.57% |
| Profit Margin | 0.62% |
| EBITDA Margin | 25.82% |
| EBIT Margin | 23.88% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 7.77%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 7.77% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 683.74% |
| Buyback Yield | -1,192.31% |
| Shareholder Yield | -1,184.53% |
| Earnings Yield | 0.20% |
| FCF Yield | -40.72% |
Dividend DetailsAnalyst Forecast
The average price target for UWM Holdings is $6.63, which is 28.74% higher than the current price. The consensus rating is "Hold".
| Price Target | $6.63 |
| Price Target Difference | 28.74% |
| Analyst Consensus | Hold |
| Analyst Count | 9 |
| Revenue Growth Forecast (5Y) | 18.89% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
UWM Holdings has an Altman Z-Score of 0.69 and a Piotroski F-Score of 2. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.69 |
| Piotroski F-Score | 2 |
