UWM Holdings Statistics

Total Valuation

UWM Holdings has a market cap or net worth of $7.24 billion. The enterprise value is $19.60 billion.

Market Cap	7.24B
Enterprise Value	19.60B

Important Dates

The next estimated earnings date is Thursday, May 8, 2025, before market open.

Earnings Date	May 8, 2025
Ex-Dividend Date	Mar 20, 2025

Share Statistics

UWM Holdings has 1.60 billion shares outstanding. The number of shares has increased by 19.44% in one year.

Current Share Class	157.98M
Shares Outstanding	1.60B
Shares Change (YoY)	+19.44%
Shares Change (QoQ)	+1,501.42%
Owned by Insiders (%)	9.17%
Owned by Institutions (%)	46.46%
Float	92.65M

Valuation Ratios

The trailing PE ratio is 35.03 and the forward PE ratio is 13.04.

PE Ratio	35.03
Forward PE	13.04
PS Ratio	0.21
Forward PS	2.64
PB Ratio	4.43
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	1,360.78
EV / Sales	7.97
EV / EBITDA	22.53
EV / EBIT	23.87
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.80, with a Debt / Equity ratio of 6.27.

Current Ratio	1.80
Quick Ratio	0.12
Debt / Equity	6.27
Debt / EBITDA	14.44
Debt / FCF	n/a
Interest Coverage	1.67

Financial Efficiency

Return on equity (ROE) is 14.55% and return on invested capital (ROIC) is 3.93%.

Return on Equity (ROE)	14.55%
Return on Assets (ROA)	3.73%
Return on Invested Capital (ROIC)	3.93%
Return on Capital Employed (ROCE)	8.67%
Revenue Per Employee	$270,186
Profits Per Employee	$1,583
Employee Count	9,100
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

In the past 12 months, UWM Holdings has paid $6.58 million in taxes.

Income Tax	6.58M
Effective Tax Rate	1.96%

Stock Price Statistics

The stock price has decreased by -29.56% in the last 52 weeks. The beta is 1.69, so UWM Holdings's price volatility has been higher than the market average.

Beta (5Y)	1.69
52-Week Price Change	-29.56%
50-Day Moving Average	5.67
200-Day Moving Average	6.84
Relative Strength Index (RSI)	36.28
Average Volume (20 Days)	6,365,295

Short Selling Information

The latest short interest is 18.77 million, so 1.17% of the outstanding shares have been sold short.

Short Interest	18.77M
Short Previous Month	18.49M
Short % of Shares Out	1.17%
Short % of Float	20.26%
Short Ratio (days to cover)	4.51

Income Statement

In the last 12 months, UWM Holdings had revenue of $2.46 billion and earned $14.40 million in profits. Earnings per share was $0.13.

Revenue	2.46B
Gross Profit	2.46B
Operating Income	821.17M
Pretax Income	734,000
Net Income	14.40M
EBITDA	869.95M
EBIT	821.17M
Earnings Per Share (EPS)	$0.13

Full Income Statement

Balance Sheet

The company has $514.07 million in cash and $12.87 billion in debt, giving a net cash position of -$12.36 billion or -$7.73 per share.

Cash & Cash Equivalents	514.07M
Total Debt	12.87B
Net Cash	-12.36B
Net Cash Per Share	-$7.73
Equity (Book Value)	2.05B
Book Value Per Share	1.02
Working Capital	4.98B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$6.24 billion and capital expenditures -$39.46 million, giving a free cash flow of -$6.28 billion.

Operating Cash Flow	-6.24B
Capital Expenditures	-39.46M
Free Cash Flow	-6.28B
FCF Per Share	-$3.93

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 33.40% and 0.59%.

Gross Margin	100.00%
Operating Margin	33.40%
Pretax Margin	13.66%
Profit Margin	0.59%
EBITDA Margin	35.38%
EBIT Margin	33.40%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 8.86%.

Dividend Per Share	$0.40
Dividend Yield	8.86%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	309.29%
Buyback Yield	-19.44%
Shareholder Yield	-10.58%
Earnings Yield	0.20%
FCF Yield	-86.75%

Dividend Details

Analyst Forecast

The average price target for UWM Holdings is $7.19, which is 59.25% higher than the current price. The consensus rating is "Hold".

Price Target	$7.19
Price Target Difference	59.25%
Analyst Consensus	Hold
Analyst Count	9
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

UWM Holdings has an Altman Z-Score of 0.76 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.76
Piotroski F-Score	4