West Coast Community Bancorp (WCCB)

WCCB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	146.87	190.68	84.65	33.94	42.69	139.42
Investment Securities	186.92	209.7	280.25	252.95	330.32	267.63
Mortgage-Backed Securities	216.68	196.91	143.2	36.55	36.57	36.02
Total Investments	403.6	406.61	423.46	289.51	366.89	303.64
Gross Loans	2,271	2,172	2,045	1,378	1,222	1,134
Allowance for Loan Losses	-35.12	-38.17	-31.62	-23.94	-21.44	-19.98
Other Adjustments to Gross Loans	-	-	-	-	-	-1.28
Net Loans	2,236	2,134	2,014	1,354	1,201	1,112
Property, Plant & Equipment	18.53	15.01	16.18	15.22	19.62	17.14
Goodwill	40.05	40.05	40.05	25.76	25.76	25.76
Other Intangible Assets	21.89	23.86	28.05	1.67	2.03	2.44
Loans Held for Sale	-	-	-	33.7	45.26	69.51
Accrued Interest Receivable	11.49	11.07	10.7	8.14	6.83	5.39
Long-Term Deferred Tax Assets	-	24.29	27.79	11.54	12.98	6.73
Other Long-Term Assets	59.61	37.82	35.95	21.24	21.39	18.9
Total Assets	2,945	2,884	2,680	1,794	1,744	1,701

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	1,465	1,406	1,226	872.42	794.8	716.42
Institutional Deposits	54.79	58.4	70.6	66.21	66.49	63.03
Non-Interest Bearing Deposits	1,003	1,012	1,014	576.46	669.49	716.89
Total Deposits	2,523	2,477	2,310	1,515	1,531	1,496
Short-Term Borrowings	-	-	-	32.5	-	-
Current Portion of Leases	0.64	1.14	-	-	-	-
Accrued Interest Payable	0.74	0.74	1.36	1.04	0.24	0.1
Long-Term Debt	-	7.79	11.61	-	-	-
Long-Term Leases	7.49	3.87	7.16	4.42	4.81	5.05
Other Long-Term Liabilities	15.14	16.27	16.84	11.27	10.98	13.68
Total Liabilities	2,547	2,507	2,347	1,564	1,547	1,515

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	199.53	198.25	204.79	122.6	124.63	125.83
Retained Earnings	204.67	182.45	140.67	117.26	89.24	62.33
Comprehensive Income & Other	-5.71	-3.87	-12.48	-9.82	-16.19	-2.07
Shareholders' Equity	398.49	376.83	332.98	230.04	197.68	186.09
Total Liabilities & Equity	2,945	2,884	2,680	1,794	1,744	1,701

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	8.14	12.8	18.77	36.92	4.81	5.05
Net Cash (Debt)	138.84	177.98	66.24	7.47	72.57	156.04
Net Cash Growth	448.89%	168.69%	786.65%	-89.70%	-53.49%	617.61%
Net Cash Per Share	13.18	16.79	7.35	0.89	8.50	18.28
Filing Date Shares Outstanding	10.51	10.48	10.56	8.41	8.48	8.54
Total Common Shares Outstanding	10.51	10.48	10.56	8.41	8.48	8.54
Book Value Per Share	37.90	35.95	31.54	27.36	23.32	21.80
Tangible Book Value	336.55	312.92	264.88	202.6	169.88	157.89
Tangible Book Value Per Share	32.01	29.85	25.09	24.10	20.04	18.50

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 7, 2026

Data Sources Report a data error