West Coast Community Bancorp (WCCB)

WCCB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	116.93	190.68	84.65	33.94	42.69	139.42
Investment Securities	393.35	209.7	280.25	252.95	330.32	267.63
Mortgage-Backed Securities	-	196.91	143.2	36.55	36.57	36.02
Total Investments	393.35	406.61	423.46	289.51	366.89	303.64
Gross Loans	2,337	2,172	2,045	1,378	1,222	1,134
Allowance for Loan Losses	-36.61	-38.17	-31.62	-23.94	-21.44	-19.98
Other Adjustments to Gross Loans	-	-	-	-	-	-1.28
Net Loans	2,300	2,134	2,014	1,354	1,201	1,112
Property, Plant & Equipment	10.68	15.01	16.18	15.22	19.62	17.14
Goodwill	40.05	40.05	40.05	25.76	25.76	25.76
Other Intangible Assets	20.9	23.86	28.05	1.67	2.03	2.44
Loans Held for Sale	-	-	-	33.7	45.26	69.51
Accrued Interest Receivable	71.18	11.07	10.7	8.14	6.83	5.39
Long-Term Deferred Tax Assets	-	24.29	27.79	11.54	12.98	6.73
Other Long-Term Assets	30.11	37.82	35.95	21.24	21.39	18.9
Total Assets	2,984	2,884	2,680	1,794	1,744	1,701

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	1,559	1,406	1,226	872.42	794.8	716.42
Institutional Deposits	-	58.4	70.6	66.21	66.49	63.03
Non-Interest Bearing Deposits	996.59	1,012	1,014	576.46	669.49	716.89
Total Deposits	2,555	2,477	2,310	1,515	1,531	1,496
Short-Term Borrowings	-	-	-	32.5	-	-
Current Portion of Leases	-	1.14	-	-	-	-
Accrued Interest Payable	25.81	0.74	1.36	1.04	0.24	0.1
Long-Term Debt	-	7.79	11.61	-	-	-
Long-Term Leases	-	3.87	7.16	4.42	4.81	5.05
Other Long-Term Liabilities	-	16.27	16.84	11.27	10.98	13.68
Total Liabilities	2,581	2,507	2,347	1,564	1,547	1,515

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	200.01	198.25	204.79	122.6	124.63	125.83
Retained Earnings	218.78	182.45	140.67	117.26	89.24	62.33
Comprehensive Income & Other	-16.2	-3.87	-12.48	-9.82	-16.19	-2.07
Shareholders' Equity	402.59	376.83	332.98	230.04	197.68	186.09
Total Liabilities & Equity	2,984	2,884	2,680	1,794	1,744	1,701

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	-	12.8	18.77	36.92	4.81	5.05
Net Cash (Debt)	117.03	177.98	66.24	7.47	72.57	156.04
Net Cash Growth	-11.78%	168.69%	786.65%	-89.70%	-53.49%	617.61%
Net Cash Per Share	11.12	16.79	7.35	0.89	8.50	18.28
Filing Date Shares Outstanding	10.52	10.48	10.56	8.41	8.48	8.54
Total Common Shares Outstanding	10.52	10.48	10.56	8.41	8.48	8.54
Book Value Per Share	38.25	35.95	31.54	27.36	23.32	21.80
Tangible Book Value	341.64	312.92	264.88	202.6	169.88	157.89
Tangible Book Value Per Share	32.46	29.85	25.09	24.10	20.04	18.50

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 27, 2026

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