West Coast Community Bancorp (WCCB)

WCCB Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	154.45	150.51	111.32	88.76	65.74	61.09
Interest Income on Investments	19.58	16.63	8.32	5.64	6.32	2.26
Total Interest Income	174.04	167.14	119.64	94.4	72.06	63.35
Interest Paid on Deposits	32.03	30.56	24.14	11.51	1.85	1.8
Interest Paid on Borrowings	3.23	2.35	0.37	0.64	0	0.01
Total Interest Expense	35.26	32.91	24.51	12.15	1.85	1.82
Net Interest Income	138.77	134.23	95.13	82.25	70.21	61.54
Net Interest Income Growth	3.67%	41.11%	15.65%	17.16%	14.10%	25.61%
Gain (Loss) on Sale of Investments	-0	-0.28	-	-0.03	-	-
Other Non-Interest Income	4.64	4.56	3.88	3.39	2.84	3.02
Total Non-Interest Income	6.53	5.02	4.05	4.08	4.54	4.78
Non-Interest Income Growth	42.10%	23.91%	-0.71%	-10.17%	-4.86%	13.36%
Revenues Before Loan Losses	145.3	139.25	99.18	86.34	74.75	66.31
Provision for Loan Losses	2.63	6.96	7.04	1.41	1.61	6.86
Revenue	142.67	132.29	92.14	84.92	73.14	59.45
Revenue Growth	14.11%	43.57%	8.50%	16.11%	23.03%	18.00%
Salaries and Employee Benefits	33.23	32.46	23.76	18.97	16.49	16.85
Federal Deposit Insurance	1.59	1.56	1.05	0.96	0.69	0.65
Amortization of Goodwill & Intangibles	3.95	4.19	1.32	0.36	0.41	0.49
Selling, General & Administrative	16.48	15.39	10.8	9.4	7.1	5.97
Other Non-Interest Expense	8.5	7.93	6.22	5.46	4.69	5.43
Total Non-Interest Expense	63.75	61.53	43.16	35.15	29.38	29.39
EBT Excluding Unusual Items	78.92	70.76	48.99	49.77	43.76	30.07
Pretax Income	78.72	70.06	41.94	49.77	43.76	30.07
Income Tax Expense	21.06	19.64	12.36	14.62	12.82	8.79
Net Income	57.66	50.43	29.58	35.15	30.94	21.27
Net Income to Common	57.66	50.43	29.58	35.15	30.94	21.27
Net Income Growth	42.38%	70.49%	-15.85%	13.59%	45.45%	21.22%
Basic Shares Outstanding	10	10	9	8	9	9
Diluted Shares Outstanding	11	11	9	8	9	9
Shares Change	-0.94%	17.57%	6.93%	-1.26%	0.04%	0.27%
EPS (Basic)	5.55	4.81	3.32	4.19	3.63	2.50
EPS (Diluted)	5.48	4.76	3.28	4.17	3.62	2.49
EPS Growth	43.97%	45.12%	-21.34%	15.19%	45.38%	20.87%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.640	0.860	0.710	0.630	0.475	0.237
Dividend Growth	-21.95%	21.13%	12.70%	32.63%	100.00%	58.33%
Effective Tax Rate	26.76%	28.02%	29.47%	29.38%	29.29%	29.24%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 27, 2026

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