Western New England Bancorp, Inc. (WNEB)

WNEB Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	70.1	59.82	67.91	79.23	73.18
Net Interest Income Growth	17.19%	-11.92%	-14.29%	8.27%	13.58%
Non-Interest Income	12.52	12.9	10.9	13.33	12.56
Non-Interest Income Growth	-3.00%	18.41%	-18.26%	6.11%	35.81%
Revenues Before Loan Losses	82.61	72.72	78.81	92.56	85.74
Provision for Credit Losses	0.34	-0.67	0.87	0.7	-0.93
Revenue	82.28	73.39	77.93	91.86	86.67
Revenue Growth (YoY)	12.12%	-5.84%	-15.16%	6.00%	31.50%
Compensation Expenses	35.83	32.69	32.21	32.7	32.19
Selling, General & Admin	19.52	18.87	18.7	17.93	13.12
Other Non-Interest Expenses	7.14	6.87	7.44	6.61	9.64
Total Non-Interest Expense	62.49	58.43	58.35	57.24	54.94
Pretax Income	19.79	14.96	19.58	34.63	31.72
Provision for Income Taxes	4.52	3.29	4.52	8.74	8.03
Net Income	15.27	11.67	15.07	25.89	23.7
Net Income to Common	15.27	11.67	15.07	25.89	23.7
Net Income Growth	30.89%	-22.58%	-41.79%	9.23%	111.32%
Shares Outstanding (Basic)	20	21	22	22	23
Shares Outstanding (Diluted)	20	21	22	22	23
Shares Change (YoY)	-3.31%	-2.75%	-1.49%	-5.85%	-7.03%
EPS (Basic)	0.76	0.56	0.70	1.18	1.02
EPS (Diluted)	0.75	0.56	0.70	1.18	1.02
EPS Growth	33.93%	-20.00%	-40.68%	15.69%	126.67%
Free Cash Flow	0.34	10.97	11.87	35.63	25.34
Free Cash Flow Growth	-96.95%	-7.56%	-66.68%	40.62%	17.92%
Free Cash Flow Per Share	0.02	0.52	0.55	1.62	1.09
Dividends Per Share	0.280	0.280	0.280	0.250	0.200
Dividend Growth	-	-	12.00%	25.00%	-
Profit Margin	18.56%	15.90%	19.33%	28.18%	27.35%
FCF Margin	0.41%	14.95%	15.23%	38.78%	29.23%
EBITDA	0	2.61	2.59	2.69	2.7
EBITDA Margin	0.00%	3.55%	3.33%	2.92%	3.11%
Effective Tax Rate	22.84%	22.00%	23.06%	25.24%	25.30%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q