Western New England Bancorp, Inc. (WNEB)

NASDAQ: WNEB · Real-Time Price · USD

12.93

-0.16 (-1.22%)

Jul 31, 2026, 4:00 PM EDT - Market closed

WNEB Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	37.22	82.28	73.39	77.93	91.86	86.67
Revenue Growth	-46.09%	12.12%	-5.84%	-15.16%	6.00%	31.50%
Net Income	16.75	15.27	11.67	15.07	25.89	23.7
Earnings Per Share	0.84	0.75	0.56	0.70	1.18	1.02
EPS Growth	42.37%	33.93%	-20.00%	-40.68%	15.69%	126.67%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	37.67	40.38	66.45	28.84	30.34	103.46
Total Debt	44.81	92.79	117.75	140.36	20.85	22.29
Net Cash (Debt)	-44.81	-92.79	-117.75	-140.36	-20.85	-22.29
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.23	-4.57	-5.60	-6.50	-0.95	-0.96

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	19.8	18.21	12.17	14.77	36.77	28.79
Capital Expenditures	-1.68	-1.07	-1.2	-2.9	-1.14	-3.46
Free Cash Flow	18.12	17.14	10.97	11.87	35.63	25.34
Free Cash Flow Growth	108.13%	56.19%	-7.56%	-66.68%	40.62%	17.92%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	58.54%	24.05%	20.38%	25.13%	37.70%	36.60%
Profit Margin	45.01%	18.56%	15.90%	19.33%	28.18%	27.35%
FCF Margin	0.00%	20.83%	14.95%	15.23%	38.78%	29.23%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.280	0.280	0.280	0.280	0.250	0.200
Dividend Per Share Growth	0%	0%	0%	12.00%	25.00%	0%
Dividend Yield	2.17%	2.24%	3.08%	3.13%	2.55%	2.30%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.57	16.83	16.43	12.86	8.02	8.59
Forward PE	12.35	14.34	17.47	16.29	8.32	10.40
P/FCF Ratio	14.40	15.00	17.50	16.43	5.90	7.83
PS Ratio	3.00	3.12	2.62	2.50	2.29	2.29