Western New England Bancorp, Inc. (WNEB)
NASDAQ: WNEB · Real-Time Price · USD
12.93
-0.16 (-1.22%)
Jul 31, 2026, 4:00 PM EDT - Market closed
WNEB Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 17.74 | 15.27 | 11.67 | 15.07 | 25.89 | 23.7 |
Depreciation & Amortization | 2.42 | 2.48 | 2.61 | 2.59 | 2.69 | 2.7 |
Provision for Credit Losses | - | 0.34 | -0.67 | 0.87 | 0.7 | -0.93 |
Stock-Based Compensation | 1.51 | 1.79 | 2.04 | 1.98 | 1.76 | 1.99 |
Other Adjustments | -1.02 | -1.57 | -0.3 | -0.51 | 2.22 | 1.86 |
Changes in Accrued Interest and Accounts Receivable | -0.24 | -0.32 | 0.06 | -0.39 | -0.37 | 0.7 |
Changes in Other Operating Activities | 0.11 | 0.22 | -3.24 | -4.85 | 3.88 | -1.23 |
Operating Cash Flow | 19.8 | 18.21 | 12.17 | 14.77 | 36.77 | 28.79 |
Operating Cash Flow Growth | 94.71% | 49.66% | -17.62% | -59.82% | 27.71% | 14.86% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Loans Held-for-Investment | -121.26 | -113.34 | -43.14 | -37.02 | -127.82 | 60.87 |
Net Change in Securities and Investments | 12.3 | 0.34 | -0.22 | 24.48 | 15.42 | -222.93 |
Capital Expenditures | -1.68 | -1.07 | -1.2 | -2.9 | -1.14 | -3.46 |
Sale of Property, Plant & Equipment | - | - | 0.07 | 0.02 | - | 0.04 |
Other Investing Activities | 1.47 | 0.46 | -2.11 | 1.72 | 1.68 | 2.57 |
Investing Cash Flow | -108.93 | -113.61 | -46.59 | -13.71 | -111.87 | -162.91 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 53.2 | 98.26 | 118.9 | -85.7 | -27.43 | 213.52 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 19.29 | 7.88 | -10.71 | -25.25 | 41.35 | - |
Long-Term Debt Issued | - | - | 98 | 120 | - | 20 |
Long-Term Debt Repaid | - | -25 | -120.65 | -0.53 | -1.47 | -55.23 |
Net Long-Term Debt Issued (Repaid) | - | -25 | -22.65 | 119.47 | -1.47 | -35.23 |
Issuance of Common Stock | - | - | - | - | 1.17 | 0.19 |
Repurchase of Common Stock | -6.74 | -6.1 | -7.6 | -5.02 | -6.35 | -23.28 |
Net Common Stock Issued (Repurchased) | -6.74 | -6.1 | -7.6 | -5.02 | -5.18 | -23.09 |
Common Dividends Paid | -5.65 | -5.71 | -5.91 | -6.07 | -5.28 | -4.68 |
Other Financing Activities | - | - | - | - | - | -0.39 |
Financing Cash Flow | 35.1 | 69.33 | 72.03 | -2.57 | 1.99 | 150.13 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -54.44 | -26.07 | 37.61 | -1.5 | -73.11 | 16.01 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 18.12 | 17.14 | 10.97 | 11.87 | 35.63 | 25.34 |
Free Cash Flow Growth | 108.13% | 56.19% | -7.56% | -66.68% | 40.62% | 17.92% |
FCF Margin | 48.66% | 20.83% | 14.95% | 15.23% | 38.78% | 29.23% |
Free Cash Flow Per Share | 0.90 | 0.84 | 0.52 | 0.55 | 1.62 | 1.09 |