Western New England Bancorp, Inc. (WNEB)

WNEB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	72.8	28.84	30.34	103.46	87.44	24.74
Investment Securities	21.2	23.51	35.56	39.62	30.22	37.43
Trading Asset Securities	4.44	5.89	6.34	1.69	1.55	0.15
Mortgage-Backed Securities	160.61	146.87	347.85	388.9	183.62	197.02
Total Investments	186.25	176.27	389.75	430.21	215.4	234.59
Gross Loans	2,049	2,027	1,992	1,865	1,930	1,776
Allowance for Loan Losses	-19.96	-20.27	-19.93	-19.79	-21.16	-14.1
Other Adjustments to Gross Loans	-	-0.03	-0.11	-0.78	-3.05	-
Net Loans	2,029	2,007	1,971	1,845	1,906	1,762
Property, Plant & Equipment	24.25	33.78	34.18	34.95	35.04	30.56
Goodwill	12.49	12.49	12.49	12.49	12.49	12.49
Other Intangible Assets	1.53	1.81	2.19	2.56	2.94	3.31
Accrued Interest Receivable	8.65	8.53	8.14	7.78	8.48	5.31
Long-Term Deferred Tax Assets	12.48	13.64	15.03	12.09	12.59	9.16
Other Long-Term Assets	285.84	278.46	86.22	87.37	80.12	84.9
Total Assets	2,640	2,565	2,553	2,538	2,366	2,181
Interest Bearing Deposits	1,656	1,366	1,452	1,550	1,322	1,100
Institutional Deposits	-	198.59	131.74	65.86	179.36	184.08
Non-Interest Bearing Deposits	568.69	579.59	645.53	641.28	541.76	393.3
Total Deposits	2,224	2,144	2,229	2,257	2,043	1,678
Short-Term Borrowings	8.76	21.34	47.69	1.69	1.55	36.95
Current Portion of Long-Term Debt	-	30.65	0.53	1.48	42.39	127.98
Current Portion of Leases	-	1.47	-	-	-	-
Long-Term Debt	19.74	109.71	19.67	19.63	-	-
Federal Home Loan Bank Debt, Long-Term	128.28	-	0.65	1.18	15.46	77.53
Long-Term Leases	-	7	9.46	8.96	10.05	6.84
Other Long-Term Liabilities	18.84	13.25	17.56	24.9	26.38	22.29
Total Liabilities	2,400	2,327	2,325	2,315	2,139	1,949
Common Stock	0.21	0.22	0.22	0.23	0.25	0.27
Additional Paid-In Capital	121.43	125.45	128.9	132.82	154.55	164.25
Retained Earnings	140.9	136.99	127.98	107.38	88.35	82.18
Comprehensive Income & Other	-21.89	-25.25	-28.96	-16.74	-16.52	-14.67
Shareholders' Equity	240.66	237.41	228.14	223.69	226.64	232.02
Total Liabilities & Equity	2,640	2,565	2,553	2,538	2,366	2,181
Total Debt	156.78	170.17	78	32.94	69.45	249.3
Net Cash (Debt)	-79.54	-135.44	-41.32	72.21	19.55	-224.41
Net Cash Growth	-	-	-	269.40%	-	-
Net Cash Per Share	-3.75	-6.27	-1.88	3.10	0.78	-8.53
Filing Date Shares Outstanding	20.8	21.29	21.84	22.22	24.58	25.59
Total Common Shares Outstanding	20.89	21.38	21.85	22.21	24.75	25.95
Book Value Per Share	11.52	11.11	10.44	10.07	9.16	8.94
Tangible Book Value	226.64	223.11	213.47	208.64	211.22	216.23
Tangible Book Value Per Share	10.85	10.44	9.77	9.39	8.53	8.33

Source: S&P Capital IQ. Banks template. Financial Sources.