Western New England Bancorp, Inc. (WNEB)

WNEB Statistics

Total Valuation

WNEB has a market cap or net worth of $189.68 million. The enterprise value is $255.28 million.

Market Cap	189.68M
Enterprise Value	255.28M

Important Dates

The next estimated earnings date is Tuesday, April 22, 2025, after market close.

Earnings Date	Apr 22, 2025
Ex-Dividend Date	Feb 12, 2025

Share Statistics

WNEB has 20.53 million shares outstanding. The number of shares has decreased by -2.75% in one year.

Current Share Class	20.53M
Shares Outstanding	20.53M
Shares Change (YoY)	-2.75%
Shares Change (QoQ)	-1.11%
Owned by Insiders (%)	6.46%
Owned by Institutions (%)	52.55%
Float	16.62M

Valuation Ratios

The trailing PE ratio is 16.66 and the forward PE ratio is 15.50.

PE Ratio	16.66
Forward PE	15.50
PS Ratio	2.65
Forward PS	2.84
PB Ratio	0.81
P/TBV Ratio	0.86
P/FCF Ratio	17.40
P/OCF Ratio	15.69
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	21.88
EV / Sales	3.48
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	23.26

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	12.46
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.93%.

Return on Equity (ROE)	4.93%
Return on Assets (ROA)	0.45%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$219,060
Profits Per Employee	$34,824
Employee Count	335
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WNEB has paid $3.29 million in taxes.

Income Tax	3.29M
Effective Tax Rate	22.00%

Stock Price Statistics

The stock price has increased by +21.25% in the last 52 weeks. The beta is 0.70, so WNEB's price volatility has been lower than the market average.

Beta (5Y)	0.70
52-Week Price Change	+21.25%
50-Day Moving Average	9.30
200-Day Moving Average	8.65
Relative Strength Index (RSI)	51.51
Average Volume (20 Days)	63,927

Short Selling Information

The latest short interest is 147,411, so 0.72% of the outstanding shares have been sold short.

Short Interest	147,411
Short Previous Month	60,799
Short % of Shares Out	0.72%
Short % of Float	0.89%
Short Ratio (days to cover)	2.25

Income Statement

In the last 12 months, WNEB had revenue of $73.39 million and earned $11.67 million in profits. Earnings per share was $0.56.

Revenue	73.39M
Gross Profit	73.39M
Operating Income	16.42M
Pretax Income	17.21M
Net Income	11.67M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.56

Balance Sheet

The company has $72.33 million in cash and $136.70 million in debt, giving a net cash position of -$64.36 million or -$3.14 per share.

Cash & Cash Equivalents	72.33M
Total Debt	136.70M
Net Cash	-64.36M
Net Cash Per Share	-$3.14
Equity (Book Value)	235.91M
Book Value Per Share	11.42
Working Capital	-2.22B

Cash Flow

In the last 12 months, operating cash flow was $12.17 million and capital expenditures -$1.20 million, giving a free cash flow of $10.97 million.

Operating Cash Flow	12.17M
Capital Expenditures	-1.20M
Free Cash Flow	10.97M
FCF Per Share	$0.53

Margins

Gross Margin	n/a
Operating Margin	22.37%
Pretax Margin	20.38%
Profit Margin	15.90%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	14.95%

Dividends & Yields

This stock pays an annual dividend of $0.28, which amounts to a dividend yield of 3.01%.

Dividend Per Share	$0.28
Dividend Yield	3.01%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	50.16%
Buyback Yield	2.75%
Shareholder Yield	5.76%
Earnings Yield	6.11%
FCF Yield	5.75%

Analyst Forecast

The average price target for WNEB is $9.75, which is 5.52% higher than the current price. The consensus rating is "Buy".

Price Target	$9.75
Price Target Difference	5.52%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on January 4, 2007. It was a forward split with a ratio of 3.28138:1.

Last Split Date	Jan 4, 2007
Split Type	Forward
Split Ratio	3.28138:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4