Western New England Bancorp, Inc. (WNEB)

HashiCorp Statistics

Total Valuation

WNEB has a market cap or net worth of $209.64 million. The enterprise value is $238.14 million.

Market Cap	209.64M
Enterprise Value	238.14M

Important Dates

The last earnings date was Tuesday, July 22, 2025, after market close.

Earnings Date	Jul 22, 2025
Ex-Dividend Date	Aug 6, 2025

Share Statistics

WNEB has 20.27 million shares outstanding. The number of shares has decreased by -3.57% in one year.

Current Share Class	20.27M
Shares Outstanding	20.27M
Shares Change (YoY)	-3.57%
Shares Change (QoQ)	-0.98%
Owned by Insiders (%)	6.67%
Owned by Institutions (%)	56.49%
Float	14.91M

Valuation Ratios

The trailing PE ratio is 17.57 and the forward PE ratio is 13.20.

PE Ratio	17.57
Forward PE	13.20
PS Ratio	2.79
Forward PS	2.89
PB Ratio	0.88
P/TBV Ratio	0.93
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	19.71
EV / Sales	3.13
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.08%.

Return on Equity (ROE)	5.08%
Return on Assets (ROA)	0.46%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$226,973
Profits Per Employee	$36,075
Employee Count	335
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WNEB has paid $3.78 million in taxes.

Income Tax	3.78M
Effective Tax Rate	23.82%

Stock Price Statistics

The stock price has increased by +24.88% in the last 52 weeks. The beta is 0.73, so WNEB's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	+24.88%
50-Day Moving Average	9.69
200-Day Moving Average	9.26
Relative Strength Index (RSI)	51.89
Average Volume (20 Days)	89,704

Short Selling Information

The latest short interest is 607,558, so 3.00% of the outstanding shares have been sold short.

Short Interest	607,558
Short Previous Month	566,084
Short % of Shares Out	3.00%
Short % of Float	4.08%
Short Ratio (days to cover)	2.95

Income Statement

In the last 12 months, WNEB had revenue of $76.04 million and earned $12.09 million in profits. Earnings per share was $0.59.

Revenue	76.04M
Gross Profit	76.04M
Operating Income	17.42M
Pretax Income	17.21M
Net Income	12.09M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.59

Balance Sheet

The company has $93.31 million in cash and $121.81 million in debt, giving a net cash position of -$28.50 million or -$1.41 per share.

Cash & Cash Equivalents	93.31M
Total Debt	121.81M
Net Cash	-28.50M
Net Cash Per Share	-$1.41
Equity (Book Value)	239.43M
Book Value Per Share	11.81
Working Capital	-2.24B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	22.91%
Pretax Margin	20.86%
Profit Margin	15.89%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.28, which amounts to a dividend yield of 2.63%.

Dividend Per Share	$0.28
Dividend Yield	2.63%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	47.58%
Buyback Yield	3.57%
Shareholder Yield	6.20%
Earnings Yield	5.76%
FCF Yield	n/a

Analyst Forecast

The average price target for WNEB is $11.00, which is 6.23% higher than the current price. The consensus rating is "Buy".

Price Target	$11.00
Price Target Difference	6.23%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 4, 2007. It was a forward split with a ratio of 3.28138:1.

Last Split Date	Jan 4, 2007
Split Type	Forward
Split Ratio	3.28138:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2