Winchester Bancorp, Inc. (WSBK)

Winchester Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023
Interest Income on Loans	37.53	30.64	21.42
Interest Income on Investments	5.19	4.22	3.45
Total Interest Income	42.71	34.86	24.87
Interest Paid on Deposits	19.12	15.94	5.38
Interest Paid on Borrowings	6.08	4.55	1.74
Total Interest Expense	25.19	20.49	7.12
Net Interest Income	17.52	14.37	17.75
Net Interest Income Growth (YoY)	21.90%	-19.02%	-
Gain (Loss) on Sale of Assets	-	0.31	3.33
Gain (Loss) on Sale of Investments	0.37	0.35	0.05
Other Non-Interest Income	1.42	1.12	0.87
Total Non-Interest Income	1.79	1.78	4.24
Non-Interest Income Growth (YoY)	0.73%	-58.05%	-
Revenues Before Loan Losses	19.31	16.15	21.99
Provision for Loan Losses	2.07	0.51	1.4
Revenue	17.25	15.64	20.59
Revenue Growth (YoY)	10.29%	-24.06%	-
Salaries and Employee Benefits	9.59	8.83	9.76
Occupancy Expenses	1.35	1.28	1.11
Federal Deposit Insurance	0.85	0.47	0.28
Selling, General & Administrative	6.99	4.3	3.82
Total Non-Interest Expense	18.78	14.89	14.97
EBT Excluding Unusual Items	-1.53	0.75	5.62
Pretax Income	-1.53	0.75	5.62
Income Tax Expense	-0.66	-0.03	1.46
Net Income	-0.87	0.79	4.16
Net Income to Common	-0.87	0.79	4.16
Net Income Growth	-	-81.11%	-
Basic Shares Outstanding	9	-	-
Diluted Shares Outstanding	9	-	-
EPS (Basic)	-0.09	-	-
EPS (Diluted)	-0.09	-	-
Effective Tax Rate	-	-	26.02%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q