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Winchester Bancorp, Inc. (WSBK)
NASDAQ: WSBK · Real-Time Price · USD
13.89
+0.07 (0.50%)
At close: Nov 13, 2026, 4:00 PM EST
13.82
-0.07 (-0.50%)
After-hours: Nov 13, 2026, 4:10 PM EST

Winchester Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jul - Jun.

Operating Activities

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23
Net Income
4.734.42-0.870.794.16
Depreciation & Amortization
0.970.970.850.750.64
Gain (Loss) on Sale of Assets
----0.31-3.33
Gain (Loss) on Sale of Investments
0.010.35-0.010.070.48
Provision for Credit Losses
1.520.792.070.511.4
Accrued Interest Receivable
-0.36-0.71-0.16-0.91-0.61
Change in Other Net Operating Assets
-0.24-0.040.54-0.07-1.75
Other Operating Activities
-0.41-0.38-1.79-0.59-0.55
Operating Cash Flow
6.215.42.470.230.44
Operating Cash Flow Growth
49.49%118.94%967.10%-47.14%-

Investing Activities

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23
Capital Expenditures
-0.58-0.14-0.28-1.32-
Sale of Property, Plant and Equipment
----4.3
Investment in Securities
-11.58-20.55-14.68-14.73.23
Net Decrease (Increase) in Loans Originated / Sold - Investing
-116.55-120.65-71.25-83.37-120.02
Other Investing Activities
-4.38-0.51-0.52-5.79-9.26
Investing Cash Flow
-133.09-141.86-86.73-105.18-121.75

Financing Activities

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23
Short-Term Debt Issued
--13.53-19.7
Long-Term Debt Issued
-4517190112
Total Debt Issued
404530.53190131.7
Short-Term Debt Repaid
--7--3.23-
Long-Term Debt Repaid
--26.84-13-149-48
Total Debt Repaid
-54.08-33.84-13-152.23-48
Net Debt Issued (Repaid)
-14.0811.1617.5337.7783.7
Issuance of Common Stock
--37.81--
Repurchase of Common Stock
---3.35--
Net Increase (Decrease) in Deposit Accounts
146.23130.0543.7959.0326.66
Other Financing Activities
0.180.05-0.390.08-0.04
Financing Cash Flow
132.33141.2795.3996.89110.31

Net Cash Flow

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23
Net Cash Flow
5.464.811.13-8.06-11

Free Cash Flow

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23
Free Cash Flow
5.645.262.18-1.090.44
Free Cash Flow Growth
43.02%140.95%---
Free Cash Flow Margin
21.16%20.63%12.65%-6.94%2.12%
Free Cash Flow Per Share
0.630.590.24--

Additional Metrics

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023
Period Ending
Sep '26 Jun '26 Jun '25 Jun '24 Jun '23
Cash Interest Paid
25.5725.5725.5820.166.59
Cash Income Tax Paid
1.371.37-0.44-0.482.5