Winchester Bancorp, Inc. (WSBK)
NASDAQ: WSBK · Real-Time Price · USD
12.95
+0.01 (0.08%)
Oct 21, 2026, 4:00 PM EDT - Market closed
Winchester Bancorp Balance Sheet
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Assets
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 |
Cash & Equivalents | 60.05 | 55.24 | 44.11 | 52.18 |
Investment Securities | 125 | 104.51 | 88.75 | 73.39 |
Trading Asset Securities | 0.04 | - | - | - |
Total Investments | 125.04 | 104.51 | 88.75 | 73.39 |
Gross Loans | 875.56 | 755.37 | 685.4 | 601.91 |
Allowance for Loan Losses | -4.78 | -4.15 | -3.45 | -5.52 |
Net Loans | 870.77 | 751.22 | 681.95 | 596.39 |
Property, Plant & Equipment | 5.59 | 6.42 | 6.98 | 6.1 |
Accrued Interest Receivable | 4.03 | 3.33 | 3.17 | 2.26 |
Long-Term Deferred Tax Assets | 1.09 | 1.21 | - | 0.67 |
Other Long-Term Assets | 22.57 | 21.17 | 22.24 | 15.68 |
Total Assets | 1,096 | 949.38 | 852.97 | 750.63 |
Liabilities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 |
Accrued Expenses | 4.78 | 6.09 | 6.11 | 3.97 |
Interest Bearing Deposits | 746.07 | 623.49 | 582.95 | 450.21 |
Non-Interest Bearing Deposits | 63.17 | 55.7 | 52.44 | 126.15 |
Total Deposits | 809.24 | 679.18 | 635.39 | 576.36 |
Current Portion of Long-Term Debt | 59 | - | - | - |
Current Portion of Leases | 0.27 | - | - | - |
Federal Home Loan Bank Debt, Long-Term | 99.16 | 147 | 129.47 | 91.7 |
Long-Term Leases | 1.18 | - | - | - |
Long-Term Deferred Tax Liabilities | - | - | 0.07 | - |
Other Long-Term Liabilities | 1.81 | 1.76 | 1.64 | 1.56 |
Total Liabilities | 975.42 | 834.03 | 772.68 | 673.59 |
Shareholders' Equity
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 |
Common Stock | 0.09 | 0.09 | - | - |
Additional Paid-In Capital | 39.59 | 39.57 | - | - |
Retained Earnings | 85.14 | 80.72 | 82.09 | 80.3 |
Comprehensive Income & Other | -4.31 | -5.03 | -1.81 | -3.26 |
Shareholders' Equity | 120.51 | 115.35 | 80.29 | 77.05 |
Total Liabilities & Equity | 1,096 | 949.38 | 852.97 | 750.63 |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 |
Total Debt | 159.6 | 147 | 129.47 | 91.7 |
Net Cash (Debt) | -99.52 | -91.76 | -85.36 | -39.52 |
Net Cash Growth | - | - | - | - |
Net Cash Per Share | -11.09 | -10.24 | - | - |
Filing Date Shares Outstanding | 9.3 | 9.3 | - | - |
Total Common Shares Outstanding | 9.3 | 9.3 | - | - |
Book Value Per Share | 12.96 | 12.41 | - | - |
Tangible Book Value | 120.51 | 115.35 | 80.29 | 77.05 |
Tangible Book Value Per Share | 12.96 | 12.41 | - | - |