Winchester Bancorp, Inc. (WSBK)

Winchester Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Mar 31, 2025	Jun 30, 2024	Jun 30, 2023
Cash & Equivalents	66.62	44.11	52.18
Investment Securities	89.03	88.75	73.39
Total Investments	89.03	88.75	73.39
Gross Loans	731.33	685.4	601.91
Allowance for Loan Losses	-3.6	-3.45	-5.52
Net Loans	727.73	681.95	596.39
Property, Plant & Equipment	6.61	6.98	6.1
Accrued Interest Receivable	3.06	3.17	2.26
Long-Term Deferred Tax Assets	-	-	0.67
Other Long-Term Assets	23.95	22.24	15.68
Total Assets	923.09	852.97	750.63
Accrued Expenses	6	6.11	3.97
Interest Bearing Deposits	616.65	516.2	450.21
Non-Interest Bearing Deposits	86.44	119.2	126.15
Total Deposits	703.08	635.39	576.36
Federal Home Loan Bank Debt, Long-Term	131	129.47	91.7
Long-Term Deferred Tax Liabilities	0.24	0.07	-
Other Long-Term Liabilities	1.87	1.64	1.56
Total Liabilities	842.18	772.68	673.59
Retained Earnings	82.14	82.09	80.3
Comprehensive Income & Other	-1.23	-1.81	-3.26
Shareholders' Equity	80.91	80.29	77.05
Total Liabilities & Equity	923.09	852.97	750.63
Total Debt	131	129.47	91.7
Net Cash (Debt)	-64.38	-85.36	-39.52
Tangible Book Value	80.91	80.29	77.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.