Winchester Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023
Cash & Equivalents	54.79	55.24	44.11	52.18
Investment Securities	122.75	104.51	88.75	73.39
Total Investments	122.75	104.51	88.75	73.39
Gross Loans	804.55	755.37	685.4	601.91
Allowance for Loan Losses	-4.4	-4.15	-3.45	-5.52
Net Loans	800.15	751.22	681.95	596.39
Property, Plant & Equipment	5.93	6.42	6.98	6.1
Accrued Interest Receivable	3.63	3.33	3.17	2.26
Long-Term Deferred Tax Assets	0.99	1.21	-	0.67
Other Long-Term Assets	21.58	21.17	22.24	15.68
Total Assets	1,016	949.38	852.97	750.63
Accrued Expenses	5.82	6.09	6.11	3.97
Interest Bearing Deposits	681.95	623.49	582.95	450.21
Non-Interest Bearing Deposits	64.38	55.7	52.44	126.15
Total Deposits	746.32	679.18	635.39	576.36
Federal Home Loan Bank Debt, Long-Term	143.6	147	129.47	91.7
Long-Term Deferred Tax Liabilities	-	-	0.07	-
Other Long-Term Liabilities	1.99	1.76	1.64	1.56
Total Liabilities	897.72	834.03	772.68	673.59
Common Stock	0.09	0.09	-	-
Additional Paid-In Capital	39.56	39.57	-	-
Retained Earnings	82.76	80.72	82.09	80.3
Comprehensive Income & Other	-4.17	-5.03	-1.81	-3.26
Shareholders' Equity	118.25	115.35	80.29	77.05
Total Liabilities & Equity	1,016	949.38	852.97	750.63
Total Debt	143.6	147	129.47	91.7
Net Cash (Debt)	-88.81	-91.76	-85.36	-39.52
Net Cash Per Share	-9.55	-9.92	-	-
Filing Date Shares Outstanding	9.3	9.3	-	-
Total Common Shares Outstanding	9.3	9.3	-	-
Book Value Per Share	12.72	12.41	-	-
Tangible Book Value	118.25	115.35	80.29	77.05
Tangible Book Value Per Share	12.72	12.41	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q