West Bancorporation, Inc. (WTBA)

West Bancorporation Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	79.66	71.36	69.03	91.74	95.06	82.83
Net Interest Income Growth	18.93%	3.38%	-24.75%	-3.49%	14.76%	24.69%
Non-Interest Income	9.61	8.43	10.07	10.21	9.73	9.6
Non-Interest Income Growth	2.66%	-16.21%	-1.39%	4.92%	1.32%	15.44%
Revenues Before Loan Losses	89.27	79.8	79.1	101.95	104.79	92.44
Provision for Credit Losses	-	1	0.7	-2.5	-1.5	12
Revenue	89.27	78.8	78.4	104.45	106.29	80.44
Revenue Growth (YoY)	16.94%	0.51%	-24.94%	-1.73%	32.14%	8.48%
Compensation Expenses	28.28	27.59	27.06	25.84	23.23	21.59
Selling, General & Admin	15.8	15.08	12.56	11.34	11.12	10.34
Other Non-Interest Expenses	8.77	8.69	9	7.88	9.04	7.13
Total Non-Interest Expense	52.84	51.35	48.61	45.05	43.38	39.05
Pretax Income	36.43	27.44	29.79	59.4	62.91	41.38
Provision for Income Taxes	5.39	3.39	5.65	13	13.3	8.67
Net Income	31.04	24.05	24.14	46.4	49.61	32.71
Net Income to Common	31.04	24.05	24.14	46.4	49.61	32.71
Net Income Growth	40.26%	-0.36%	-47.98%	-6.47%	51.65%	14.02%
Shares Outstanding (Basic)	17	17	17	17	17	16
Shares Outstanding (Diluted)	17	17	17	17	17	17
Shares Change (YoY)	1.16%	0.87%	-0.29%	0.05%	1.66%	0.21%
EPS (Basic)	1.71	1.43	1.44	2.79	3.00	1.99
EPS (Diluted)	1.70	1.42	1.44	2.76	2.95	1.98
EPS Growth	32.81%	-1.39%	-47.83%	-6.44%	48.99%	13.79%
Free Cash Flow	36.16	13.67	-11.14	38.13	49.14	39.97
Free Cash Flow Growth	164.50%	-	-	-22.40%	22.94%	11.27%
Free Cash Flow Per Share	2.13	0.81	-0.66	2.27	2.93	2.42
Dividends Per Share	1.000	1.000	1.000	1.000	0.940	0.840
Dividend Growth	-	-	-	6.38%	11.91%	1.21%
Profit Margin	34.77%	30.52%	30.79%	44.42%	46.67%	40.67%
FCF Margin	40.51%	17.35%	-14.21%	36.50%	46.23%	49.69%
EBITDA	7.58	6.92	5.15	4.46	3.62	3.39
EBITDA Margin	8.49%	8.79%	6.57%	4.27%	3.40%	4.22%
Effective Tax Rate	14.79%	12.36%	18.97%	21.88%	21.14%	20.95%

Updated Jul 24, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q