West Bancorporation, Inc. (WTBA)

West Bancorporation Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	88.98	71.36	69.03	91.74	95.06
Net Interest Income Growth	24.69%	3.38%	-24.75%	-3.49%	14.76%
Non-Interest Income	6.26	8.43	10.07	10.21	9.73
Non-Interest Income Growth	-25.73%	-16.21%	-1.39%	4.92%	1.32%
Revenues Before Loan Losses	95.25	79.8	79.1	101.95	104.79
Provision for Credit Losses	-	1	0.7	-2.5	-1.5
Revenue	95.25	78.8	78.4	104.45	106.29
Revenue Growth (YoY)	20.88%	0.51%	-24.94%	-1.73%	32.14%
Compensation Expenses	29.38	27.59	27.06	25.84	23.23
Selling, General & Admin	15.14	14.25	11.66	11.34	11.12
Other Non-Interest Expenses	9.31	9.52	9.89	7.88	9.04
Total Non-Interest Expense	53.83	51.35	48.61	45.05	43.38
Pretax Income	41.42	27.44	29.79	59.4	62.91
Provision for Income Taxes	8.86	3.39	5.65	13	13.3
Net Income	32.56	24.05	24.14	46.4	49.61
Net Income to Common	32.56	24.05	24.14	46.4	49.61
Net Income Growth	35.38%	-0.36%	-47.98%	-6.47%	51.65%
Shares Outstanding (Basic)	17	17	17	17	17
Shares Outstanding (Diluted)	17	17	17	17	17
Shares Change (YoY)	0.63%	0.87%	-0.29%	0.05%	1.66%
EPS (Basic)	1.92	1.43	1.44	2.79	3.00
EPS (Diluted)	1.92	1.42	1.44	2.76	2.95
EPS Growth	35.21%	-1.39%	-47.83%	-6.44%	48.99%
Free Cash Flow	43.15	13.67	-11.14	38.13	49.14
Free Cash Flow Growth	215.63%	-	-	-22.40%	22.94%
Free Cash Flow Per Share	2.54	0.81	-0.66	2.27	2.93
Dividends Per Share	1.000	1.000	1.000	1.000	0.940
Dividend Growth	-	-	-	6.38%	11.91%
Profit Margin	34.19%	30.52%	30.79%	44.42%	46.67%
FCF Margin	45.31%	17.35%	-14.21%	36.50%	46.23%
EBITDA	4.52	3.72	1.86	1.5	1.5
EBITDA Margin	4.74%	4.72%	2.37%	1.43%	1.42%
Effective Tax Rate	21.39%	12.36%	18.97%	21.88%	21.14%

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q