West Bancorporation Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	35.29	32.56	24.05	24.14	46.4	49.61
Depreciation & Amortization	4.57	4.52	3.72	1.86	1.5	1.5
Provision for Credit Losses	-	-	1	0.7	-2.5	-1.5
Stock-Based Compensation	2.76	2.74	2.51	3.11	3.36	2.57
Other Adjustments	1.36	6.18	6.23	2.44	3.58	1.22
Changes in Accrued Interest and Accounts Receivable	0.53	0.84	0.76	-1.59	-3.1	2.34
Changes in Other Operating Activities	1.16	-0.37	1.54	-5.4	10.2	2.13
Operating Cash Flow	49.62	46.48	39.81	25.25	59.44	57.88
Operating Cash Flow Growth	14.23%	16.76%	57.66%	-57.52%	2.70%	36.88%
Net Change in Loans Held-for-Investment	13.34	-8.22	-77.24	-184.79	-287.03	-175.19
Net Change in Securities and Investments	39.78	104.89	68.2	53.66	-40.12	-355.03
Capital Expenditures	-2.33	-3.33	-26.14	-36.39	-21.31	-8.74
Other Investing Activities	0.04	-0.04	7.83	-1.16	-9.37	1.76
Investing Cash Flow	114.52	93.3	-27.34	-168.68	-357.83	-537.21
Net Change in Deposits	10.45	110.87	383.82	93.37	-135.6	315.01
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-195.27	110.27	227.12	-52.5
Long-Term Debt Issued	-	-	-	-	58.76	34.5
Long-Term Debt Repaid	-5	-5	-5	-3.75	-0.04	-4.54
Net Long-Term Debt Issued (Repaid)	-5	-5	-5	-3.75	58.72	29.96
Repurchase of Common Stock	-1.28	-1.13	-1.09	-0.94	-1.52	-1.21
Net Common Stock Issued (Repurchased)	-1.28	-1.13	-1.09	-0.94	-1.52	-1.21
Common Dividends Paid	-16.94	-16.91	-16.81	-16.7	-16.62	-15.54
Financing Cash Flow	-12.77	87.83	165.65	182.25	132.11	275.72
Net Cash Flow	151.37	227.61	178.12	38.82	-166.29	-203.61
Free Cash Flow	47.28	43.15	13.67	-11.14	38.13	49.14
Free Cash Flow Growth	9.57%	215.63%	-	-	-22.40%	22.94%
FCF Margin	47.72%	45.31%	17.35%	-14.21%	36.50%	46.23%
Free Cash Flow Per Share	2.78	2.54	0.81	-0.66	2.27	2.93
Levered Free Cash Flow	34.21	29.23	-1.07	-21.14	92.41	76.81
Unlevered Free Cash Flow	3.92	1.67	-20.12	-41.52	-12.71	-2.76

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q