West Bancorporation, Inc. (WTBA)

West Bancorporation Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	24.05	24.14	46.4	49.61
Depreciation & Amortization	6.92	5.15	4.46	3.62
Gain (Loss) on Sale of Investments	1.17	0.43	-	-0.05
Provision for Credit Losses	1	0.7	-2.5	-1.5
Accrued Interest Receivable	0.76	-1.59	-3.1	2.34
Change in Other Net Operating Assets	1.54	-5.4	10.2	2.13
Other Operating Activities	1.86	-1.29	0.62	-0.84
Operating Cash Flow	39.81	25.25	59.44	57.88
Operating Cash Flow Growth	57.66%	-57.52%	2.70%	36.88%
Capital Expenditures	-26.14	-36.39	-21.31	-8.74
Investment in Securities	68.2	53.66	-40.12	-355.03
Net Decrease (Increase) in Loans Originated / Sold - Investing	-77.24	-184.79	-287.03	-175.19
Other Investing Activities	7.83	-1.16	-9.37	1.76
Investing Cash Flow	-27.34	-168.68	-357.83	-537.21
Short-Term Debt Issued	-	-	197.12	-
Long-Term Debt Issued	-	160	88.76	34.5
Total Debt Issued	-	160	285.88	34.5
Short-Term Debt Repaid	-150.27	-49.73	-	-2.5
Long-Term Debt Repaid	-50	-3.75	-0.04	-54.54
Total Debt Repaid	-200.27	-53.48	-0.04	-57.03
Net Debt Issued (Repaid)	-200.27	106.52	285.84	-22.53
Repurchase of Common Stock	-1.09	-0.94	-1.52	-1.21
Common Dividends Paid	-16.81	-16.7	-16.62	-15.54
Net Increase (Decrease) in Deposit Accounts	383.82	93.37	-135.6	315.01
Financing Cash Flow	165.65	182.25	132.11	275.72
Net Cash Flow	178.12	38.82	-166.29	-203.61
Free Cash Flow	13.67	-11.14	38.13	49.14
Free Cash Flow Growth	-	-	-22.40%	22.94%
Free Cash Flow Margin	17.35%	-14.33%	36.50%	46.23%
Free Cash Flow Per Share	0.81	-0.67	2.27	2.93
Cash Interest Paid	117	87.85	28.87	12.64
Cash Income Tax Paid	1.48	5.72	10.63	13.38

Updated Jan 29, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q