West Bancorporation, Inc. (WTBA)

West Bancorporation Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	26.08	24.05	24.14	46.4	49.61	32.71
Depreciation & Amortization	7.48	6.92	5.15	4.46	3.62	3.39
Gain (Loss) on Sale of Investments	1.17	1.17	0.43	-	-0.05	-0.08
Provision for Credit Losses	1	1	0.7	-2.5	-1.5	12
Accrued Interest Receivable	2.13	0.76	-1.59	-3.1	2.34	-4.1
Change in Other Net Operating Assets	0.65	1.54	-5.4	10.2	2.13	-0.34
Other Operating Activities	2.41	1.86	-1.29	0.62	-0.84	-3.62
Operating Cash Flow	43.44	39.81	25.25	59.44	57.88	42.29
Operating Cash Flow Growth	50.42%	57.66%	-57.52%	2.70%	36.88%	14.39%
Capital Expenditures	-17.3	-26.14	-36.39	-21.31	-8.74	-2.32
Investment in Securities	68.65	68.2	53.66	-40.12	-355.03	-16.53
Net Decrease (Increase) in Loans Originated / Sold - Investing	-36.19	-77.24	-184.79	-287.03	-175.19	-341.89
Other Investing Activities	10.97	7.83	-1.16	-9.37	1.76	-6.43
Investing Cash Flow	26.13	-27.34	-168.68	-357.83	-537.21	-367.16
Short-Term Debt Issued	-	-	-	197.12	-	2.72
Long-Term Debt Issued	-	-	160	88.76	34.5	-
Total Debt Issued	-48.23	-	160	285.88	34.5	2.72
Short-Term Debt Repaid	-	-150.27	-49.73	-	-2.5	-
Long-Term Debt Repaid	-	-50	-3.75	-0.04	-54.54	-6.37
Total Debt Repaid	-200.27	-200.27	-53.48	-0.04	-57.03	-6.37
Net Debt Issued (Repaid)	-248.5	-200.27	106.52	285.84	-22.53	-3.65
Repurchase of Common Stock	-1.13	-1.09	-0.94	-1.52	-1.21	-0.75
Common Dividends Paid	-16.83	-16.81	-16.7	-16.62	-15.54	-13.82
Net Increase (Decrease) in Deposit Accounts	259.49	383.82	93.37	-135.6	315.01	686.24
Financing Cash Flow	-6.98	165.65	182.25	132.11	275.72	668.02
Net Cash Flow	62.59	178.12	38.82	-166.29	-203.61	343.15
Free Cash Flow	26.14	13.67	-11.14	38.13	49.14	39.97
Free Cash Flow Growth	-	-	-	-22.40%	22.94%	11.27%
Free Cash Flow Margin	31.55%	17.35%	-14.33%	36.50%	46.23%	49.69%
Free Cash Flow Per Share	1.54	0.81	-0.67	2.27	2.93	2.42
Cash Interest Paid	116.32	117	87.85	28.87	12.64	18.53
Cash Income Tax Paid	1.48	1.48	5.72	10.63	13.38	11.19

Updated Apr 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q