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XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
18.23
+0.57 (3.23%)
Aug 31, 2026, 4:00 PM EDT - Market closed

XP Inc. Income Statement

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Total Interest Expense
116.26102.91130.39141.98175.84177.19196.02198.48203.69181.34166.91135.32152.42162.83149.62127.5277.0548.1157.1349.11
Net Interest Income
-116.26-102.91-130.39-141.98-175.84-177.19-196.02-198.48-203.69-181.34-166.91-135.32-152.42-162.83-149.62-127.52-77.05-48.11-57.13-49.11
Brokerage Commission
815.06849.63880.29806.32812.7713.73838.94786.6800.66703.76704.83731.22662.07683.49781.24633.08598.91653.63618.54689.95
Asset Management Fee
558.31532.37546.79486.58440.62413.22444.08445.61442.66410.61413.54414.48418.71381.65412.08361.21478.48329380.74414.78
Gain on Sale of Investments (Rev)
473.13476.69882.68682.19454.84477.45539.62569.52686.45489.53687.22636.69406.92248.57360.87525.09454.48290.97492.57442.3
Other Revenue
3,0032,8162,6282,6862,7472,7402,6172,5172,2892,4492,2402,3502,0611,8201,6232,1011,8971,8481,7681,624
Revenue
4,7334,5714,8084,5194,2804,1674,2444,1204,0163,8723,8793,9973,3962,9713,0273,4933,3523,0733,2023,122
Revenue Growth (YoY)
10.60%9.70%13.28%9.67%6.58%7.64%9.42%3.10%18.24%30.30%28.13%14.42%1.32%-3.32%-5.48%11.87%11.80%17.36%34.06%49.45%
Cost of Services Provided
3,1893,1433,2513,1372,9552,7762,8292,9222,7022,6692,7612,6962,4002,1072,4672,4932,4542,1652,2472,204
Other Operating Expenses
-27.31-52.39-24.5-21.88-71.46-27.2435.12-58.96-70.09-9.87-14.9433.58-41.35-0.77-222.95-12.6326.997.69-207.66.48
Total Operating Expenses
3,2573,2023,2933,2052,9732,8952,9672,9102,6742,7562,8702,8442,4142,1742,2822,5092,4832,1992,0702,216
Operating Income
1,4761,3691,5141,3141,3071,2721,2771,2111,3411,1161,0091,152982.6797.59744.93984.04869.1874.11,133906.33
EBT Excluding Unusual Items
1,5301,3881,5691,3451,3291,2801,2801,2071,3821,1231,0381,162997.84816.74746.42985.47868.27859.861,122910.06
Asset Writedown
--33.810.06---5.5128.15---15.81-32.27----20.81----5.7-1.31
Legal Settlements
-14.98-10.6-32.21-14.03-11.35-11.3-6.485.011.38-18.46-11.05-4.32-30.15-0.59-1.57-2.55-1.02-3.42-0.82-0.81
Pretax Income
1,5151,3431,5371,3311,3181,2631,3011,2121,3841,088995.131,157967.69816.15738.05982.92867.25856.441,121907.94
Income Tax Expense
130.8325.74255.620.5-3.5126.66120.6325.87265.7358.9-44.8970.79-9.1520.2-44.45-47.96-45.342.19129.95-28.45
Earnings From Continuing Ops.
1,3841,3181,2821,3301,3211,2361,1811,1871,1181,0301,0401,087976.84795.95782.51,031912.58854.25990.65936.39
Minority Interest in Earnings
7.45-8.0214-10.48-2.48-0.55-0.54-0.68-0.680.462.16-0.44-1.49-0.930.45-0.13-1.33-0.15-1.21-0.73
Net Income
1,3921,3101,2961,3201,3191,2361,1801,1861,1171,0301,0421,086975.35795.02782.951,031911.25854.1989.44935.66
Net Income to Common
1,3921,3101,2961,3201,3191,2361,1801,1861,1171,0301,0421,086975.35795.02782.951,031911.25854.1989.44935.66
Net Income Growth (YoY)
5.52%6.01%9.79%11.27%18.05%19.95%13.24%9.19%14.55%29.56%33.11%5.38%7.03%-6.92%-20.87%10.16%-2.08%16.42%64.68%73.13%
Shares Outstanding (Basic)
513519520526528535538536544548547547528536548556559559559559
Shares Outstanding (Diluted)
521525520535536540540544551557553554532537563573577577577572
Shares Change (YoY)
-2.85%-2.63%-3.74%-1.75%-2.84%-3.08%-2.31%-1.65%3.75%3.67%-1.80%-3.45%-7.83%-6.91%-2.40%0.27%0.78%0.71%1.85%2.74%
EPS (Basic)
2.712.532.492.512.502.312.192.212.051.881.901.991.851.481.431.851.631.531.771.67
EPS (Diluted)
2.672.492.492.472.462.292.182.182.031.851.881.961.831.481.391.801.581.481.711.64
EPS Growth (YoY)
8.61%8.87%14.05%13.25%21.51%23.76%15.93%11.02%10.41%24.97%35.54%9.14%16.13%0.05%-18.92%9.86%-2.84%15.53%62.03%68.52%

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Free Cash Flow
-1,1994,636-2,44112,2184,713-2,6543,7934,6355,985-3,3794,130-1,2781,7843,4261,505-212.62-627.41,095964.95-4,069
Free Cash Flow Per Share
-2.308.82-4.6922.848.80-4.927.028.5110.85-6.077.47-2.313.356.382.67-0.37-1.091.901.67-7.12
Dividend Per Share
-1.0430.0320.959--0.4813.539---3.6462.797-------
Dividend Growth (YoY)
---93.31%-72.90%----2.92%------------
Operating Margin
31.18%29.95%31.50%29.07%30.54%30.53%30.10%29.38%33.40%28.82%26.01%28.83%28.93%26.85%24.61%28.17%25.93%28.44%35.37%29.03%
Profit Margin
29.40%28.65%26.95%29.20%30.82%29.65%27.81%28.78%27.82%26.61%26.87%27.18%28.72%26.76%25.86%29.51%27.19%27.79%30.90%29.97%
Free Cash Flow Margin
-25.34%101.42%-50.78%270.39%110.13%-63.69%89.37%112.50%149.05%-87.28%106.48%-31.99%52.52%115.31%49.71%-6.09%-18.72%35.62%30.13%-130.32%
Effective Tax Rate
8.63%1.92%16.63%0.04%-2.11%9.27%2.13%19.20%5.41%-6.12%-2.48%---0.26%11.60%-
Revenue as Reported
4,8494,6744,9384,6614,4554,3454,4404,3194,2194,0534,0464,1323,5493,1343,1773,6203,4293,1213,2603,171
SEC Filings: 10-K · 10-Q