X Financial (XYF)
Market Cap | 563.92M |
Revenue (ttm) | 804.45M |
Net Income (ttm) | 210.97M |
Shares Out | 42.21M |
EPS (ttm) | 4.32 |
PE Ratio | 3.10 |
Forward PE | n/a |
Dividend | $0.34 (2.55%) |
Ex-Dividend Date | Sep 4, 2024 |
Volume | 129,909 |
Open | 13.03 |
Previous Close | 12.85 |
Day's Range | 12.80 - 13.51 |
52-Week Range | 3.68 - 17.70 |
Beta | 0.06 |
Analysts | n/a |
Price Target | n/a |
Earnings Date | May 29, 2025 |
About XYF
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loan, a category of online personal credit loan products, including Xiaoying card loan and other unsecured loan products; and Xiaoying housing loan, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was ... [Read more]
Financial Performance
In 2024, X Financial's revenue was 5.87 billion, an increase of 21.95% compared to the previous year's 4.81 billion. Earnings were 1.54 billion, an increase of 29.75%.
Financial numbers in CNY Financial StatementsNews

X Financial Files Annual Report on Form 20-F for Fiscal Year 2024
SHENZHEN, China , April 25, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it filed its annual report on Form...

X Financial (XYF) Q4 2024 Earnings Call Transcript
X Financial (NYSE:XYF) Q4 2024 Earnings Conference Call March 20, 2025 7:00 AM ET Company Participants Victoria Yu – Investor Relations Manager Kent Li – President Frank Fuya Zheng – Chief Financial ...

X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results
SHENZHEN, China , March 19, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results fo...

X Financial to Report Fourth Quarter and Fiscal Year 2024 Financial Results on March 20, 2025
SHENZHEN, China , March 18, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financi...

X Financial: Why The Trip Upwards Is Likely Not Over
XYF has appreciated thanks to the stock moving higher since last September, but the rally has lost steam, which raises the question if it is time to get out. The charts suggest the recent stalling in ...

X Financial Announces US$48.7 Million Share Repurchase from Major Shareholder
SHENZHEN, China , Dec. 19, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced that it has entered into a repurcha...

X Financial (XYF) Q3 2024 Earnings Call Transcript
X Financial (NYSE:XYF) Q3 2024 Results Conference Call November 27, 2024 7:00 AM ET Company Participants Victoria Yu - IR Kan Li - President Frank Fuya Zheng - CFO Conference Call Participants Mason ...

X Financial Reports Third Quarter 2024 Unaudited Financial Results
SHENZHEN, China , Nov. 26, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for...

X Financial to Hold Annual General Meeting on December 20, 2024
SHENZHEN, China , Nov. 22, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it will hold its 2024 annual genera...

X Financial to Report Third Quarter 2024 Financial Results on November 27, 2024
SHENZHEN, China , Nov. 19, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financia...

X Financial (XYF) Q2 2024 Earnings Call Transcript
X Financial (NYSE:XYF) Q2 2024 Earnings Conference Call August 22, 2024 7:00 AM ET Company Participants Victoria Yu - IR Kan Li - President Frank Fuya Zheng - CFO Conference Call Participants Mason B...

X Financial Reports Second Quarter 2024 Unaudited Financial Results
SHENZHEN, China , Aug. 21, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for...

X Financial to Report Second Quarter 2024 Financial Results on August 22, 2024
SHENZHEN, China , Aug. 13, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financia...

X Financial Announces Results of Tender Offer
SHENZHEN, China , July 15, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, announced today the results of its previously annou...

X Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSs
SHENZHEN, China , June 5, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, announced today that it has commenced a tender offer...

X Financial (XYF) Q1 2024 Earnings Call Transcript
X Financial (NYSE:XYF) Q1 2024 Earnings Conference Call May 31, 2024 7:00 AM ET Company Participants Victoria Yu - IR Frank Fuya Zheng - CFO Conference Call Participants Mason Bourne - AWH Capital Op...

X Financial Reports First Quarter 2024 Unaudited Financial Results
SHENZHEN, China , May 30, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for ...

X Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024
SHENZHEN, China , May 24, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it has rescheduled the release of its u...

X Financial to Report First Quarter 2024 Financial Results on May 29, 2024
SHENZHEN, China , May 23, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial...

X Financial Files Annual Report on Form 20-F for Fiscal Year 2023
SHENZHEN, China , April 29, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced it filed its annual report on Form 20-F fo...

X Financial (XYF) Q4 2023 Earnings Call Transcript
X Financial (XYF) Q4 2023 Earnings Call Transcript

X Financial Reports Fourth Quarter and Fiscal Year 2023 Unaudited Financial Results
SHENZHEN, China , March 26, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results fo...

X Financial to Report Fourth Quarter and Fiscal Year 2023 Financial Results on March 27, 2024
SHENZHEN, China , March 21, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financi...

X Financial (XYF) Q3 2023 Earnings Call Transcript
X Financial (NYSE:XYF) Q3 2023 Results Conference Call November 22, 2023 9:00 PM ET Company Participants Victoria Yu - Investor Relations Kan Li - President, Chief Risk Officer & Director Frank Fuya ...

X Financial Reports Third Quarter 2023 Unaudited Financial Results
SHENZHEN, China , Nov. 22, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for...