X Financial (XYF)

NYSE: XYF · Real-Time Price · USD
19.59
+0.13 (0.67%)
At close: Jun 6, 2025, 4:00 PM
19.70
+0.11 (0.56%)
After-hours: Jun 6, 2025, 7:55 PM EDT
0.67%
Market Cap 826.88M
Revenue (ttm) 909.71M
Net Income (ttm) 225.30M
Shares Out 42.21M
EPS (ttm) 4.76
PE Ratio 4.12
Forward PE n/a
Dividend $0.25 (1.28%)
Ex-Dividend Date Jun 20, 2025
Volume 255,359
Open 19.59
Previous Close 19.46
Day's Range 18.81 - 19.77
52-Week Range 3.78 - 19.80
Beta 0.24
Analysts n/a
Price Target n/a
Earnings Date May 19, 2025

About XYF

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loan, a category of online personal credit loan products, including Xiaoying card loan and other unsecured loan products; and Xiaoying housing loan, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was ... [Read more]

Industry Credit Services
Sector Financials
IPO Date Sep 18, 2018
Employees 563
Stock Exchange NYSE
Ticker Symbol XYF
Full Company Profile

Financial Performance

In 2024, X Financial's revenue was 5.87 billion, an increase of 21.95% compared to the previous year's 4.81 billion. Earnings were 1.54 billion, an increase of 29.75%.

Financial numbers in CNY Financial Statements

News

X Financial: Stock Quadruples In 12 Months, Still An Asymmetric Bet

X Financial offers an asymmetric upside, with strong growth, stable asset quality, and a capital-light model. The Chinese government stimulus and a shift to consumption-led growth should further boost...

1 day ago - Seeking Alpha

X Financial (XYF) Q1 2025 Earnings Call Transcript

X Financial (NYSE:XYF) Q1 2025 Earnings Conference Call May 20, 2025 7:30 AM ET Company Participants Victoria Yu - IR Kent Li - President Noah Kauffman - Chief Financial Strategy Officer Frank Fuya Z...

19 days ago - Seeking Alpha

X Financial Reports First Quarter 2025 Unaudited Financial Results

SHENZHEN, China , May 19, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) ("X Financial", the "Company" or "we"), a leading Chinese fintech platform, today announced its unaudited financial results for t...

20 days ago - PRNewsWire

X Financial to Report First Quarter 2025 Financial Results on May 20, 2025

SHENZHEN, China , May 15, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial...

24 days ago - PRNewsWire

X Financial Files Annual Report on Form 20-F for Fiscal Year 2024

SHENZHEN, China , April 25, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it filed its annual report on Form...

6 weeks ago - PRNewsWire

X Financial (XYF) Q4 2024 Earnings Call Transcript

X Financial (NYSE:XYF) Q4 2024 Earnings Conference Call March 20, 2025 7:00 AM ET Company Participants Victoria Yu – Investor Relations Manager Kent Li – President Frank Fuya Zheng – Chief Financial ...

2 months ago - Seeking Alpha

X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results

SHENZHEN, China , March 19, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results fo...

2 months ago - PRNewsWire

X Financial to Report Fourth Quarter and Fiscal Year 2024 Financial Results on March 20, 2025

SHENZHEN, China , March 18, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financi...

2 months ago - PRNewsWire

X Financial: Why The Trip Upwards Is Likely Not Over

XYF has appreciated thanks to the stock moving higher since last September, but the rally has lost steam, which raises the question if it is time to get out. The charts suggest the recent stalling in ...

3 months ago - Seeking Alpha

X Financial Announces US$48.7 Million Share Repurchase from Major Shareholder

SHENZHEN, China , Dec. 19, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced that it has entered into a repurcha...

6 months ago - PRNewsWire

X Financial (XYF) Q3 2024 Earnings Call Transcript

X Financial (NYSE:XYF) Q3 2024 Results Conference Call November 27, 2024 7:00 AM ET Company Participants Victoria Yu - IR Kan Li - President Frank Fuya Zheng - CFO Conference Call Participants Mason ...

6 months ago - Seeking Alpha

X Financial Reports Third Quarter 2024 Unaudited Financial Results

SHENZHEN, China , Nov. 26, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for...

6 months ago - PRNewsWire

X Financial to Hold Annual General Meeting on December 20, 2024

SHENZHEN, China , Nov. 22, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it will hold its 2024 annual genera...

7 months ago - PRNewsWire

X Financial to Report Third Quarter 2024 Financial Results on November 27, 2024

SHENZHEN, China , Nov. 19, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financia...

7 months ago - PRNewsWire

X Financial (XYF) Q2 2024 Earnings Call Transcript

X Financial (NYSE:XYF) Q2 2024 Earnings Conference Call August 22, 2024 7:00 AM ET Company Participants Victoria Yu - IR Kan Li - President Frank Fuya Zheng - CFO Conference Call Participants Mason B...

10 months ago - Seeking Alpha

X Financial Reports Second Quarter 2024 Unaudited Financial Results

SHENZHEN, China , Aug. 21, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for...

10 months ago - PRNewsWire

X Financial to Report Second Quarter 2024 Financial Results on August 22, 2024

SHENZHEN, China , Aug. 13, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financia...

10 months ago - PRNewsWire

X Financial Announces Results of Tender Offer

SHENZHEN, China , July 15, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, announced today the results of its previously annou...

11 months ago - PRNewsWire

X Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSs

SHENZHEN, China , June 5, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, announced today that it has commenced a tender offer...

1 year ago - PRNewsWire

X Financial (XYF) Q1 2024 Earnings Call Transcript

X Financial (NYSE:XYF) Q1 2024 Earnings Conference Call May 31, 2024 7:00 AM ET Company Participants Victoria Yu - IR Frank Fuya Zheng - CFO Conference Call Participants Mason Bourne - AWH Capital Op...

1 year ago - Seeking Alpha

X Financial Reports First Quarter 2024 Unaudited Financial Results

SHENZHEN, China , May 30, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for ...

1 year ago - PRNewsWire

X Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024

SHENZHEN, China , May 24, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it has rescheduled the release of its u...

1 year ago - PRNewsWire

X Financial to Report First Quarter 2024 Financial Results on May 29, 2024

SHENZHEN, China , May 23, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial...

1 year ago - PRNewsWire

X Financial Files Annual Report on Form 20-F for Fiscal Year 2023

SHENZHEN, China , April 29, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced it filed its annual report on Form 20-F fo...

1 year ago - PRNewsWire

X Financial (XYF) Q4 2023 Earnings Call Transcript

X Financial (XYF) Q4 2023 Earnings Call Transcript

1 year ago - Seeking Alpha