X Financial (XYF)

NYSE: XYF · Real-Time Price · USD
15.48
-0.62 (-3.85%)
Mar 28, 2025, 1:53 PM EDT - Market open
-3.85%
Market Cap 733.94M
Revenue (ttm) 804.45M
Net Income (ttm) 210.97M
Shares Out 47.41M
EPS (ttm) 4.32
PE Ratio 3.73
Forward PE n/a
Dividend $0.34 (2.21%)
Ex-Dividend Date Sep 4, 2024
Volume 340,695
Open 15.74
Previous Close 16.10
Day's Range 14.57 - 16.20
52-Week Range 3.66 - 17.70
Beta 0.46
Analysts n/a
Price Target n/a
Earnings Date Mar 19, 2025

About XYF

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance pr... [Read more]

Industry Credit Services
Sector Financials
IPO Date Sep 18, 2018
Employees 521
Stock Exchange NYSE
Ticker Symbol XYF
Full Company Profile

Financial Performance

In 2024, X Financial's revenue was 5.87 billion, an increase of 21.95% compared to the previous year's 4.81 billion. Earnings were 1.54 billion, an increase of 29.75%.

Financial numbers in CNY Financial Statements

News

X Financial (XYF) Q4 2024 Earnings Call Transcript

X Financial (NYSE:XYF) Q4 2024 Earnings Conference Call March 20, 2025 7:00 AM ET Company Participants Victoria Yu – Investor Relations Manager Kent Li – President Frank Fuya Zheng – Chief Financial ...

7 days ago - Seeking Alpha

X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results

SHENZHEN, China , March 19, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results fo...

8 days ago - PRNewsWire

X Financial to Report Fourth Quarter and Fiscal Year 2024 Financial Results on March 20, 2025

SHENZHEN, China , March 18, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financi...

10 days ago - PRNewsWire

X Financial: Why The Trip Upwards Is Likely Not Over

XYF has appreciated thanks to the stock moving higher since last September, but the rally has lost steam, which raises the question if it is time to get out. The charts suggest the recent stalling in ...

16 days ago - Seeking Alpha

X Financial Announces US$48.7 Million Share Repurchase from Major Shareholder

SHENZHEN, China , Dec. 19, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced that it has entered into a repurcha...

3 months ago - PRNewsWire

X Financial (XYF) Q3 2024 Earnings Call Transcript

X Financial (NYSE:XYF) Q3 2024 Results Conference Call November 27, 2024 7:00 AM ET Company Participants Victoria Yu - IR Kan Li - President Frank Fuya Zheng - CFO Conference Call Participants Mason ...

4 months ago - Seeking Alpha

X Financial Reports Third Quarter 2024 Unaudited Financial Results

SHENZHEN, China , Nov. 26, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for...

4 months ago - PRNewsWire

X Financial to Hold Annual General Meeting on December 20, 2024

SHENZHEN, China , Nov. 22, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it will hold its 2024 annual genera...

4 months ago - PRNewsWire

X Financial to Report Third Quarter 2024 Financial Results on November 27, 2024

SHENZHEN, China , Nov. 19, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financia...

4 months ago - PRNewsWire

X Financial (XYF) Q2 2024 Earnings Call Transcript

X Financial (NYSE:XYF) Q2 2024 Earnings Conference Call August 22, 2024 7:00 AM ET Company Participants Victoria Yu - IR Kan Li - President Frank Fuya Zheng - CFO Conference Call Participants Mason B...

7 months ago - Seeking Alpha

X Financial Reports Second Quarter 2024 Unaudited Financial Results

SHENZHEN, China , Aug. 21, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for...

7 months ago - PRNewsWire

X Financial to Report Second Quarter 2024 Financial Results on August 22, 2024

SHENZHEN, China , Aug. 13, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financia...

8 months ago - PRNewsWire

X Financial Announces Results of Tender Offer

SHENZHEN, China , July 15, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, announced today the results of its previously annou...

9 months ago - PRNewsWire

X Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSs

SHENZHEN, China , June 5, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, announced today that it has commenced a tender offer...

10 months ago - PRNewsWire

X Financial (XYF) Q1 2024 Earnings Call Transcript

X Financial (NYSE:XYF) Q1 2024 Earnings Conference Call May 31, 2024 7:00 AM ET Company Participants Victoria Yu - IR Frank Fuya Zheng - CFO Conference Call Participants Mason Bourne - AWH Capital Op...

10 months ago - Seeking Alpha

X Financial Reports First Quarter 2024 Unaudited Financial Results

SHENZHEN, China , May 30, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for ...

10 months ago - PRNewsWire

X Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024

SHENZHEN, China , May 24, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it has rescheduled the release of its u...

10 months ago - PRNewsWire

X Financial to Report First Quarter 2024 Financial Results on May 29, 2024

SHENZHEN, China , May 23, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial...

11 months ago - PRNewsWire

X Financial Files Annual Report on Form 20-F for Fiscal Year 2023

SHENZHEN, China , April 29, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced it filed its annual report on Form 20-F fo...

11 months ago - PRNewsWire

X Financial (XYF) Q4 2023 Earnings Call Transcript

X Financial (XYF) Q4 2023 Earnings Call Transcript

1 year ago - Seeking Alpha

X Financial Reports Fourth Quarter and Fiscal Year 2023 Unaudited Financial Results

SHENZHEN, China , March 26, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results fo...

1 year ago - PRNewsWire

X Financial to Report Fourth Quarter and Fiscal Year 2023 Financial Results on March 27, 2024

SHENZHEN, China , March 21, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financi...

1 year ago - PRNewsWire

X Financial (XYF) Q3 2023 Earnings Call Transcript

X Financial (NYSE:XYF) Q3 2023 Results Conference Call November 22, 2023 9:00 PM ET Company Participants Victoria Yu - Investor Relations Kan Li - President, Chief Risk Officer & Director Frank Fuya ...

1 year ago - Seeking Alpha

X Financial Reports Third Quarter 2023 Unaudited Financial Results

SHENZHEN, China , Nov. 22, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for...

1 year ago - PRNewsWire

X Financial to Hold Annual General Meeting on December 22, 2023

SHENZHEN, China , Nov. 17, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it will hold its 2023 annual genera...

1 year ago - PRNewsWire