X Financial Statistics
Total Valuation
X Financial has a market cap or net worth of $156.38 million. The enterprise value is $460.91 million.
| Market Cap | 156.38M |
| Enterprise Value | 460.91M |
Important Dates
The next estimated earnings date is Wednesday, May 22, 2024, after market close.
| Earnings Date | May 22, 2024 |
| Ex-Dividend Date | May 9, 2024 |
Share Statistics
X Financial has 41.37 million shares outstanding.
| Shares Outstanding | 41.37M |
| Owned by Insiders (%) | 1.64% |
| Owned by Institutions (%) | 1.98% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 1.05.
| PE Ratio | 1.05 |
| Forward PE | n/a |
| PS Ratio | 0.23 |
| Forward PS | n/a |
| PB Ratio | 0.19 |
| P/FCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 2.75 |
| EV / Sales | 0.68 |
| EV / EBITDA | n/a |
| EV / EBIT | 2.29 |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.71 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 71.52 |
Financial Efficiency
Return on equity (ROE) is 21.60% and return on invested capital (ROIC) is 11.88%.
| Return on Equity (ROE) | 21.60% |
| Return on Assets (ROA) | 11.20% |
| Return on Capital (ROIC) | 11.88% |
| Revenue Per Employee | $1.47M |
| Profits Per Employee | $363,102 |
| Employee Count | 461 |
| Asset Turnover | 0.45 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, X Financial has paid $34.46 million in taxes.
| Income Tax | 34.46M |
| Effective Tax Rate | 17.07% |
Stock Price Statistics
The stock price has increased by +9.57% in the last 52 weeks. The beta is 0.27, so X Financial's price volatility has been lower than the market average.
| Beta (1Y) | 0.27 |
| 52-Week Price Change | +9.57% |
| 50-Day Moving Average | 4.08 |
| 200-Day Moving Average | 4.10 |
| Relative Strength Index (RSI) | 43.07 |
| Average Volume (30 Days) | 21,269 |
Short Selling Information
| Short Interest | 13,893 |
| Short Previous Month | 13,273 |
| Short % of Shares Out | 0.04% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.33 |
Income Statement
In the last 12 months, X Financial had revenue of $679.11 million and earned $167.39 million in profits. Earnings per share was $3.38.
| Revenue | 679.11M |
| Gross Profit | 665.10M |
| Operating Income | 198.59M |
| Pretax Income | 198.39M |
| Net Income | 167.39M |
| EBITDA | n/a |
| EBIT | 201.21M |
| Earnings Per Share (EPS) | $3.38 |
Balance Sheet
The company has $268.59 million in cash and $573.13 million in debt, giving a net cash position of -$304.53 million or -$7.36 per share.
| Cash & Cash Equivalents | 268.59M |
| Total Debt | 573.13M |
| Net Cash | -304.53M |
| Net Cash Per Share | -$7.36 |
| Equity / Book Value | 807.69M |
| Book Value Per Share | 19.52 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 97.94%, with operating and profit margins of 29.24% and 24.65%.
| Gross Margin | 97.94% |
| Operating Margin | 29.24% |
| Pretax Margin | 29.21% |
| Profit Margin | 24.65% |
| EBITDA Margin | n/a |
| EBIT Margin | 29.63% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.34, which amounts to a dividend yield of 9.00%.
| Dividend Per Share | $0.34 |
| Dividend Yield | 9.00% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 10.06% |
| Buyback Yield | 9.79% |
| Shareholder Yield | 18.79% |
| Earnings Yield | 107.04% |
| FCF Yield | n/a |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on November 19, 2020. It was a reverse split with a ratio of 1:3.
| Last Split Date | Nov 19, 2020 |
| Split Type | Reverse |
| Split Ratio | 1:3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |