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X Financial (XYF)

NYSE: XYF · IEX Real-Time Price · USD
4.17 -0.34 (-7.54%)
Nov 26, 2021 1:00 PM EST - Market closed

Total Valuation

X Financial has a market cap or net worth of $224.57 million. The enterprise value is $333.22 million.

Market Cap224.57M
Enterprise Value333.22M

Important Dates

before market open.

Earnings Daten/a
Ex-Dividend Daten/a

Share Statistics

X Financial has 53.85 million shares outstanding.

Shares Outstanding53.85M
Owned by Insiders (%)0.36%
Owned by Institutions (%)2.48%
Float18.58M

Valuation Ratios

PE Ration/a
Forward PEn/a
PS Ratio0.47
PB Ratio0.41
P/FCF Ration/a
PEG Ration/a
Financial Ratio History

Enterprise Valuation

EV / Earningsn/a
EV / Sales0.70
EV / EBITDAn/a
EV / EBITn/a
EV / FCFn/a

Financial Position

Current Ration/a
Quick Ration/a
Debt / Equity0.71
Debt / EBITDAn/a
Debt / FCFn/a

Financial Efficiency

Return on Equity (ROE)-10.30%
Return on Assets (ROA)-4.70%
Return on Capital (ROIC)-5.00%
Revenue Per Employee$1.05M
Profits Per Employee-$118,646
Employee Count457
Asset Turnover0.42
Inventory Turnovern/a

Taxes

Income Tax-20.04M
Effective Tax Rate26.99%

Stock Price Statistics

The stock price has increased by +46.32% in the last 52 weeks. The beta is 0.90, so X Financial's price volatility has been similar to the market average.

Beta (1Y)0.90
52-Week Price Change+46.32%
50-Day Moving Average4.72
200-Day Moving Average6.36
Average Volume (30 Days)174,055

Short Selling Information

Short Interest206,278
Short % of Shares Out0.38%
Short % of Float1.11%
Short Ratio (days to cover)0.66

Income Statement

In the last 12 months, X Financial had revenue of 479.20 million and -54.22 million in losses. Earnings per share was -$1.02.

Revenue479.20M
Gross Profit479.20M
Operating Income-56.90M
Pretax Income-74.26M
Net Income-54.22M
EBITDAn/a
EBIT-69.44M
Earnings Per Share (EPS)-$1.02
Full Income Statement

Balance Sheet

The company has $279.21 million in cash and $387.86 million in debt, giving a net cash position of -$108.65 million or -$2.02 per share.

Cash & Cash Equivalents279.21M
Total Debt387.86M
Net Cash-108.65M
Net Cash Per Share-$2.02
Book Value542.52M
Book Value Per Share10.07
Working Capitaln/a
Full Balance Sheet

Cash Flow

Operating Cash Flown/a
Capital Expendituresn/a
Free Cash Flown/a
FCF Per Sharen/a
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -11.87% and -11.31%.

Gross Margin100.00%
Operating Margin-11.87%
Pretax Margin-15.50%
Profit Margin-11.31%
EBITDA Marginn/a
EBIT Margin-14.49%
FCF Marginn/a

Dividends & Yields

X Financial does not appear to pay any dividends at this time.

Dividend Per Sharen/a
Dividend Yieldn/a
Earnings Yield-24.14%
FCF Yieldn/a
Dividend Growth (YoY)n/a
Payout Ration/a

Stock Splits

The last stock split was on November 19, 2020. It was a reverse split with a ratio of 1:3.

Last Split DateNov 19, 2020
Split TypeReverse
Split Ratio1:3