Home » Stocks » X Financial

X Financial (XYF)

Stock Price: $0.820 USD 0.000 (0.00%)
Updated Jul 2, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 138.21M
Revenue (ttm) 441.15M
Net Income (ttm) 110.61M
Shares Out 160.33M
EPS (ttm) 0.81
PE Ratio 1.01
Forward PE n/a
Dividend $0.10
Dividend Yield 12.20%

Stock Quote

Trading Day Jul 2, 2020
Last Price $0.820
Previous Close $0.820
Change ($) 0.000
Change (%) 0.00%
Day's Open 0.780
Day's Range 0.780 - 0.870
Day's Volume 38,997
52-Week Range 0.690 - 3.830

More Stats

Market Cap 138.21M
Enterprise Value -78.98M
Earnings Date (est) Aug 17, 2020
Ex-Dividend Date n/a
Shares Outstanding 160.33M
Float 57.53M
EPS (basic) n/a
EPS (diluted) 0.81
FCF / Share 0.53
Dividend $0.10
Dividend Yield 12.20%
Earnings Yield 98.78%
FCF Yield 60.52%
Payout Ratio 14.20%
Shares Short 142,540
Short Ratio 0.99
Short % of Float n/a
Beta n/a
PE Ratio 1.01
Forward PE n/a
P/FCF Ratio 1.65
PS Ratio 0.31
PB Ratio 0.24
Revenue 441.15M
Operating Income 116.08M
Net Income 110.61M
Free Cash Flow 83.65M
Net Cash 217.19M
Net Cash / Share 1.29
Gross Margin 100.00%
Operating Margin 26.31%
Profit Margin 25.10%
FCF Margin 18.96%
ROA 7.94%
ROE 19.64%
ROIC 13.30%
Key stats in USD, based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$1.70*
Low
1.70
Current: 0.820
High
1.70
Target: 1.70
*Average 12-month USD price target from 1 stock analysts.

Financial Performance

Financial numbers in millions CNY.

Financial Overview

Year2019201820172016
Revenue3,0883,5411,787230
Revenue Growth-12.78%98.14%675.9%-
Gross Profit3,0883,5411,787230
Operating Income8131,275502-137
Net Income774883340-120
Shares Outstanding314287261238
Earnings Per Share4.845.822.44-1.00
EPS Growth-16.84%138.52%--
Dividend Per Share0.10---
Operating Cash Flow6015.35-61582.57
Capital Expenditures-15.03-38.63-20.64-3.42
Free Cash Flow586-33.27-63679.15
Cash & Equivalents1,5201,278684505
Total Debt-198--
Net Cash / Debt1,5201,080684505
Assets8,2814,6373,8881,681
Liabilities3,9141,1192,1221,304
Book Value4,3663,5171,762373
Numbers in millions CNY, except per-share numbers.

Company Profile

Company Details

Full Name X Financial
Country China
Employees 693
CEO Justin Tang

Stock Information

Ticker Symbol XYF
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Credit Services
Unique Identifier NYSE: XYF
IPO Date September 18, 2018

Description

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan product is Xiaoying credit loan, which consists of Xiaoying card loan catering to the credit card holders and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.