X Financial (XYF)

Market Cap	185.26M -70.6%
Revenue (ttm)	997.20M +4.2%
Net Income	151.42M -36.1%
EPS	3.73 -25.6%
Shares Out	38.52M
PE Ratio	1.27
Forward PE	n/a
Dividend	$0.56 (11.99%)
Ex-Dividend Date	Apr 30, 2026

Volume	52,604
Open	4.730
Previous Close	4.730
Day's Range	4.650 - 4.855
52-Week Range	3.300 - 20.355
Beta	0.51
Analysts	n/a
Price Target	n/a
Earnings Date	May 27, 2026

About XYF

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was f...

• Industry: Credit Services
• Sector: Financials
• IPO Date: Sep 18, 2018
• Employees: 643
• Stock Exchange: NYSE
• Ticker Symbol: XYF
• Website: https://ir.xiaoyinggroup.com

Financial Performance

In 2025, X Financial's revenue was 7.64 billion, an increase of 30.10% compared to the previous year's 5.87 billion. Earnings were 1.46 billion, a decrease of -4.89%.

Financial numbers in CNY