X Financial (XYF)
| Market Cap | 211.05M -69.0% |
| Revenue (ttm) | 1.09B +30.1% |
| Net Income | 209.39M -4.9% |
| EPS | 5.04 +11.8% |
| Shares Out | 42.21M |
| PE Ratio | 1.03 |
| Forward PE | n/a |
| Dividend | $0.56 (11.21%) |
| Ex-Dividend Date | Apr 30, 2026 |
| Volume | 104,441 |
| Open | 5.22 |
| Previous Close | 5.17 |
| Day's Range | 4.97 - 5.22 |
| 52-Week Range | 3.30 - 20.36 |
| Beta | 0.51 |
| Analysts | n/a |
| Price Target | n/a |
| Earnings Date | May 20, 2026 |
About XYF
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was f... [Read more]
Financial Performance
In 2025, X Financial's revenue was 7.64 billion, an increase of 30.10% compared to the previous year's 5.87 billion. Earnings were 1.46 billion, a decrease of -4.89%.
Financial numbers in CNY Financial StatementsNews
X Financial Files Annual Report on Form 20-F for Fiscal Year 2025
SHENZHEN, China, April 30, 2026 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it filed its annual report on Form ...
X Financial Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses
SAN DIEGO, March 27, 2026 (GLOBE NEWSWIRE) -- Johnson Fistel, PLLP is investigating potential claims on behalf of investors of X Financial (NYSE: XYF). The investigation focuses on X Financial executi...
X Financial Earnings Call Transcript: Q4 2025
Q4 2025 saw a sharp decline in loan origination, revenue, and profitability due to deliberate risk management and rising credit costs, while regulatory uncertainty and tighter controls weighed on outlook. Full year revenue grew, but net income fell year-over-year.
X Financial Reports Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results
SHENZHEN, China, March 25, 2026 /PRNewswire/ -- X Financial (NYSE: XYF), a leading Chinese fintech platform, today announced its unaudited financial results for the fourth quarter and fiscal year ende...
X Financial to Report Fourth Quarter and Fiscal Year 2025 Financial Results on March 26, 2026
SHENZHEN, China, March 19, 2026 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financia...
X Financial Earnings Call Transcript: Q3 2025
Q3 2025 saw a deliberate slowdown in loan origination to prioritize asset quality amid rising delinquencies and regulatory headwinds. Revenue and net income grew year over year but declined sequentially, with strong liquidity and continued share repurchases supporting shareholder value.
X Financial (NYSE: XYF) Reports Q3 2025 Results: Revenue +23.9% YoY, Sequential Decline Amid Rising Credit Costs and Moderating Borrower Activity
SHENZHEN, China , Nov. 20, 2025 /PRNewswire/ -- X Financial (NYSE: XYF), a leading Chinese fintech platform, today announced its unaudited financial results for the third quarter ended September 30, 2...
X Financial to Hold Annual General Meeting on December 18, 2025
SHENZHEN, China , Nov. 18, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it will hold its 2025 annual genera...
X Financial to Report Third Quarter 2025 Financial Results on November 21, 2025
SHENZHEN, China , Nov. 11, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financia...
X Financial Earnings Call Transcript: Q2 2025
Q2 2025 saw record loan originations and revenue growth, with improved asset quality and profitability. Share repurchases and dividends continued, while guidance for Q3 reflects a focus on asset quality amid regulatory changes.
X Financial (NYSE: XYF) Reports Q2 2025 Results: Revenue +66%, Record Loan Originations, Improved Asset Quality
SHENZHEN, China , Aug. 18, 2025 /PRNewswire/ -- X Financial (NYSE: XYF), a leading Chinese fintech platform, today announced its unaudited financial results for the second quarter ended June 30, 2025....
X Financial to Report Second Quarter 2025 Financial Results on August 19, 2025
SHENZHEN, China , Aug. 8, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial...
X Financial Earnings Call Transcript: Q1 2025
Loan originations and revenue surged over 60% year-over-year in Q1 2025, with improved asset quality and profitability. Guidance for Q2 remains strong despite regulatory uncertainties, and a new $100 million share repurchase plan was authorized.
X Financial Reports First Quarter 2025 Unaudited Financial Results
SHENZHEN, China , May 19, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) ("X Financial", the "Company" or "we"), a leading Chinese fintech platform, today announced its unaudited financial results for t...
X Financial to Report First Quarter 2025 Financial Results on May 20, 2025
SHENZHEN, China , May 15, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial...
X Financial Files Annual Report on Form 20-F for Fiscal Year 2024
SHENZHEN, China , April 25, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it filed its annual report on Form...
X Financial Earnings Call Transcript: Q4 2024
Q4 2024 saw 24% year-over-year loan volume growth and net income more than double, driven by improved asset quality and macroeconomic support. 2025 guidance targets a 30% increase in loan volumes, with capital returns focused on share buybacks.
X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results
SHENZHEN, China , March 19, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results fo...
X Financial to Report Fourth Quarter and Fiscal Year 2024 Financial Results on March 20, 2025
SHENZHEN, China , March 18, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financi...