Exzeo Group, Inc. (XZO)
NYSE: XZO · Real-Time Price · USD
18.23
+0.52 (2.94%)
Dec 5, 2025, 4:00 PM EST - Market closed
Exzeo Group Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 |
Investments in Debt Securities | - | - | - | - | 16.52 | 16.79 |
Investments in Equity & Preferred Securities | - | - | - | - | 4.45 | 2.45 |
Other Investments | - | - | - | - | - | 0.49 |
Total Investments | - | - | - | - | 20.97 | 19.73 |
Cash & Equivalents | 110.73 | 54.5 | 15.06 | - | 99.73 | 51.56 |
Reinsurance Recoverable | - | - | - | - | 2.17 | 0.62 |
Other Receivables | 19.03 | 5.68 | 9.13 | - | 7.84 | 6.26 |
Deferred Policy Acquisition Cost | - | - | - | - | 10.28 | 7.2 |
Property, Plant & Equipment | 18.03 | 18.8 | 17.36 | - | 6.37 | 6.4 |
Restricted Cash | - | - | - | - | 2 | 0.3 |
Other Current Assets | 8.62 | 7.05 | 246.81 | - | 7.82 | 1.97 |
Long-Term Deferred Charges | 1.41 | 3.13 | 3.22 | - | - | - |
Other Long-Term Assets | 0.28 | 0.28 | 333.43 | - | 0.41 | 0.2 |
Total Assets | 160.81 | 89.44 | 625.01 | - | 157.58 | 94.23 |
Accounts Payable | 7.8 | 2.13 | 1.54 | - | - | - |
Accrued Expenses | 5.49 | 4.76 | 4.9 | - | 4.27 | 3.57 |
Insurance & Annuity Liabilities | - | - | - | - | 19.35 | 4.77 |
Unearned Premiums | - | - | - | - | 67.08 | 38.5 |
Current Portion of Leases | 2.29 | 2.13 | 1.74 | - | 0.33 | - |
Short-Term Debt | - | - | - | - | 22 | - |
Current Income Taxes Payable | 0.1 | - | - | - | 0.14 | - |
Long-Term Debt | - | - | 58.15 | - | - | - |
Long-Term Leases | 5.52 | 6.22 | 6.05 | - | 0.02 | 0.79 |
Long-Term Deferred Tax Liabilities | - | 2.12 | 0.6 | - | 1.25 | 1.29 |
Other Current Liabilities | 0.23 | 0.14 | 295.89 | - | - | - |
Other Long-Term Liabilities | 0.63 | 0.85 | 145.2 | - | 36.59 | 28.35 |
Total Liabilities | 104.26 | 73.93 | 554.14 | - | 151.03 | 77.27 |
Preferred Stock, Convertible | - | - | 96.16 | - | - | - |
Common Stock | 0.08 | 0.08 | 0.08 | - | 0.08 | 16.82 |
Additional Paid-In Capital | 74.19 | 72.76 | 68.93 | - | 11 | - |
Retained Earnings | -17.72 | -57.33 | -92.5 | - | -4.91 | - |
Comprehensive Income & Other | - | - | -1.8 | - | 0.38 | 0.14 |
Total Common Equity | 56.55 | 15.51 | -25.3 | - | 6.55 | 16.96 |
Shareholders' Equity | 56.55 | 15.51 | 70.87 | - | 6.55 | 16.96 |
Total Liabilities & Equity | 160.81 | 89.44 | 625.01 | - | 157.58 | 94.23 |
Filing Date Shares Outstanding | 82.7 | 82.7 | 76.1 | 75.68 | 75 | 75 |
Total Common Shares Outstanding | 82.7 | 82.7 | 76.1 | 75.68 | 75 | 75 |
Total Debt | 7.81 | 8.35 | 65.93 | - | 22.35 | 0.79 |
Net Cash (Debt) | 102.92 | 46.15 | -50.87 | - | 77.37 | 50.77 |
Net Cash Growth | - | - | - | - | 52.39% | - |
Net Cash Per Share | 1.31 | 0.60 | -0.67 | - | 1.03 | 0.68 |
Book Value Per Share | 0.68 | 0.19 | -0.33 | - | 0.09 | 0.23 |
Tangible Book Value | 56.55 | 15.51 | -25.3 | - | 6.55 | 16.96 |
Tangible Book Value Per Share | 0.68 | 0.19 | -0.33 | - | 0.09 | 0.23 |
Machinery | - | 2.22 | 1.65 | - | 8.42 | 4.33 |
Construction In Progress | - | 1.07 | 1.01 | - | - | - |
Leasehold Improvements | - | 0.54 | 0.43 | - | 0.34 | 0.34 |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.