Exzeo Group, Inc. (XZO)
NYSE: XZO · Real-Time Price · USD
16.48
-0.07 (-0.42%)
Sep 2, 2026, 4:00 PM EDT - Market closed

Exzeo Group Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2020
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '20
1,4852,201----
Market Cap Growth
------
Enterprise Value
1,3552,068----

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2020
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '20
PE Ratio
16.7527.86----
PS Ratio
6.449.95----
PB Ratio
5.168.66----
P/FCF Ratio
18.2122.59----
P/OCF Ratio
17.7521.95----

EV Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2020
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '20
EV/Sales Ratio
5.889.35----
EV/EBITDA Ratio
11.3718.26----
EV/EBIT Ratio
11.6518.75----
EV/FCF Ratio
16.6121.22----

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2020
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '20
Debt / Equity Ratio
0.020.030.540.93-3.41
Debt / EBITDA Ratio
0.050.060.2010.81--
Debt / FCF Ratio
0.080.070.041.18-0.77
Net Debt / Equity Ratio
-0.45-1.17-2.980.72--11.81
Net Debt / EBITDA Ratio
-1.09-2.63-1.1310.58-5.04
Net Debt / FCF Ratio
-1.60-3.06-0.240.91--2.68
Quick Ratio
1.733.791.070.07-1.15
Current Ratio
1.853.861.190.81-1.27
Asset Turnover
0.841.010.38--0.41
Return on Equity (ROE)
50.37%61.37%60.36%---105.67%
Return on Assets (ROA)
26.58%31.54%6.75%---8.17%
Return on Invested Capital (ROIC)
30.11%58.02%35.52%1.91%--70.56%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2020
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '20
Earnings Yield
5.64%3.76%----
FCF Yield
5.49%4.43%----
Payout Ratio
--6.45%31.51%--
Buyback Yield / Dilution
-7.92%-3.45%-1.83%-0.56%-0.91%-
SEC Filings: 10-K · 10-Q