Exzeo Group, Inc. (XZO)
NYSE: XZO · Real-Time Price · USD
16.48
-0.07 (-0.42%)
Sep 2, 2026, 4:00 PM EDT - Market closed
Exzeo Group Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '20 Dec 31, 2020 |
Investments in Debt Securities | 197.07 | - | - | - | - | 16.52 |
Investments in Equity & Preferred Securities | - | - | - | - | - | 4.45 |
Total Investments | 197.07 | - | - | - | - | 20.97 |
Cash & Equivalents | 136.73 | 305.37 | 54.5 | 15.06 | - | 99.73 |
Reinsurance Recoverable | - | - | - | - | - | 2.17 |
Other Receivables | 22.16 | 14.2 | 5.68 | 9.13 | - | 7.84 |
Deferred Policy Acquisition Cost | - | - | - | - | - | 10.28 |
Property, Plant & Equipment | 16 | 17.55 | 18.8 | 17.36 | - | 6.37 |
Restricted Cash | - | - | - | - | - | 2 |
Other Current Assets | 10.81 | 6.25 | 7.05 | 246.81 | - | 7.82 |
Long-Term Deferred Tax Assets | 2.4 | 2.98 | - | - | - | - |
Long-Term Deferred Charges | 0.27 | 1.12 | 3.13 | 3.22 | - | - |
Other Long-Term Assets | 0.34 | 0.27 | 0.28 | 333.43 | - | 0.41 |
Total Assets | 385.78 | 347.73 | 89.44 | 625.01 | - | 157.58 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '20 Dec 31, 2020 |
Accounts Payable | - | 2.57 | 2.13 | 1.54 | - | - |
Accrued Expenses | 14.13 | 5.39 | 5.3 | 4.9 | - | 4.27 |
Insurance & Annuity Liabilities | - | - | - | - | - | 19.35 |
Unearned Premiums | - | - | - | - | - | 67.08 |
Current Portion of Leases | 2.48 | 2.41 | 2.13 | 1.74 | - | 0.33 |
Short-Term Debt | - | - | - | - | - | 22 |
Current Income Taxes Payable | 0.41 | 2.46 | - | - | - | 0.14 |
Long-Term Debt | - | - | - | 58.15 | - | - |
Long-Term Leases | 4.14 | 4.83 | 6.22 | 6.05 | - | 0.02 |
Long-Term Deferred Tax Liabilities | - | - | 2.12 | 0.6 | - | 1.25 |
Other Current Liabilities | 0.18 | 0.67 | -0.4 | 295.89 | - | - |
Other Long-Term Liabilities | 0.91 | 0.79 | 0.85 | 145.2 | - | 36.59 |
Total Liabilities | 97.61 | 93.58 | 73.93 | 554.14 | - | 151.03 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '20 Dec 31, 2020 |
Preferred Stock, Convertible | - | - | - | 96.16 | - | - |
Common Stock | 0.09 | 0.09 | 0.08 | 0.08 | - | 0.08 |
Additional Paid-In Capital | 220 | 228.65 | 72.76 | 68.93 | - | 11 |
Retained Earnings | 69.09 | 25.42 | -57.33 | -92.5 | - | -4.91 |
Comprehensive Income & Other | -1.02 | - | - | -1.8 | - | 0.38 |
Total Common Equity | 288.17 | 254.16 | 15.51 | -25.3 | - | 6.55 |
Shareholders' Equity | 288.17 | 254.16 | 15.51 | 70.87 | - | 6.55 |
Total Liabilities & Equity | 385.78 | 347.73 | 89.44 | 625.01 | - | 157.58 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '20 Dec 31, 2020 |
Filing Date Shares Outstanding | 90.09 | 90.91 | 82.7 | 76.1 | 75.68 | 75 |
Total Common Shares Outstanding | 90.2 | 90.93 | 82.7 | 76.1 | 75.68 | 75 |
Total Debt | 6.62 | 7.25 | 8.35 | 65.93 | - | 22.35 |
Net Cash (Debt) | 130.11 | 298.13 | 46.15 | -50.87 | - | 77.37 |
Net Cash Growth | 26.41% | 545.98% | - | - | - | 52.39% |
Net Cash Per Share | 1.53 | 3.72 | 0.60 | -0.67 | - | 1.03 |
Book Value Per Share | 3.19 | 2.80 | 0.19 | -0.33 | - | 0.09 |
Tangible Book Value | 288.17 | 254.16 | 15.51 | -25.3 | - | 6.55 |
Tangible Book Value Per Share | 3.19 | 2.80 | 0.19 | -0.33 | - | 0.09 |
Machinery | - | 3.39 | 2.22 | 1.65 | - | 8.42 |
Construction In Progress | - | 0.71 | 1.07 | 1.01 | - | - |
Leasehold Improvements | - | 0.59 | 0.54 | 0.43 | - | 0.34 |